From accidents and injuries, to theft or damage at training facilities, companies in the sports and leisure sectors face a unique set of risks. Lockton’s dedicated sport insurance practice provides comprehensive, tailored insurance and risk management solutions to help you protect against these exposures – safeguarding both the health and safety of your people, as well as your bottom line.

PRODUCTS AND SERVICES

Sport

Get in touch (opens a new window)

Tailored, targeted cover to help you mitigate your risk

From accidents and injuries, to theft or damage at training facilities, companies and individuals in the sports and leisure sectors face a unique set of risks. Lockton’s dedicated sport practice provides comprehensive, tailored insurance and risk management solutions to help you protect against these exposures – safeguarding both the health and safety of your people, as well as your bottom line.

As a leading UK broker, we have the specialised knowledge and market intelligence to implement an effective, made-to-measure sport insurance or risk management programme based on the unique risks you face. We work with a wide range of clients, from amateur and professional athletes, to global clubs, governing bodies and sponsors. Combining global reach and strong insurer relationships, we’re uniquely placed to help you secure the best available solution on the market.

Our independent advisers understand sport from the ground up, including professional contracts, so our advice to you will always come from an insider’s point of view. We know the challenges you face, and we’ll assess your risks with you to make sure you have considered every eventuality.

What our coverage includes

Accident and injury – including:

  • Personal accident, accidental death and death by natural causes

  • Permanent total disablement (also known as career-ending insurance)

  • Temporary total disablement (also known as wage protection)

  • Liability – including public and employers’ liability

  • Property – including material damage and contents cover

  • Motorsport – including personal accident for competition and practice

  • Travel – including medical expenses and cancellation

  • Contingency – including event cancellation and prize indemnity

  • Kidnap and ransom – including kidnap and extortion

I had a career-ending insurance policy provided by Lockton to protect my future earnings from the game. Thankfully this proved to be essential following my enforced retirement from professional football as a consequence of injury.

Neil Clement

Former West Bromwich Albion FC and Chelsea FC

Looking for Specialty solutions?

Lockton Specialty London is a globally connected team of insurance experts extensively covering a diverse range of product lines and industry sectors. We provide flexible, bespoke solutions tailored to the needs of your client.

Specialty page

Our Sport Insurance Team

Placeholder image

Andy Thompson

Senior Vice President - Contingency
andy.thompson@lockton.com
+44 207 933 2970

News and Insights

The Terrorism (Protection of Premises) Act 2025, commonly known as Martyn’s Law, is now in effect. Following a long period of campaigning and advocacy, it achieved Royal Assent in April 2025, and it is now in its 24-month implementation phase. Businesses must be compliant by May 2027, or will likely face severe penalties for non-compliance.

The upcoming insurance renewal season between March and July represents a natural inflection point. It is when many businesses assess security measures, update their risk documentation, and evidence controls – all of which will be central to demonstrating compliance under Martyn’s Law. Therefore, addressing any gaps now is essential to ensure that businesses have enough time to strengthen preparedness before the law becomes enforceable.Martyn’s Law: the time to prepare is now

Gender pay gap report 2025

Lockton is wholly committed to supporting the progression of women through creating a diverse, inclusive and equitable workplace. We are also committed to employing the best and most talented people and ensuring that they are paid fairly irrespective of their gender. Like all UK companies, we are required to publish data about the pay gap between male and female employees, based on data at 5th April. You can access our 2025 gender pay gap report here.Lockton is wholly committed to supporting the progression of women through creating a diverse, inclusive and equitable workplace. We are also committed to employing the best and most talented people and ensuring that they are paid fairly irrespective of their gender. Like all UK companies, we are required to publish data about the pay gap between male and female employees, based on data at 5th April. You can access our 2025 gender pay gap report here.

Refurbish or rebuild? Considerations for office property owners

Recent developments within the commercial real estate (CRE) market are forcing asset holders to rethink their real estate strategy. To remain agile and attractive to tenants, office property owners are considering whether to refurbish existing stock, or construct new blocks from scratch. However, this is rarely a straightforward decision. Economic pressures, evolution in tenant demands, developments within ESG requirements, and planning considerations are among the most pressing factors that complicate how CRE asset holders seek to retain tenants and protect long-term asset value.Recent developments within the commercial real estate (CRE) market are forcing asset holders to rethink their real estate strategy. To remain agile and attractive to tenants, office property owners are considering whether to refurbish existing stock, or construct new blocks from scratch. However, this is rarely a straightforward decision. Economic pressures, evolution in tenant demands, developments within ESG requirements, and planning considerations are among the most pressing factors that complicate how CRE asset holders seek to retain tenants and protect long-term asset value.

Professional services: Key considerations for implementing AI

Artificial intelligence (AI) tools are increasingly embedded within professional services, with uses that range from automating routine tasks, to conducting deep-level data analysis. Firms are deploying both third‑party tools and internally‑developed solutions at pace, with adoption growing quickly, particularly among junior staff.

But this embracing of AI within the professional services sector isn’t risk-free. A survey of underwriters conducted by the Lloyd’s Market Association (LMA) identifies Professional Indemnity (PI) as the insurance line most likely to experience AI-related losses, driven by the potential for erroneous or hallucinated outputs. Despite the clear operational benefits of this technology, the risks associated with AI use are bringing about increased regulatory scrutiny and a heightened need to demonstrate responsible implementation.

Against this backdrop, we’ve set out some key areas of risk that professional services firms may wish to keep in mind when developing and implementing AI tools. Any roll-out of AI must be conducted in a manner that is both responsible and aligned with professional, ethical, regulatory, and insurer expectations.Artificial intelligence (AI) tools are increasingly embedded within professional services, with uses that range from automating routine tasks, to conducting deep-level data analysis. Firms are deploying both third‑party tools and internally‑developed solutions at pace, with adoption growing quickly, particularly among junior staff.

But this embracing of AI within the professional services sector isn’t risk-free. A survey of underwriters conducted by the Lloyd’s Market Association (LMA) identifies Professional Indemnity (PI) as the insurance line most likely to experience AI-related losses, driven by the potential for erroneous or hallucinated outputs. Despite the clear operational benefits of this technology, the risks associated with AI use are bringing about increased regulatory scrutiny and a heightened need to demonstrate responsible implementation.

Against this backdrop, we’ve set out some key areas of risk that professional services firms may wish to keep in mind when developing and implementing AI tools. Any roll-out of AI must be conducted in a manner that is both responsible and aligned with professional, ethical, regulatory, and insurer expectations.
See all news and insights

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team