From accidents and injuries, to theft or damage at training facilities, companies in the sports and leisure sectors face a unique set of risks. Lockton’s dedicated sport insurance practice provides comprehensive, tailored insurance and risk management solutions to help you protect against these exposures – safeguarding both the health and safety of your people, as well as your bottom line.

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Tailored, targeted cover to help you mitigate your risk

From accidents and injuries, to theft or damage at training facilities, companies and individuals in the sports and leisure sectors face a unique set of risks. Lockton’s dedicated sport practice provides comprehensive, tailored insurance and risk management solutions to help you protect against these exposures – safeguarding both the health and safety of your people, as well as your bottom line.

As a leading UK broker, we have the specialised knowledge and market intelligence to implement an effective, made-to-measure sport insurance or risk management programme based on the unique risks you face. We work with a wide range of clients, from amateur and professional athletes, to global clubs, governing bodies and sponsors. Combining global reach and strong insurer relationships, we’re uniquely placed to help you secure the best available solution on the market.

Our independent advisers understand sport from the ground up, including professional contracts, so our advice to you will always come from an insider’s point of view. We know the challenges you face, and we’ll assess your risks with you to make sure you have considered every eventuality.

What our coverage includes

Accident and injury – including:

  • Personal accident, accidental death and death by natural causes

  • Permanent total disablement (also known as career-ending insurance)

  • Temporary total disablement (also known as wage protection)

  • Liability – including public and employers’ liability

  • Property – including material damage and contents cover

  • Motorsport – including personal accident for competition and practice

  • Travel – including medical expenses and cancellation

  • Contingency – including event cancellation and prize indemnity

  • Kidnap and ransom – including kidnap and extortion

I had a career-ending insurance policy provided by Lockton to protect my future earnings from the game. Thankfully this proved to be essential following my enforced retirement from professional football as a consequence of injury.

Neil Clement

Former West Bromwich Albion FC and Chelsea FC

Looking for Specialty solutions?

Lockton Specialty London is a globally connected team of insurance experts extensively covering a diverse range of product lines and industry sectors. We provide flexible, bespoke solutions tailored to the needs of your client.

Specialty page

Our Sport Insurance Team

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Andy Thompson

Senior Vice President - Contingency
andy.thompson@lockton.com
+44 207 933 2970

News and Insights

The Court of Appeal’s decision in Mazur has confirmed a long‑standing and well‑understood model of delegation under supervision in litigation, reassuring much of the profession that established practices remain lawful. At the same time, it highlights real risk where appropriate supervision and delegation arrangements are absent or inadequately evidenced, leaving open the possibility that an unauthorised person is in fact conducting litigation. A clearer, fact‑specific approach to supervision, delegation, and retained responsibility can help firms maintain established working practices while reducing regulatory and procedural exposure.Mazur ruling overturned: why it’s not quite business as usual

Why executive security should be top-of-mind for digital asset companies

On 6 November 2024, kidnappers in Toronto forced Dean Skurka into a vehicle during rush hour at a downtown intersection near the National Ballet of Canada. Kidnappers later released Skurka, the CEO of cryptocurrency firm WonderFi, after receiving a ransom of $720,660. Skurka emerged from the ordeal uninjured, but his plight illustrates the growing risk of harassment, extortion, and kidnapping that executives face, particularly for those who work in the digital asset sector.

Safety threats are not limited to executives in just one or a few industries. However, as digital assets have gained visibility in recent years, criminals increasingly view the sector as a ripe opportunity for ill-gotten financial gain. That means digital asset companies must reassess several protocols, ranging from their physical and digital security measures to when and how often executives surface in public settings, and even how often they use social media.On 6 November 2024, kidnappers in Toronto forced Dean Skurka into a vehicle during rush hour at a downtown intersection near the National Ballet of Canada. Kidnappers later released Skurka, the CEO of cryptocurrency firm WonderFi, after receiving a ransom of $720,660. Skurka emerged from the ordeal uninjured, but his plight illustrates the growing risk of harassment, extortion, and kidnapping that executives face, particularly for those who work in the digital asset sector.

Safety threats are not limited to executives in just one or a few industries. However, as digital assets have gained visibility in recent years, criminals increasingly view the sector as a ripe opportunity for ill-gotten financial gain. That means digital asset companies must reassess several protocols, ranging from their physical and digital security measures to when and how often executives surface in public settings, and even how often they use social media.

Why you need Latent Defects Insurance

Latent Defects Insurance (LDI) provides protection against the costs of remedying damage which occurs as a consequence of the manifestation of a fault in the design or construction of a building and which only becomes apparent following completion of the project.Latent Defects Insurance (LDI) provides protection against the costs of remedying damage which occurs as a consequence of the manifestation of a fault in the design or construction of a building and which only becomes apparent following completion of the project.

Martyn’s Law: the time to prepare is now

The Terrorism (Protection of Premises) Act 2025, commonly known as Martyn’s Law, is now in effect. Following a long period of campaigning and advocacy, it achieved Royal Assent in April 2025, and it is now in its 24-month implementation phase. Businesses must be compliant by May 2027, or will likely face severe penalties for non-compliance.

The upcoming insurance renewal season between March and July represents a natural inflection point. It is when many businesses assess security measures, update their risk documentation, and evidence controls – all of which will be central to demonstrating compliance under Martyn’s Law. Therefore, addressing any gaps now is essential to ensure that businesses have enough time to strengthen preparedness before the law becomes enforceable.The Terrorism (Protection of Premises) Act 2025, commonly known as Martyn’s Law, is now in effect. Following a long period of campaigning and advocacy, it achieved Royal Assent in April 2025, and it is now in its 24-month implementation phase. Businesses must be compliant by May 2027, or will likely face severe penalties for non-compliance.

The upcoming insurance renewal season between March and July represents a natural inflection point. It is when many businesses assess security measures, update their risk documentation, and evidence controls – all of which will be central to demonstrating compliance under Martyn’s Law. Therefore, addressing any gaps now is essential to ensure that businesses have enough time to strengthen preparedness before the law becomes enforceable.
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