Finding cost-effective insurance cover for your recruitment agency can be a complex and time-consuming task. But having the right cover really matters. Without it, your P&L could take a serious hit, if something goes wrong.
Protecting your recruitment agency
Finding cost-effective insurance cover for your recruitment agency can be a complex and time-consuming task. But having the right cover really matters. Without it, your P&L could take a serious hit, if something goes wrong. As a recruitment consultant today, you have plenty of insurance brokers to choose from. But not all of them provide the kind of responsive professional service you’ll need. It’s important to choose someone who won’t let you down. Maybe it’s time you talked to Lockton.
Sector-specific expertise
Running a recruitment consultancy today offers fantastic opportunities and rewards. But it can also expose you to a range of risk you’ll need to manage and mitigate effectively to keep your business moving forwards. You need an insurance broker that knows the recruitment sector inside out - one that thinks outside the box and is as passionate about protecting your business as you are.
A service tailored to your needs
Our expert team is here to listen, here to learn about your recruitment business and identify your full protection needs. You can count on us for in-depth specialist recruitment sector expertise and attentive personalised service. We take the time to understand your business and find affordable cover that provides effective protection against the full range of risks you face.
What we bring to your business
Tailored, cost-effective cover
Through Lockton, you’ll have access to tailored, cost-effective cover for the risks you face as a recruitment consultant.
Expert specialist support
Our expert specialist team has more than 25 years' experience helping recruiters with their insurance requirements.
Efficient, responsive service
We deliver an efficient, responsive service designed to meet the full needs of all types of recruitment businesses today.
A broad range of cover options
We combine a broad range of covers for you to choose from with a proven ability to scour the market for the perfect policy for your needs, however specialised.
Insurance covers available:
Professional Indemnity - Vicarious Liability
Employers’ Liability - Contractual Liability
Public & Products Liability - Contractual Liability
Drivers’ Negligence - Mis-fuelling , Newly Qualified Drivers
Dishonesty of Temporary Workers
Property Damage & Business Interruption
Directors & Officers - Employment Practices , Corporate Reimbursement
Legal Expenses - Contract Dispute
Cyber (Confidentiality)
Group Personal Accident
Sectors we operate in
If you’re a recruitment agency handling permanent or temporary placements into any of the following sectors, we’re the people to talk to about your insurance needs:Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Warehousing and retail
Nursing and care
Construction and engineering
Driving
Offshore
IT
Clerical professions
Cover designed for you
You’re passionate about what you do – so are we. Discover how we go the extra mile to understand your challenges and deliver creative insurance solutions to tackle them.
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Recruitment Insurance Contacts
Gary Chambers
Recruitment Vertical Lead
gary.chambers@lockton.com
+44 7721 198234
Jordan Mitchell
Account Executive
jordan.mitchell@lockton.com
+44 746 991 2151
Darci Edwards
Producer
darci.edwards@lockton.com
+44 1179 065 016
James Hubbard
Producer
james.hubbard@lockton.com
+44 117 906 5036
Jack Hooper
Development Executive
jack.hooper@lockton.com
+44 117 906 5005
James Burgoyne
Profin Advisory Contracts & Technical Lead
james.burgoyne@lockton.com
+44 117 906 5077
Alexis Davis
Development Executive
Alexis.Davis@lockton.com
+44 117 906 5028
Get in touch
Recruitment Insurance FAQs
Who needs recruitment insurance?
If you’re running, or setting up, a recruitment business, the answer is simple: you do! Some types of insurance, like Employers Liability, are compulsory. Others, like Professional Liability, are strongly advisable as they can protect against risks that could badly hurt your business - and will often be required by businesses you work with.
Why do recruitment agencies need Professional Indemnity Insurance?
Professional Indemnity Insurance provides mission-critical protection against some of the key risks recruitment consultants are exposed to by the nature of their operations. Client organisations will often only work with recruitment consultancies that hold Professional Indemnity Insurance. It can also protect against the cost of defending alleged contraventions of your legal, regulatory or contractual obligations.
What insurance do I need to start a recruitment agency?
If you’re planning to start up a recruitment business, you’ll need to think carefully about protecting your business, your employees, and the clients you’ll be working with. Unless you are a one-person business, you have a legal obligation to hold Employers Liability. Many businesses won’t want to work with you unless you have Professional Indemnity Insurance. But you should also consider a range of other covers including Public Liability, Cyber and Technology, Directors and Officers, Group Personal Accident, Driver Negligence, Dishonesty of Temporary Workers, Business Interruption, and Key Person insurance. A member of our expert team will be able to talk you through all this.
Do recruiters need Public Liability insurance?
If you expect to have candidates or employer representatives visiting your recruitment business, you will almost certainly want to have Public Liability Insurance in place. Public Liability cover protects you against claims made by third parties for injury or property damage. It can cover both legal expenses and compensation payments.
What is meant by vicarious and non-vicarious cover?
Vicarious cover protects against liability arising from the actions of other people, whereas non-vicarious arises from something you have done directly. As a recruitment consultancy, it’s important to have both types of cover in place as you may be held responsible either for your own actions or for the actions of employees you have sourced or supplied.
What other types of insurance do recruitment agencies need?
Aside from crucial protections like Employers Liability, Professional Indemnity Insurance and Public Liability Insurance, recruitment consultancies may want to consider a range of other covers. These would typically include: Cyber and Technology Insurance, Directors and Officers Insurance, Employee Practices Liability Insurance, Legal Expenses Insurance, Crime Insurance, Business Interruption Insurance, Commercial Property Insurance, Professional Liability Insurance and Key Person Insurance.
What does Domiciliary Care Insurance cover?
Also known as Home Care Insurance, Domiciliary Care Insurance protects businesses involved in providing care and support services to people in their own homes. If your recruitment agency ventures into placing candidates in domiciliary care roles - or includes the provision of domiciliary care services within its operations - a Domiciliary Care Insurance package can protect you against a wide range of claims, help you comply with your legal obligations, and provide important reassurance to clients and other stakeholders.
What does Umbrella Company Insurance cover?
Also known as Contractor Umbrella Insurance, Umbrella Company Insurance provides a package of cover against risks associated with operating an umbrella company or employment intermediary. If your company acts as an employer for contractors and/or freelancers, handling their payroll, tax deductions and other admin tasks, you may want to consider taking out one of these policies.
What is Drivers Negligence Insurance?
If you place temporary drivers, many of your clients will insist you have Drivers’ Negligence Insurance. The cover will enable your clients to make claims for damage caused to their vehicle by your temporary worker. This isn’t a substitute for motor insurance, it is simply a way for your clients to cover small damages that fall below their motor fleet excess or cover their excess in the event of a large amount of damage.
We're here to help
Want to know more about how our team can help your recruitment agency? Call us on 0330 678 1031, or use the contact form below.
Ask an Expert