Your teams are the beating heart of your organisation. And when you find great people, you want to keep them and create a work environment where they’re empowered to give you their best. Which means that investing in comprehensive benefits packages is smart business.
Workplace benefits for SMEs
You care about your teams, we care about you
Investing in benefits
Your teams are the beating heart of your organisation. And when you find great people, you want to keep them and create a work environment where they’re empowered to give you their best. Which means that investing in comprehensive benefits packages is smart business.

Be seen as a great employer by creating a workplace where people want to join, stay, and thrive.

Boost productivity by giving your teams the support they need to perform at their best.

Reduce absenteeism by investing in wellbeing and helping your people stay healthy and resilient.

Have motivated, engaged teams by fostering a culture where everyone feels valued and empowered.
Building better workplaces for small and medium-sized businesses
Partner with Lockton to give your teams the kinds of benefits they'd only expect from a larger employer.
Health cover for employees
Private medical insurance
Dental insurance
Health assessments
Employee Assistance programmes (EAPs)
Physical, mental and social wellbeing
Mental health support
Digital wellbeing apps
Gym and fitness
Education and engagement
Financial protection and benefits
Life and disability insurance
Critical illness insurance
Car leasing
Rewards and discounts
Pensions and workplace savings
Pension consultancy and governance
Provider review
Salary sacrifice
Financial wellbeing
Support that gets results
Your business has big ambitions – and you need the best people in your team to help you achieve them. We get it. So whichever benefits you want to provide for employees, we’ll support you with tailored, strategic support.

Reviewing current arrangements
Our experts assess your current benefits to identify opportunities to control costs and help you achieve your goals.

Designing tailored solutions
When you partner with Lockton, you get benefits packages that match your business needs and objectives.

Sourcing specialised solutions
Need something outside of the normal range of benefits? We can access specialist services so that you get the results you want.

Providing flexible benefits
Want to let teams select the benefits that are most important to them? We can set up flexible schemes for your business.

Engaging your teams
We make sure your colleagues have the education, resources and support they need to thrive.

Making it all manageable
At Lockton, you have one point of contact – so you don’t have to liaise with multiple providers. And you can use our platform to get all the details you need, at any time.

Providing strategic advice
From benchmarking and analytics, through to expert advice and insight, our dedicated account managers provide you with strategic support to help you grow.

Empowering businesses
We’re passionate about small businesses. So with Lockton, you get personal service from people who know and care about your company.
Great deals from top providers
The personal service you get from Lockton makes you feel like you’re working with a small organisation. But make no mistake, while we’re proud to be a family-owned business, we’re a big international player. This means we can get you great deals from reputable, leading providers. And critically, because we have no external shareholders, we have the time and resources to put you first.
Why hundreds of SMEs across the UK love Lockton
- Full-service offer crafted for SMEs
- UK-based team that gets under the skin of your people strategy and culture
- Deep understanding of your sector
- Access to solutions normally only available to larger employers
- Support from a team who knows you and cares about your business
0%
of SMEs see improved productivity after introducing employee benefits (Association of British Insurers (ABI))
0%
of medium sized companies see improved productivity after introducing employee benefits (Association of British Insurers (ABI))
0%
of employees said a broader range of benefits would encourage them to stay with their current employer (MetLife)
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Highly engaged teams are more profitable by this figure (Gallup Employee Engagement Survey)
We have international capabilities too. If you’re looking to set up a presence outside the UK – or you’re about to set up a satellite office in the UK – call on our international reach and expertise.
- Supporting Global Benefits Managers
- Harmonising benefits offers
- Creating globally compliant solutions
- Giving you access to global tools and services
- Our Navigator tool allows you to see benefits compliance across the world
Our small and medium-sized business pensions and financial benefits team is here for you
Mark Hathaway
Pension & Workplace Savings Lead
mark.hathaway@lockton.com
+44 73 8511 6978
Stewart Waddy
Head of SME Consulting & Production
stewart.waddy@lockton.com
+44 7901 082802
Jackie Carribine
SME Consulting Lead, VP
jackie.carribine@lockton.com
+44 73 9376 4383

Get in touch
Benefits for small and medium-sized businesses - FAQs
Medical insurance for small companies – does your business need it?
Providing medical insurance for employees of SMEs can be a great idea. It shows your teams that you care about their wellbeing. It also helps to reduce absenteeism as it allows your employees to get quick access to doctor appointments, tests, check-ups and procedures.
Small business health insurance – does it include dental insurance?
Small business health insurance can absolutely include dental insurance – for both your employees and their families. Which at a time when access to NHS dentists can be limited, can be a real bonus. Talk to us about what you’d like to include in your small business employee benefits offer – and what would be most useful to your teams.
Why are wellbeing benefits good for small business employees?
Research shows that investing in employee benefits results in more engaged and productive teams for businesses of all sizes. When you offer wellbeing benefits to your employees, you give them peace of mind that they’re covered and they can plan for the future. For example, a pension empowers colleagues to save for a comfortable retirement. You could also include health cover that provides quick access to a GP or dentist. If you opt to include gym passes in your benefits package, you can directly contribute to keeping colleagues fit and healthy – and less likely to miss work through illness. A comprehensive benefits offer can boost team morale – and boost your reputation as an employer.
Can a small or medium-sized business offer flexible benefits?
Yes – it’s not just larger employers that can offer flex packages. We can help you to set up a flexible benefits offer that’s tailored to your company’s requirements. Give us a call to learn more.
We're here to help
We give you access to high-level employee benefits, strategic advice and great deals. We can’t wait to hear about your business and your people strategy.
Talk to our team