Lockton offers a range of products and services to meet business insurance needs around the world.

— PRODUCT

Life and Retirement Services

Our Services

Lockton offers the best of both worlds:

  • The global expertise of the world’s largest privately owned insurance brokerage

  • A network of Advisors providing localized solutions to meet your unique needs.

Our Advisors work with all retirement plan types, pension and voluntary contributions, and Executive Benefits. Our services include:

  • Benefits Strategy Development

  • Plan Design

  • Vendor Selection and Management

  • Investment Advice

  • Employee Engagement Strategy Development

  • Regulatory Insights and Fiduciary Training

  • Compliance Examinations

  • Merger and Acquisition Consulting

  • Project Management

Industry Relationships

Lockton works with the nation's largest retirement plan administrators, thousands of fund managers, and the most trusted insurance carriers. We understand their full range of capabilities, their key processes, and their strategic intent. Clients can feel confident that we will find the best record-keeper, insurance issuer, or portfolio manager to fit their needs. Service providers can feel confident that we operate with everyone's best interests in mind.

Our comprehensive benefit products:

  • Group Life Insurance

  • Group Income Protection

  • Group Dental

  • Key Person Insurance

  • Short and long term disability – group income protection

  • International benefits

  • Flex and voluntary products

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team

Latest News & Insights

Necessary Precautions During FloodsMotor Insurance in Monsoon: What's Covered, What's Not, and What You Should Do

Motor Insurance in Monsoon: What's Covered, What's Not, and What You Should Do

article
Floods remain one of the most frequent natural disasters globally, leading to significant socio-economic disruption and financial loss. While commonly associated with the monsoon, flooding can occur at any time due to multiple environmental and climatic factor ...
Motor Insurance in Monsoon: What's Covered, What's Not, and What You Should Do

Lockton Strengthens Asia Leadership With New CEO Appointments in Malaysia and India

Lockton announces key leadership appointments in Asia: Nicholas Lee joins as CEO Designate for Malaysia, and Jaideep Sharma is appointed CEO of India. Strengthening regional capabilities in risk management, Takaful advisory, and specialist insurance solutions.Lockton announces key leadership appointments in Asia: Nicholas Lee joins as CEO Designate for Malaysia, and Jaideep Sharma is appointed CEO of India. Strengthening regional capabilities in risk management, Takaful advisory, and specialist insurance solutions.

Lockton Secures Reinsurance Licence in Saudi Arabia Appoints Mohammed Al Rowais as CEO for Reinsurance

Lockton Secures Reinsurance Licence in Saudi Arabia Appoints Mohammed Al Rowais as CEO for Reinsurance Lockton Secures Reinsurance Licence in Saudi Arabia Appoints Mohammed Al Rowais as CEO for Reinsurance

Lockton India’s Strategic Growth: Navigating Insurance Markets and Expanding Horizons

US-based Insurance broker Lockton is in the process of expanding into the reinsurance space in India, with a formal market entry expected in this financial year. The world’s largest independent insurance brokerage commenced operations in India on January 1, 2025. “We have built a strong foundation in a relatively short span of time, with a growing presence across key markets. We are currently present in nine branches across the country, including major hubs such as Mumbai, Delhi, Kolkata, Bangalore and Chennai, and continue to expand our footprint in line with client demand,” Sandeep Dadia, CEO & Country Head, Lockton India, told businessline. From a scale perspective, the insurance broker serves over 1000 clients across sectors in the country, supported by a team of 241 associates, with plans to scale this to around 380 as it continues to grow. “This reflects both the strength of our value proposition and the increasing demand for specialised risk advisory solutions,” Dadia said, adding a key differentiator has been its investment in technology. " Our primary focus is on building the right talent, as we believe skilled professionals drive sustainable growth rather than merely chasing volumes. Our reinsurance offerings will span property and marine lines, including cargo, hull, and war, alongside specialised areas such as cruise lines and protection & indemnity (P&I)," the CEO said, adding additionally, it will support large and complex risks across sectors like construction, oil & energy, and other high-value property exposures, providing comprehensive, solution-driven coverage. "In addition, we plan to extend reinsurance solutions across health and life insurance, working closely with insurers to address capacity and risk management needs across portfolios,” he informed. Lockton has a significant presence in the international reinsurance market. Globally, it manages a large treaty business and is considered among the top 10 treaty brokers worldwide. It handles a substantial facultative reinsurance portfolio internationally. “Our international approach goes beyond transactions; we invest heavily in analytics, geotagging, and risk assessment to deliver the best outcomes for insurers. The same philosophy will guide our expansion in India. Once we have sufficient capacity to serve Indian clients, we will extend treaty reinsurance offerings, ensuring that every engagement adds measurable value to the client’s portfolio rather than simply executing transactions,” Dadia said. The company is targeting healthy growth in FY27, underscoring its confidence in both its capabilities and the rising demand for specialised brokerage and risk management solutions. “While market conditions particularly in property may remain dynamic, the team is prepared to make strategic adjustments through the year to ensure sustainable and profitable growth,” Dadia addedUS-based Insurance broker Lockton is in the process of expanding into the reinsurance space in India, with a formal market entry expected in this financial year. The world’s largest independent insurance brokerage commenced operations in India on January 1, 2025. “We have built a strong foundation in a relatively short span of time, with a growing presence across key markets. We are currently present in nine branches across the country, including major hubs such as Mumbai, Delhi, Kolkata, Bangalore and Chennai, and continue to expand our footprint in line with client demand,” Sandeep Dadia, CEO & Country Head, Lockton India, told businessline. From a scale perspective, the insurance broker serves over 1000 clients across sectors in the country, supported by a team of 241 associates, with plans to scale this to around 380 as it continues to grow. “This reflects both the strength of our value proposition and the increasing demand for specialised risk advisory solutions,” Dadia said, adding a key differentiator has been its investment in technology. " Our primary focus is on building the right talent, as we believe skilled professionals drive sustainable growth rather than merely chasing volumes. Our reinsurance offerings will span property and marine lines, including cargo, hull, and war, alongside specialised areas such as cruise lines and protection & indemnity (P&I)," the CEO said, adding additionally, it will support large and complex risks across sectors like construction, oil & energy, and other high-value property exposures, providing comprehensive, solution-driven coverage. "In addition, we plan to extend reinsurance solutions across health and life insurance, working closely with insurers to address capacity and risk management needs across portfolios,” he informed. Lockton has a significant presence in the international reinsurance market. Globally, it manages a large treaty business and is considered among the top 10 treaty brokers worldwide. It handles a substantial facultative reinsurance portfolio internationally. “Our international approach goes beyond transactions; we invest heavily in analytics, geotagging, and risk assessment to deliver the best outcomes for insurers. The same philosophy will guide our expansion in India. Once we have sufficient capacity to serve Indian clients, we will extend treaty reinsurance offerings, ensuring that every engagement adds measurable value to the client’s portfolio rather than simply executing transactions,” Dadia said. The company is targeting healthy growth in FY27, underscoring its confidence in both its capabilities and the rising demand for specialised brokerage and risk management solutions. “While market conditions particularly in property may remain dynamic, the team is prepared to make strategic adjustments through the year to ensure sustainable and profitable growth,” Dadia added
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