Finding cost-effective insurance cover for your recruitment agency can be a complex and time-consuming task. But having the right cover really matters. Without it, your P&L could take a serious hit, if something goes wrong.

PRODUCTS AND SERVICES

Recruitment Insurance

Get in touch (opens a new window)

Protecting your recruitment agency

Finding cost-effective insurance cover for your recruitment agency can be a complex and time-consuming task. But having the right cover really matters. Without it, your P&L could take a serious hit, if something goes wrong. As a recruitment consultant today, you have plenty of insurance brokers to choose from. But not all of them provide the kind of responsive professional service you’ll need. It’s important to choose someone who won’t let you down. Maybe it’s time you talked to Lockton.


Sector-specific expertise

Running a recruitment consultancy today offers fantastic opportunities and rewards. But it can also expose you to a range of risk you’ll need to manage and mitigate effectively to keep your business moving forwards. You need an insurance broker that knows the recruitment sector inside out - one that thinks outside the box and is as passionate about protecting your business as you are.

A service tailored to your needs

Our expert team is here to listen, here to learn about your recruitment business and identify your full protection needs. You can count on us for in-depth specialist recruitment sector expertise and attentive personalised service. We take the time to understand your business and find affordable cover that provides effective protection against the full range of risks you face.


424x480xaccordianIf you’re a recruitment consultant, we offer you the insurance cover, the service, and the support you need to stay protected, now and for the future.

What we bring to your business

Through Lockton, you’ll have access to tailored, cost-effective cover for any and all risks you face as a recruitment consultant

Our expert specialist team has more than 25 years' experience helping recruiters with their insurance requirements.

We deliver an efficient, responsive service designed to meet the full needs of all types of recruitment businesses today.

We combine a broad range of covers for you to choose from with a proven ability to scour the market for the perfect policy for your needs, however specialised.

Insurance covers available:

  • Professional Indemnity - Vicarious Liability

  • Employers’ Liability - Contractual Liability

  • Public & Products Liability - Contractual Liability

  • Drivers’ Negligence - Mis-fuelling , Newly Qualified Drivers

  • Dishonesty of Temporary Workers

  • Property Damage & Business Interruption

  • Directors & Officers - Employment Practices , Corporate Reimbursement

  • Legal Expenses - Contract Dispute

  • Cyber (Confidentiality)

  • Group Personal Accident

Sectors we operate in

If you’re a recruitment agency handling permanent or temporary placements into any of the following sectors, we’re the people to talk to about your insurance needs:

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Warehousing and retail

Nursing and care

Construction and engineering

Driving

Offshore

IT

Clerical professions

Recruitment Insurance Contacts

Placeholder image

Gary Chambers

Recruitment Vertical Lead
gary.chambers@lockton.com
+44 7721 198234

Placeholder image

Darci Edwards

Producer
darci.edwards@lockton.com
+44 1179 065 016

Placeholder image

James Hubbard

Producer
james.hubbard@lockton.com
+44 117 906 5036

Placeholder image

Jack Hooper

Development Executive
jack.hooper@lockton.com
+44 117 906 5005

Placeholder image

James Burgoyne

Profin Advisory Contracts & Technical Lead
james.burgoyne@lockton.com
+44 117 906 5077

Our latest recruitment insurance insights

Construction site timber

Insurance explained: what is drivers negligence cover?


Recruitment Insurance FAQs

If you’re running, or setting up, a recruitment business, the answer is simple: you do! Some types of insurance, like Employers Liability, are compulsory. Others, like Professional Liability, are strongly advisable as they can protect against risks that could badly hurt your business - and will often be required by businesses you work with.

Professional Indemnity Insurance provides mission-critical protection against some of the key risks recruitment consultants are exposed to by the nature of their operations. Client organisations will often only work with recruitment consultancies that hold Professional Indemnity Insurance. It can also protect against the cost of defending alleged contraventions of your legal, regulatory or contractual obligations.

If you’re planning to start up a recruitment business, you’ll need to think carefully about protecting your business, your employees, and the clients you’ll be working with. Unless you are a one-person business, you have a legal obligation to hold Employers Liability. Many businesses won’t want to work with you unless you have Professional Indemnity Insurance. But you should also consider a range of other covers including Public Liability, Cyber and Technology, Directors and Officers, Group Personal Accident, Driver Negligence, Dishonesty of Temporary Workers, Business Interruption, and Key Person insurance. A member of our expert team will be able to talk you through all this.

If you expect to have candidates or employer representatives visiting your recruitment business, you will almost certainly want to have Public Liability Insurance in place. Public Liability cover protects you against claims made by third parties for injury or property damage. It can cover both legal expenses and compensation payments.

Vicarious cover protects against liability arising from the actions of other people, whereas non-vicarious arises from something you have done directly. As a recruitment consultancy, it’s important to have both types of cover in place as you may be held responsible either for your own actions or for the actions of employees you have sourced or supplied.

Aside from crucial protections like Employers Liability, Professional Indemnity Insurance and Public Liability Insurance, recruitment consultancies may want to consider a range of other covers. These would typically include: Cyber and Technology Insurance, Directors and Officers Insurance, Employee Practices Liability Insurance, Legal Expenses Insurance, Crime Insurance, Business Interruption Insurance, Commercial Property Insurance, Professional Liability Insurance and Key Person Insurance.

Also known as Home Care Insurance, Domiciliary Care Insurance protects businesses involved in providing care and support services to people in their own homes. If your recruitment agency ventures into placing candidates in domiciliary care roles - or includes the provision of domiciliary care services within its operations - a Domiciliary Care Insurance package can protect you against a wide range of claims, help you comply with your legal obligations, and provide important reassurance to clients and other stakeholders.

Also known as Contractor Umbrella Insurance, Umbrella Company Insurance provides a package of cover against risks associated with operating an umbrella company or employment intermediary. If your company acts as an employer for contractors and/or freelancers, handling their payroll, tax deductions and other admin tasks, you may want to consider taking out one of these policies.

If you place temporary drivers, many of your clients will insist you have Drivers’ Negligence Insurance. The cover will enable your clients to make claims for damage caused to their vehicle by your temporary worker. This isn’t a substitute for motor insurance, it is simply a way for your clients to cover small damages that fall below their motor fleet excess or cover their excess in the event of a large amount of damage.

We're here to help

Want to know more about how our team can help your recruitment agency? Use the contact form below, and we’ll be in touch soon.

Ask an Expert