Lockton offers a range of products and services to meet business insurance needs around the world.

PRODUCT

Kidnap and Ransom

Specialist, targeted cover

As one of the world’s leading independent providers of kidnap and ransom insurance, Lockton has the resources and expertise to deliver informed and effective solutions that safeguard your family, employees, or business from the fallout of kidnap, ransom, special crime, and extortion.

Kidnap and ransom insurance not only covers abduction through to unlawful detention, it extends to extortion against property – covering reimbursement of ransom, business interruption, PR costs, aftercare to victims and beyond. Many of these events cross international borders, which is why Lockton’s dedicated, experienced kidnap and ransom team operates seamlessly worldwide.

Crucially, our policies provide direct, 24-hour access to highly-trained crisis consultants, who will respond immediately in the event of an incident. These consultants have extensive backgrounds in hostage negotiation from various organisations, including Special Forces and international security services, and are well-equipped to handle special crime situations.

We have access to exclusive insurers and will ensure that you are provided with the most appropriate, responsive cover at all times. Client confidentiality is an absolute priority to our team, and should you need to make a claim, our experienced consultants will work with you to resolve this as quickly and seamlessly as possible.

Our Services

What we cover

  • Kidnap for ransom

  • Extortion

  • Special Crime

  • Detention

  • Hijack

  • Loss of ransom during transit

  • Legal liability

  • Additional expenses

  • Personal accident

  • Unlimited expenses of crisis response consultant

  • Maritime Piracy

  • Pre-incident training and prepardeness

Other available policy extensions

  • Emergency political repatriation and relocation

  • Loss of earnings

  • Threat expenses

  • Hostage crisis

  • Disappearance investigation

  • Express kidnap

  • Child abduction

  • Assault

  • Product loss extortion

  • Stalking

  • Blackmail

  • Cyber Extortion Response Consultant Fees and Expenses

  • Crisis Management Response

  • Piracy Boarding

Crisis management response


As soon as an incident occurs, your crisis response consultants will act immediately to co-ordinate any response to an insured event. In the event of a kidnap, deploying consultants where necessary to the headquarters and in country at the kidnap location. at least one consultant to the kidnap location and one to the head office HQ. These highly trained responders will be there to advise you throughout the incident process – no matter how long it takes. Their expertise is crucial for effectively managing special crime situations.

Pre-incident Training

Our policies include a risk mitigation allowance bursary for clients to use towards pre-incident training and preparedness. From Crisis Management plan reviews to travel security briefings, simulated incidents, and desktop exercises, the response consultants can tailor training to clients’ specific needs, helping prepare for the potential risks associated with special crime.

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Lockton India’s Strategic Growth: Navigating Insurance Markets and Expanding Horizons

US-based Insurance broker Lockton is in the process of expanding into the reinsurance space in India, with a formal market entry expected in this financial year.

The world’s largest independent insurance brokerage commenced operations in India on January 1, 2025.

“We have built a strong foundation in a relatively short span of time, with a growing presence across key markets. We are currently present in nine branches across the country, including major hubs such as Mumbai, Delhi, Kolkata, Bangalore and Chennai, and continue to expand our footprint in line with client demand,” Sandeep Dadia, CEO & Country Head, Lockton India, told businessline.

From a scale perspective, the insurance broker serves over 1000 clients across sectors in the country, supported by a team of 241 associates, with plans to scale this to around 380 as it continues to grow.

“This reflects both the strength of our value proposition and the increasing demand for specialised risk advisory solutions,” Dadia said, adding a key differentiator has been its investment in technology.

" Our primary focus is on building the right talent, as we believe skilled professionals drive sustainable growth rather than merely chasing volumes. Our reinsurance offerings will span property and marine lines, including cargo, hull, and war, alongside specialised areas such as cruise lines and protection & indemnity (P&I)," the CEO said, adding additionally, it will support large and complex risks across sectors like construction, oil & energy, and other high-value property exposures, providing comprehensive, solution-driven coverage.

"In addition, we plan to extend reinsurance solutions across health and life insurance, working closely with insurers to address capacity and risk management needs across portfolios,” he informed.

Lockton has a significant presence in the international reinsurance market. Globally, it manages a large treaty business and is considered among the top 10 treaty brokers worldwide. It handles a substantial facultative reinsurance portfolio internationally.

“Our international approach goes beyond transactions; we invest heavily in analytics, geotagging, and risk assessment to deliver the best outcomes for insurers. The same philosophy will guide our expansion in India. Once we have sufficient capacity to serve Indian clients, we will extend treaty reinsurance offerings, ensuring that every engagement adds measurable value to the client’s portfolio rather than simply executing transactions,” Dadia said.

The company is targeting healthy growth in FY27, underscoring its confidence in both its capabilities and the rising demand for specialised brokerage and risk management solutions.

“While market conditions particularly in property may remain dynamic, the team is prepared to make strategic adjustments through the year to ensure sustainable and profitable growth,” Dadia addedUS-based Insurance broker Lockton is in the process of expanding into the reinsurance space in India, with a formal market entry expected in this financial year.

The world’s largest independent insurance brokerage commenced operations in India on January 1, 2025.

“We have built a strong foundation in a relatively short span of time, with a growing presence across key markets. We are currently present in nine branches across the country, including major hubs such as Mumbai, Delhi, Kolkata, Bangalore and Chennai, and continue to expand our footprint in line with client demand,” Sandeep Dadia, CEO & Country Head, Lockton India, told businessline.

From a scale perspective, the insurance broker serves over 1000 clients across sectors in the country, supported by a team of 241 associates, with plans to scale this to around 380 as it continues to grow.

“This reflects both the strength of our value proposition and the increasing demand for specialised risk advisory solutions,” Dadia said, adding a key differentiator has been its investment in technology.

" Our primary focus is on building the right talent, as we believe skilled professionals drive sustainable growth rather than merely chasing volumes. Our reinsurance offerings will span property and marine lines, including cargo, hull, and war, alongside specialised areas such as cruise lines and protection & indemnity (P&I)," the CEO said, adding additionally, it will support large and complex risks across sectors like construction, oil & energy, and other high-value property exposures, providing comprehensive, solution-driven coverage.

"In addition, we plan to extend reinsurance solutions across health and life insurance, working closely with insurers to address capacity and risk management needs across portfolios,” he informed.

Lockton has a significant presence in the international reinsurance market. Globally, it manages a large treaty business and is considered among the top 10 treaty brokers worldwide. It handles a substantial facultative reinsurance portfolio internationally.

“Our international approach goes beyond transactions; we invest heavily in analytics, geotagging, and risk assessment to deliver the best outcomes for insurers. The same philosophy will guide our expansion in India. Once we have sufficient capacity to serve Indian clients, we will extend treaty reinsurance offerings, ensuring that every engagement adds measurable value to the client’s portfolio rather than simply executing transactions,” Dadia said.

The company is targeting healthy growth in FY27, underscoring its confidence in both its capabilities and the rising demand for specialised brokerage and risk management solutions.

“While market conditions particularly in property may remain dynamic, the team is prepared to make strategic adjustments through the year to ensure sustainable and profitable growth,” Dadia added
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