Lockton’s dedicated Casualty practice is made up of highly experienced brokers with broad technical knowledge and detailed market insight. Offering full and unparalleled access to the London, European, US and Bermudan insurance markets, we are uniquely placed to secure the best possible solution for your business.

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Casualty

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Unrivalled market access, best-in-class insurance solutions

Lockton’s dedicated Casualty practice is made up of highly experienced brokers with broad technical knowledge and detailed market insight. Offering full and unparalleled access to the London, European, US and Bermudan insurance markets, we are uniquely placed to secure the best possible solution for your business.

We have strong experience placing business across North America, Australia, Latin America, Africa and Continental Europe and use our global knowledge to access the market in the best location to meet our clients’ requirements.

Backed by extensive market experience and backgrounds in both broking and underwriting, our brokers undertake challenging and complex negotiations from a position of strength. Our fully integrated broking team provides a full placement service, from preparation of marketing documents through the negotiation stage to invoicing and issuing of contract certain wordings. This ensures we deliver an efficient, accurate and responsive service, both through the renewal process and mid-term.

Our teams have strong retail broking experience and are comfortable in providing a strategic and collegiate approach to enhance our transactional expertise. This allows us to work with you at an early stage during new business opportunities to help craft innovative programme design options.

What we bring to your business

Core products

  • Lead/excess umbrella covers for US business

  • Primary international placements

  • Alternative programme structures

    • Swing/retro-rated

    • Corridor deductible

    • Deductible buy-down

    • Buffer layers

    • Structured/multi-year deals

    • Multi-class deals

  • Facultative reinsurance options

  • Construction wrap-up (all-encompassing insurance which protects all contractors and sub-contractors working on a large project)

  • Companion punitive wraps

  • Environmental impairment liability

Specialist industry sectors

  • Heavy transportation (incl. truckers)

  • Construction/homebuilders

  • Food and beverage

  • Consumer products

  • Mining and natural resources

  • Chemicals

  • Power and utility

  • Life science and medical products

  • Leisure and hospitality

  • Auto parts

  • Telecommunications

  • Rail

  • Sharing economy

International Team

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Andrzej Danyluk

Head of International Property & Casualty
andrzej.danyluk@lockton.com
+44 791 740 4007

Headshot Liam Kent

Liam Kent

Senior Vice President
liam.kent@uk.lockton.com
+44 207 933 2338

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Toby Francis

Vice President
toby.francis@uk.lockton.com
+44 207 933 2427

US team

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James Pryke

Partner, US Casualty
james.pryke@lockton.com
+44 758 540 4886

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Sarah Hicks

Head of US Casualty, London
sarah.hicks@lockton.com
+44 750 293 4223

News and Insights

The Terrorism (Protection of Premises) Act 2025, commonly known as Martyn’s Law, is now in effect. Following a long period of campaigning and advocacy, it achieved Royal Assent in April 2025, and it is now in its 24-month implementation phase. Businesses must be compliant by May 2027, or will likely face severe penalties for non-compliance.

The upcoming insurance renewal season between March and July represents a natural inflection point. It is when many businesses assess security measures, update their risk documentation, and evidence controls – all of which will be central to demonstrating compliance under Martyn’s Law. Therefore, addressing any gaps now is essential to ensure that businesses have enough time to strengthen preparedness before the law becomes enforceable.Martyn’s Law: the time to prepare is now

Gender pay gap report 2025

Lockton is wholly committed to supporting the progression of women through creating a diverse, inclusive and equitable workplace. We are also committed to employing the best and most talented people and ensuring that they are paid fairly irrespective of their gender. Like all UK companies, we are required to publish data about the pay gap between male and female employees, based on data at 5th April. You can access our 2025 gender pay gap report here.Lockton is wholly committed to supporting the progression of women through creating a diverse, inclusive and equitable workplace. We are also committed to employing the best and most talented people and ensuring that they are paid fairly irrespective of their gender. Like all UK companies, we are required to publish data about the pay gap between male and female employees, based on data at 5th April. You can access our 2025 gender pay gap report here.

Refurbish or rebuild? Considerations for office property owners

Recent developments within the commercial real estate (CRE) market are forcing asset holders to rethink their real estate strategy. To remain agile and attractive to tenants, office property owners are considering whether to refurbish existing stock, or construct new blocks from scratch. However, this is rarely a straightforward decision. Economic pressures, evolution in tenant demands, developments within ESG requirements, and planning considerations are among the most pressing factors that complicate how CRE asset holders seek to retain tenants and protect long-term asset value.Recent developments within the commercial real estate (CRE) market are forcing asset holders to rethink their real estate strategy. To remain agile and attractive to tenants, office property owners are considering whether to refurbish existing stock, or construct new blocks from scratch. However, this is rarely a straightforward decision. Economic pressures, evolution in tenant demands, developments within ESG requirements, and planning considerations are among the most pressing factors that complicate how CRE asset holders seek to retain tenants and protect long-term asset value.

Professional services: Key considerations for implementing AI

Artificial intelligence (AI) tools are increasingly embedded within professional services, with uses that range from automating routine tasks, to conducting deep-level data analysis. Firms are deploying both third‑party tools and internally‑developed solutions at pace, with adoption growing quickly, particularly among junior staff.

But this embracing of AI within the professional services sector isn’t risk-free. A survey of underwriters conducted by the Lloyd’s Market Association (LMA) identifies Professional Indemnity (PI) as the insurance line most likely to experience AI-related losses, driven by the potential for erroneous or hallucinated outputs. Despite the clear operational benefits of this technology, the risks associated with AI use are bringing about increased regulatory scrutiny and a heightened need to demonstrate responsible implementation.

Against this backdrop, we’ve set out some key areas of risk that professional services firms may wish to keep in mind when developing and implementing AI tools. Any roll-out of AI must be conducted in a manner that is both responsible and aligned with professional, ethical, regulatory, and insurer expectations.Artificial intelligence (AI) tools are increasingly embedded within professional services, with uses that range from automating routine tasks, to conducting deep-level data analysis. Firms are deploying both third‑party tools and internally‑developed solutions at pace, with adoption growing quickly, particularly among junior staff.

But this embracing of AI within the professional services sector isn’t risk-free. A survey of underwriters conducted by the Lloyd’s Market Association (LMA) identifies Professional Indemnity (PI) as the insurance line most likely to experience AI-related losses, driven by the potential for erroneous or hallucinated outputs. Despite the clear operational benefits of this technology, the risks associated with AI use are bringing about increased regulatory scrutiny and a heightened need to demonstrate responsible implementation.

Against this backdrop, we’ve set out some key areas of risk that professional services firms may wish to keep in mind when developing and implementing AI tools. Any roll-out of AI must be conducted in a manner that is both responsible and aligned with professional, ethical, regulatory, and insurer expectations.
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