Lockton’s dedicated Casualty practice is made up of highly experienced brokers with broad technical knowledge and detailed market insight. Offering full and unparalleled access to the London, European, US and Bermudan insurance markets, we are uniquely placed to secure the best possible solution for your business.

PRODUCTS AND SERVICES

Casualty

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Unrivalled market access, best-in-class insurance solutions

Lockton’s dedicated Casualty practice is made up of highly experienced brokers with broad technical knowledge and detailed market insight. Offering full and unparalleled access to the London, European, US and Bermudan insurance markets, we are uniquely placed to secure the best possible solution for your business.

We have strong experience placing business across North America, Australia, Latin America, Africa and Continental Europe and use our global knowledge to access the market in the best location to meet our clients’ requirements.

Backed by extensive market experience and backgrounds in both broking and underwriting, our brokers undertake challenging and complex negotiations from a position of strength. Our fully integrated broking team provides a full placement service, from preparation of marketing documents through the negotiation stage to invoicing and issuing of contract certain wordings. This ensures we deliver an efficient, accurate and responsive service, both through the renewal process and mid-term.

Our teams have strong retail broking experience and are comfortable in providing a strategic and collegiate approach to enhance our transactional expertise. This allows us to work with you at an early stage during new business opportunities to help craft innovative programme design options.

What we bring to your business

Core products

  • Lead/excess umbrella covers for US business

  • Primary international placements

  • Alternative programme structures

    • Swing/retro-rated

    • Corridor deductible

    • Deductible buy-down

    • Buffer layers

    • Structured/multi-year deals

    • Multi-class deals

  • Facultative reinsurance options

  • Construction wrap-up (all-encompassing insurance which protects all contractors and sub-contractors working on a large project)

  • Companion punitive wraps

  • Environmental impairment liability

Specialist industry sectors

  • Heavy transportation (incl. truckers)

  • Construction/homebuilders

  • Food and beverage

  • Consumer products

  • Mining and natural resources

  • Chemicals

  • Power and utility

  • Life science and medical products

  • Leisure and hospitality

  • Auto parts

  • Telecommunications

  • Rail

  • Sharing economy

International Team

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Andrzej Danyluk

Head of International Property & Casualty
andrzej.danyluk@lockton.com
+44 791 740 4007

Headshot Liam Kent

Liam Kent

Senior Vice President
liam.kent@uk.lockton.com
+44 207 933 2338

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Toby Francis

Vice President
toby.francis@uk.lockton.com
+44 207 933 2427

US team

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Jessica Cullen

Head of US Casualty, London, UK
jessica.cullen@lockton.com
+44 743 518 4467

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James Pryke

Partner
james.pryke@lockton.com
+44 758 540 4886

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Sarah Hicks

Senior Casualty Production Broker
sarah.hicks@lockton.com
+44 750 293 4223

News and Insights

Cyber insurance cover offers vital protection against a critical business risk. Below, we explain what it is, and how it can benefit you.How cyber insurance can support your business

UK's Terrorism Act 2025: impact on insurance

The UK’s new Terrorism Act 2025 has received Royal Assent in April 2025, introducing enhanced accountability for the safety and security of public venues and establishing a new legal bar for negligence in the mitigation of terrorism risks. 
Organisations affected will need to (re-)assess the risk of terror attacks, implement measures to reduce the risk, and put together robust terrorism plans. In particular, smaller organisations that may not be regarded as obvious targets may need to take action, as many of them will have never formally assessed terrorism threats. Furthermore, affected businesses will need to review their insurance policies to ensure appropriate cover.
The UK’s new Terrorism Act 2025 has received Royal Assent in April 2025, introducing enhanced accountability for the safety and security of public venues and establishing a new legal bar for negligence in the mitigation of terrorism risks. 
Organisations affected will need to (re-)assess the risk of terror attacks, implement measures to reduce the risk, and put together robust terrorism plans. In particular, smaller organisations that may not be regarded as obvious targets may need to take action, as many of them will have never formally assessed terrorism threats. Furthermore, affected businesses will need to review their insurance policies to ensure appropriate cover.

Forwarding thinking, forward funding: how W&I insurance can respond to forward funding transactions

Over the last few years, forward funding deals have become an increasingly popular structure within real estate development. For investors looking to balance the risk and rewards of a project with a developer, the structure can bridge the gap in liability expectations. By taking advantage of Warranty and Indemnity (W&I) Insurance, investors can further de-risk these transactions.Over the last few years, forward funding deals have become an increasingly popular structure within real estate development. For investors looking to balance the risk and rewards of a project with a developer, the structure can bridge the gap in liability expectations. By taking advantage of Warranty and Indemnity (W&I) Insurance, investors can further de-risk these transactions.

Trade credit: protecting your business from customer default

The economy's current volatility requires your business to be sufficiently protected against the risk of non-payment for already delivered goods or services. Whilst best practice can help reduce your risk, trade credit insurance gives you access to exclusive market intelligence and vital protection.The economy's current volatility requires your business to be sufficiently protected against the risk of non-payment for already delivered goods or services. Whilst best practice can help reduce your risk, trade credit insurance gives you access to exclusive market intelligence and vital protection.
See all news and insights

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We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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