As one of the world’s leading independent providers of kidnap and ransom insurance, Lockton has the resources and expertise required to deliver informed and effective solutions that safeguards your family, employees or business from criminal activity.

PRODUCTS AND SERVICES

Kidnap and Ransom

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As one of the world’s leading independent providers of kidnap and ransom insurance, Lockton has the resources and expertise to deliver informed and effective solutions that safeguard your family, employees, or business from the fallout of kidnap, ransom and extortion.

Kidnap and ransom insurance not only covers abduction through to unlawful detention, it extends to extortion against property – covering reimbursement of ransom, business interruption, PR costs, aftercare to victims and beyond. Many of these events cross international borders, which is why Lockton’s dedicated, experienced kidnap and ransom team operates seamlessly worldwide.

Crucially, our policies provide direct, 24-hour access to highly-trained crisis consultants, who will respond immediately in the event of an incident. These consultants have extensive backgrounds in hostage negotiation from various organisations, including Special Forces and international security services.

We have access to exclusive insurers and will ensure that you are provided with the most appropriate, responsive cover at all times. Client confidentiality is an absolute priority to our team, and should you need to make a claim, our experienced consultants will work with you to resolve this as quickly and seamlessly as possible.

Our Services

What we cover

  • Kidnap for ransom

  • Extortion

  • Detention

  • Hijack

  • Loss of ransom during transit

  • Legal liability

  • Additional expenses

  • Personal accident

  • Unlimited expenses of crisis response consultant

  • Maritime Piracy

  • Pre-incident training and prepardeness

Other available policy extensions

  • Emergency political repatriation and relocation

  • Loss of earnings

  • Threat expenses

  • Hostage crisis

  • Disappearance investigation

  • Express kidnap

  • Child abduction

  • Assault

  • Product loss extortion

  • Stalking

  • Blackmail

  • Cyber Extortion Response Consultant Fees and Expenses

  • Crisis Management Response

  • Piracy Boarding

Crisis management response


As soon as an incident occurs, your crisis response consultants will act immediately to co-ordinate any response to an insured event. In the event of a kidnap, deploying consultants where necessary to the headquarters and in country at the kidnap location. at least one consultant to the kidnap location and one to the head office HQ. These highly trained responders will be there to advise you throughout the incident process – no matter how long it takes.

Pre-incident Training

Our policies include a risk mitigation allowance bursary for client to use towards pre-incident training and preparedness. From Crisis Management plan reviews to travel security briefings, simulated incidents and desk top exercises, the response consultants can tailor training to clients’ specific needs.

Crisis Management Solutions

Discover more about how Lockton's experienced team can help you react immediately and effectively in the event of a crisis.

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Looking for wholesale solutions?

Our team of highly skilled wholesale specialists provide global property and liability programme design and placement services. We'll deliver cost-effective, responsive and highly bespoke solutions that match both the needs and future goals of every client

Find out more

Our Kidnap and Ransom Insurance Team

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Matt Humphries

Head of Crisis Management
matthew.humphries@lockton.com
+44 750 850 7438

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Helen Sandford

Assistant Vice President, Crisis Management, Special Contingency, Active Assailant
helen.sandford@lockton.com
+44 20 7933 2346

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Daniel Lofts

Junior Broker
daniel.lofts@lockton.com
+020 7933 1365

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