Lockton’s dedicated international direct and facultative (re)insurance property practice provides best-in-class wholesale and retail placement services to clients based predominantly outside of the US and Canada.

PRODUCTS AND SERVICES

Property

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Innovative (re)insurance programmes, designed around you

Harnessing decades of market experience, Lockton’s experienced Specialty property brokers provide best-in-class Specialty services to our clients around the world. The team undertakes challenging and complex negotiations from a position of strength, offering unrivalled access to global markets.

Our London-based property experts identify and engage with all suitable markets in London and other International market places to ensure the most competitive terms for our clients. From preparation of marketing documents through to invoicing and contract wordings, our fully integrated broking team provides an efficient and responsive full-placement service.

Localised expertise, wherever you are in the world

North America

Lockton’s dedicated North American direct and facultative (re)insurance property practice works with clients domiciled within the USA and Canada, offering access to over 75 carriers across a variety of markets.

International

Lockton’s international direct and facultative (re)insurance property practice services clients in all territories outside of the US and Canada, offering access to over to 100 London based Lloyd's syndicates and global insurers.

Global marketing and placement

  • Our London Associates work closely with our producing and partner offices to co-ordinate international placement strategies and global program design

  • The team offers a full-service solution for our clients with EEA exposures via Lockton European Brokers Limited (LEBL), based in Malta and supported by its UK branch

  • We offer bespoke London market reinsurance capabilities (via Specialty Broking Services (SBS) – our specialist reinsurance brokering team), allowing us to maximise capacity and secure competitive pricing options

  • Our experienced team provides global benchmarking, as well as in-depth reviews and advice on existing policy wording

What we bring to your business

  • Our experienced team will represent you in the marketplace, ensuring your key messages and objectives are communicated to industry-leading underwriters

  • By understanding your needs in detail, we are able to design innovative and creative programmes and coverage to suit your individual requirements

  • Your dedicated Lockton account team will provide consistent advice throughout, encouraging an open, transparent dialogue at every stage

  • In addition, our London market cedent reinsurance and retrocession team can work effectively with reinsurers to provide additional and complementary solutions

  • Our dedicated claims team will handle any claims resolution process quickly and efficiently – with a focus on securing the best possible results

Major (re)insurance classes handled

  • Industrial all risks

  • Business interruption and increased cost of working expenses

  • Machinery breakdown and contractors’ plant and equipment

  • Natural catastrophe perils (wind/flood/earthquake)

  • Deductible buy downs

  • Sabotage and terrorism

  • London market facultative reinsurance and retrocession (Specialty Broking Services SBS)

  • Binding authorities, alternative risk transfer including captives and parametric solutions

  • Asset values ranging from $50m (USD) to <$10bn

Experience across a wide range of industries

  • Agriculture

  • Airports

  • Assisted and senior living

  • Banking and financial institutions

  • Chemicals

  • Civil works and infrastructure

  • Dealers open lot

  • Education

  • Food and beverage

  • Hospitals and care homes

  • Hotels and condominiums including beachfront

  • Industrial and manufacturing

  • Media, high-tech semi-cons

  • Mining and metals (including processing and production)

  • Municipalities

  • Petro-chemical

  • Power generation

  • Pulp and paper

  • Ports and rail

  • Real estate/multi-family/habitational Retail/supermarkets/shopping centres

  • Recycling and renewables

  • Sawmills

  • Transportation and logistics

  • Universities

  • Utilities and telecommunications

North American team

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Tom Rowley

Head of North American Property
tom.rowley@lockton.com
+44 791 969 0241

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George Moss

SVP
george.moss@lockton.com
+44 782 571 5550

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Adam Watson

Production Leader - P&C Specialties
adam.watson@lockton.com
+44 207 933 2022

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Emily Challands

SVP
emily.challands@lockton.com
+44 741 085 8918

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Scott Lowden

SVP
scott.lowden@lockton.com
+44 739 138 7700

International team

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Andrzej Danyluk

Head of International Property & Casualty
andrzej.danyluk@lockton.com
+44 791 740 4007

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Adam Watson

Production Leader - P&C Specialties
adam.watson@lockton.com
+44 207 933 2022

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Roland Haiser

Partner
roland.haiser@lockton.com
+44 777 154 2992

News and Insights

The Management Liability (ML) Insurance market continues to favour clients. In most cases, premiums are either reducing or holding stable – a product of the ample capacity available for most risks. But with several insurers pointing to the arrival of the bottom of the market cycle, premiums could be set to edge upwards in the medium term.

In the meantime, insurers are focused on defending their premium pool. To retain clients, they continue to seek ways to differentiate their offering. This includes broadening coverage, such as through “any one claim” limits, increasing sub-limits, removing or reducing the scope of additional restrictions, and offering Long Term Agreements (LTAs).Management Liability Market Update: Q3 2025

Making a successful transition from artist to artist’s estate

Conversations about legacy can feel uncomfortable, but they are essential. Artists should begin discussing their estate – with both family members and experienced professionals – as early as possible to ensure a smooth transition. To build a robust legacy, the core elements of an estate must be assessed, including key insurance considerations. 
Conversations about legacy can feel uncomfortable, but they are essential. Artists should begin discussing their estate – with both family members and experienced professionals – as early as possible to ensure a smooth transition. To build a robust legacy, the core elements of an estate must be assessed, including key insurance considerations.

What is Professional Indemnity Insurance?

Every professional knows the feeling: a client pushing for tighter deadlines, the contract that’s just a little too heavy handed, or the nagging worry that a small oversight today could snowball into a costly dispute tomorrow. Even the most diligent work can be challenged – whether through allegations of negligence, contractual penalties, or claims that stretch far beyond what you thought you’d agreed.

That’s where Professional Indemnity Insurance (PII) comes in. It acts as a safety net, stepping in when mistakes, misunderstandings, or disputes threaten to become financial or reputational crises. Whether protecting against defending spurious claims, or covering genuine errors, PII gives you the confidence to focus on your work.

Below, we unpack how PII works in practice: including the scope of cover, exclusions, defence costs, and the important question of limits and excesses.Every professional knows the feeling: a client pushing for tighter deadlines, the contract that’s just a little too heavy handed, or the nagging worry that a small oversight today could snowball into a costly dispute tomorrow. Even the most diligent work can be challenged – whether through allegations of negligence, contractual penalties, or claims that stretch far beyond what you thought you’d agreed.

That’s where Professional Indemnity Insurance (PII) comes in. It acts as a safety net, stepping in when mistakes, misunderstandings, or disputes threaten to become financial or reputational crises. Whether protecting against defending spurious claims, or covering genuine errors, PII gives you the confidence to focus on your work.

Below, we unpack how PII works in practice: including the scope of cover, exclusions, defence costs, and the important question of limits and excesses.

Insurance for fintech start-ups made easy

Fintech is a fast moving, creative and transformational industry. Founders of start-ups enter the market with the goal of solving problems and simplifying financial transactions, in turn helping millions of businesses and consumers across the world. However, for new start-up companies, shifting from the technological landscape to navigating the world of insurance can often seem like a daunting experience. 
Fintech is a fast moving, creative and transformational industry. Founders of start-ups enter the market with the goal of solving problems and simplifying financial transactions, in turn helping millions of businesses and consumers across the world. However, for new start-up companies, shifting from the technological landscape to navigating the world of insurance can often seem like a daunting experience.
See all news and insights

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We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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