From accidents and injuries, to theft or damage at training facilities, companies in the sports and leisure sectors face a unique set of risks. Lockton’s dedicated sport insurance practice provides comprehensive, tailored insurance and risk management solutions to help you protect against these exposures – safeguarding both the health and safety of your people, as well as your bottom line.

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Sport

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Tailored, targeted cover to help you mitigate your risk

From accidents and injuries, to theft or damage at training facilities, companies and individuals in the sports and leisure sectors face a unique set of risks. Lockton’s dedicated sport practice provides comprehensive, tailored insurance and risk management solutions to help you protect against these exposures – safeguarding both the health and safety of your people, as well as your bottom line.

As a leading UK broker, we have the specialised knowledge and market intelligence to implement an effective, made-to-measure sport insurance or risk management programme based on the unique risks you face. We work with a wide range of clients, from amateur and professional athletes, to global clubs, governing bodies and sponsors. Combining global reach and strong insurer relationships, we’re uniquely placed to help you secure the best available solution on the market.

Our independent advisers understand sport from the ground up, including professional contracts, so our advice to you will always come from an insider’s point of view. We know the challenges you face, and we’ll assess your risks with you to make sure you have considered every eventuality.

What our coverage includes

Accident and injury – including:

  • Personal accident, accidental death and death by natural causes

  • Permanent total disablement (also known as career-ending insurance)

  • Temporary total disablement (also known as wage protection)

  • Liability – including public and employers’ liability

  • Property – including material damage and contents cover

  • Motorsport – including personal accident for competition and practice

  • Travel – including medical expenses and cancellation

  • Contingency – including event cancellation and prize indemnity

  • Kidnap and ransom – including kidnap and extortion

I had a career-ending insurance policy provided by Lockton to protect my future earnings from the game. Thankfully this proved to be essential following my enforced retirement from professional football as a consequence of injury.

Neil Clement

Former West Bromwich Albion FC and Chelsea FC

Looking for Specialty solutions?

Lockton Specialty London is a globally connected team of insurance experts extensively covering a diverse range of product lines and industry sectors. We provide flexible, bespoke solutions tailored to the needs of your client.

Specialty page

Our Sport Insurance Team

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Robert Rechtern

Head of Accident, Health, Sport and Contingency
Robert.Rechtern@lockton.com
+44 207 933 1674

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Andy Thompson

Senior Vice President - Contingency
andy.thompson@lockton.com
+44 207 933 2970

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Joseph Bonard

Broker
joseph.bonard@lockton.com
+44 207 933 1572

General Inquiries

Get in touch

enquiries@uk.lockton.com

News and Insights

Lockton, the world’s largest independent insurance broker, is proud to announce two key senior promotions within its Crisis Management team. Helen Sandford has been appointed as Head of Special Crime and Freddie Schlesinger has been appointed as Head of Product Recall and Reputational Risk, effective 1st May 2024. They will both support the continued growth of the Crisis Management team, which includes War, Terrorism & Political Violence, Special Crime, and Product Recall & Reputational Risk under one roof. Helen and Freddie will report to Matt Humphries, Head of Crisis Management.Lockton announces senior promotions in Crisis Management team

Lockton announces senior promotions in Crisis Management team

article
Lockton, the world’s largest independent insurance broker, is proud to announce two key senior promotions within its Crisis Management team. Helen Sandford has been appointed as Head of Special Crime and Freddie Schlesinger has been appointed as Head of Produc ...
Read moreLockton announces senior promotions in Crisis Management team

Law firms: limiting liability in engagement letters

Most firms very wisely seek to limit their liability to clients in their engagement letters. It makes sense to do this so the firm and the client both know how much financial compensation might be available if things go wrong. But while limiting liability is good risk management practice, such clauses must be drafted carefully to be effective. Problems arise where the perceived losses are more than the limit of liability contained in the engagement letter. And if restrictions and exclusions are too onerous, they could be deemed unenforceable, leaving liability unrestricted. Most firms very wisely seek to limit their liability to clients in their engagement letters. It makes sense to do this so the firm and the client both know how much financial compensation might be available if things go wrong. But while limiting liability is good risk management practice, such clauses must be drafted carefully to be effective. Problems arise where the perceived losses are more than the limit of liability contained in the engagement letter. And if restrictions and exclusions are too onerous, they could be deemed unenforceable, leaving liability unrestricted.

Hydrogen vehicles and refuelling stations: property considerations

Increasing fuel costs and the ongoing need to reduce carbon emissions means that businesses continue to look at reducing their reliance on the fossil fuel internal combustion engine. Electric vehicles are at present the main contender, although hydrogen-based technology could provide another alternative for commercial vehicles. Hydrogen has been used for many decades in various industries and provides a high energy density fuel when burned, producing no greenhouse gases. However, hydrogen also presents several hazards and there are safety factors to consider when planning its storage and use. Increasing fuel costs and the ongoing need to reduce carbon emissions means that businesses continue to look at reducing their reliance on the fossil fuel internal combustion engine. Electric vehicles are at present the main contender, although hydrogen-based technology could provide another alternative for commercial vehicles. Hydrogen has been used for many decades in various industries and provides a high energy density fuel when burned, producing no greenhouse gases. However, hydrogen also presents several hazards and there are safety factors to consider when planning its storage and use.

Golden thread: BSA requirements create additional cyber exposure

The Building Safety Act 2022 and the associated Building (Higher-Risk Buildings Procedures) (England) Regulations 2023 introduced significant information retention requirements through their ‘golden thread’ provisions. These apply to buildings defined as ‘higher risk’ in the legislation. The golden thread comprises information to create a proper understanding of a building and consequently the steps needed to keep both the building and people safe. It is envisioned as a building’s ‘single source of truth’, and to avoid obsolescence and omission errors, it is not intended to be held across multiple sources or even duplicated (save back up). The legislation stipulates that the golden thread information must be held digitally, and to protect both personal information and the security of the building, it must be held securely.The Building Safety Act 2022 and the associated Building (Higher-Risk Buildings Procedures) (England) Regulations 2023 introduced significant information retention requirements through their ‘golden thread’ provisions. These apply to buildings defined as ‘higher risk’ in the legislation. The golden thread comprises information to create a proper understanding of a building and consequently the steps needed to keep both the building and people safe. It is envisioned as a building’s ‘single source of truth’, and to avoid obsolescence and omission errors, it is not intended to be held across multiple sources or even duplicated (save back up). The legislation stipulates that the golden thread information must be held digitally, and to protect both personal information and the security of the building, it must be held securely.
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