From accidents and injuries, to theft or damage at training facilities, companies in the sports and leisure sectors face a unique set of risks. Lockton’s dedicated sport insurance practice provides comprehensive, tailored insurance and risk management solutions to help you protect against these exposures – safeguarding both the health and safety of your people, as well as your bottom line.

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Tailored, targeted cover to help you mitigate your risk

From accidents and injuries, to theft or damage at training facilities, companies and individuals in the sports and leisure sectors face a unique set of risks. Lockton’s dedicated sport practice provides comprehensive, tailored insurance and risk management solutions to help you protect against these exposures – safeguarding both the health and safety of your people, as well as your bottom line.

As a leading UK broker, we have the specialised knowledge and market intelligence to implement an effective, made-to-measure sport insurance or risk management programme based on the unique risks you face. We work with a wide range of clients, from amateur and professional athletes, to global clubs, governing bodies and sponsors. Combining global reach and strong insurer relationships, we’re uniquely placed to help you secure the best available solution on the market.

Our independent advisers understand sport from the ground up, including professional contracts, so our advice to you will always come from an insider’s point of view. We know the challenges you face, and we’ll assess your risks with you to make sure you have considered every eventuality.

What our coverage includes

Accident and injury – including:

  • Personal accident, accidental death and death by natural causes

  • Permanent total disablement (also known as career-ending insurance)

  • Temporary total disablement (also known as wage protection)

  • Liability – including public and employers’ liability

  • Property – including material damage and contents cover

  • Motorsport – including personal accident for competition and practice

  • Travel – including medical expenses and cancellation

  • Contingency – including event cancellation and prize indemnity

  • Kidnap and ransom – including kidnap and extortion

I had a career-ending insurance policy provided by Lockton to protect my future earnings from the game. Thankfully this proved to be essential following my enforced retirement from professional football as a consequence of injury.

Neil Clement

Former West Bromwich Albion FC and Chelsea FC

Looking for Specialty solutions?

Lockton Specialty London is a globally connected team of insurance experts extensively covering a diverse range of product lines and industry sectors. We provide flexible, bespoke solutions tailored to the needs of your client.

Specialty page

Our Sport Insurance Team

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Andy Thompson

Senior Vice President - Contingency
andy.thompson@lockton.com
+44 207 933 2970

News and Insights

Cyber security was one of the biggest challenges facing organisations in 2025, with a 129% increase in ‘nationally significant’ cyber security incidents during the 12 months ending August. Despite this, the Cyber Insurance market continues to provide favourable conditions for clients: premiums across the Lockton portfolio decreased by an average of 11% in 2025. Even more importantly, carriers have shown willingness to expand coverage into new exposures where the market previously lacked appetite.Cyber Insurance Market Update: Rates decline despite rising claims

Data Centre Market Update: Q1 2026

As new data centres continue to come online, insurance buyers are benefiting from favourable market conditions. The highly engineered nature of modern facilities has sharpened the industry’s focus on risk engineering, creating an attractive proposition for insurers and prompting competitive rating structures. This has supported an influx of new capacity across the UK, US, and Asia, with notable lines deployed by FM Global.

In the months ahead, attention will turn to structuring programmes for data centres of increasing scale and value. Projects that once involved modest builds have evolved into multi-billion-dollar campuses, bringing heightened aggregation concerns as highvalue assets cluster within single regions. Despite the market’s maturing, many insurers may not have previously underwritten assets of this magnitude.As new data centres continue to come online, insurance buyers are benefiting from favourable market conditions. The highly engineered nature of modern facilities has sharpened the industry’s focus on risk engineering, creating an attractive proposition for insurers and prompting competitive rating structures. This has supported an influx of new capacity across the UK, US, and Asia, with notable lines deployed by FM Global.

In the months ahead, attention will turn to structuring programmes for data centres of increasing scale and value. Projects that once involved modest builds have evolved into multi-billion-dollar campuses, bringing heightened aggregation concerns as highvalue assets cluster within single regions. Despite the market’s maturing, many insurers may not have previously underwritten assets of this magnitude.

Industrial and logistics: risk considerations in industrial open storage growth

Industrial open storage (IOS) makes use of large, open spaces designated for industrial use to stow weather-resistant equipment, materials, and vehicles. The unique profile of IOS assets have enabled it to play a crucial role in the further expansion of the industrial and logistics (I&L) sector. And in the last two years, IOS rents have surged by 36% – according to research from Knight Frank.Industrial open storage (IOS) makes use of large, open spaces designated for industrial use to stow weather-resistant equipment, materials, and vehicles. The unique profile of IOS assets have enabled it to play a crucial role in the further expansion of the industrial and logistics (I&L) sector. And in the last two years, IOS rents have surged by 36% – according to research from Knight Frank.

Lockton announces partnership with RM Sotheby’s and Chubb

London, 27 January 2026 - Lockton, the world’s largest independent insurance broker, has announced a new partnership with RM Sotheby’s, the world’s largest privately held insurance brokerage firm, with underwriting provided by Chubb. London, 27 January 2026 - Lockton, the world’s largest independent insurance broker, has announced a new partnership with RM Sotheby’s, the world’s largest privately held insurance brokerage firm, with underwriting provided by Chubb.
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