Data centers are the backbone of the new global economy. They are critical infrastructure, powering data, connectivity, vital services – and society depends on them.

PRODUCT AND SERVICES

Data Centers

Intelligent risk solutions for the project lifecycle

Data centers are the backbone of the new global economy. They are critical infrastructure, powering data, connectivity, vital services – and society depends on them.

From hyperscalers to colocation facilities, from conception to stabilization – every part of the lifecycle has a distinct risk profile.

Lockton brings a unified approach to risk. Across specialties, business lines and geographies, we advise clients on program design, procurement and placement strategy - helping shape the right structure, engage the right markets and deliver solutions aligned to long-term business goals.

Wherever you are on a timeline, wherever you are on a map, you get a globally connected, integrated risk partner.

Mitigate your risks. Understand your exposures. Protect the future as it’s built.


One unified approach to data center risk

Data centers face evolving operational, construction and climate risks. Explore how we deliver integrated solutions built for the demands of critical digital infrastructure.

A sector like no other

Data centers are at the heart of a generational shift. Sophisticated digital and physical infrastructure. Stabilized assets. Integral power generation. And all while delivering critical services and growing at speed. This gives the sector a unique risk profile – and the need to find intelligent solutions to match.

500x500We help you navigate every stage of the lifecycle with confidence – and advice built on experience.

Advisory at every stage

Funding solution

Structured Credit

We help secure long‑term power and data center financing by transferring counterparty default and market exposure from bank balance sheets to insurers, unlocking regulatory capital and risk‑weighted asset benefits. As data center financings scale rapidly—driven by hyperscale demand, AI growth, and global expansion—structured credit insurance supports larger, more complex borrowing base and holdco facilities while mitigating growing concentration and refinancing risks.

Parametric SLA Delivery Insurance

We structure parametric insurance that pays out when operational performance falls below agreed SLA thresholds, without the need for traditional loss adjustment. This provides fast, transparent revenue protection where uptime and service delivery underpin tenant contracts and asset value.

Performance, Advance Payment & Warranty Bonds

We arrange performance, advance payment, and warranty bonds to secure contractual obligations across construction, expansion, and operations. These solutions protect capital, mitigate counterparty risk, and reinforce confidence for funders, investors, and tenants.

Location shapes everything and structuring deals correctly shapes success:

Transactional risk embedded in the deal

  • Our team protects you against contingent liabilities, title gaps, planning permissions and cross-border tax exposures with specialist insurance.

Future site viability

  • Climate risk modelling that evaluates extreme weather exposure before capital is committed.

Effective risk management prevents, not corrects:

Reducing risk in design

  • Solutions that reduce costs, improve insurer appetite and protect operational income throughout the asset's life – from on paper to the power grid.

Compliance made easy

  • Our data center sustainability questionnaire supports your insurance market story. Demonstrate how siting, design and strong governance mitigate losses – and secure stronger insurance terms.

Where exposure concentrates across people and project:

Delay in start-up

  • Protecting you from the financial consequences of missing RFS dates. Assurance for lenders and customers alike.

Solving extended lead times

  • We map procurement and transit risk profiles. Don’t let supply chain disruption derail timelines and investment.

Where the risks are broad, layered and constantly evolving:

SLA breaches

  • Access purpose-built parametric SLA insurance. Triggered by predefined uptime breaches, you get immediate liquidity with no lengthy claims process.

A new world of digital crime

  • Cyber risks go far beyond simple data loss. We quantify, prioritize and strategize holistic frameworks for truly resilient defence.


Access specialized solutions purpose-built for the digital infrastructure ecosystem:

De-risk outages

  • Whether it’s over the fence or islanded, maintaining capacity is crucial. We can structure loss of revenue protection in the event of an unplanned outage – preparing you for anything.

Grid connection support

  • Demand’s increasing faster than ever. We advise on demand response, interconnection agreements and every kind of strategy to keep you connected and future-proofed.

Risk doesn't stop at stabilization – it evolves:

Know your people

  • From security training and contractor screening to in-depth performance reviews, we’ll help you build an honest, transparent working environment.

Future clarity, future confidence

  • Claims management, risk engineering, loss control surveys – whatever the future holds, we identify and mitigate threats with our full suite of capabilities.

Our Data Centers capabilities

  • Alternative Risk Finance & Analytics

  • Business Interruption

  • Construction

  • Contractual Risk

  • Cyber & Technology

  • E&O and Professional Indemnity

  • Energy & Power

  • Management Liability

  • Parametric Solutions

  • People Solutions

  • Political Violence & Terrorism

  • Product Recall

  • Risk Control

  • Stabilized Assets

  • Strategic Risk

  • Transactional Liability

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Why Lockton?

Independence changes everything

As the world’s largest family-owned risk and insurance broker, we’re free to focus on what truly matters: your business.

We’re not driven by quarterly pressures from financial markets. Our independence empowers us to act consistently in the best interests of your business.

Our culture creates the space for us to be challenging and creative. This underpins the way we work with you, across all our teams and across the insurance market. It’s a fundamental differentiator that allows us to work effectively across all our specialist teams. It means we can effectively mobilize the entire resources of Lockton for your benefit.

We recognise the value to you of committed and stable service teams. Our growth strategy is organic, consistently focused on attracting and retaining the very best talent. This ensures the long-term stability of our teams and the full engagement of our people. It assures you of focused broking, and first-class service.

We work with

Cloud providers

Hyperscalers

Investors

Developers

Real estate funds

Colocation and wholesale data center operators

Enterprise owners

AI and high‑performance computing organizations

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Developers

Real estate funds

Colocation and wholesale data center operators

Enterprise owners

AI and high‑performance computing organizations

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Colocation and wholesale data center operators

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AI and high‑performance computing organizations

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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AI and high‑performance computing organizations

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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AI and high‑performance computing organizations

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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AI and high‑performance computing organizations

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

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Colocation and wholesale data center operators

Enterprise owners

AI and high‑performance computing organizations

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Colocation and wholesale data center operators

Enterprise owners

AI and high‑performance computing organizations

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Colocation and wholesale data center operators

Enterprise owners

AI and high‑performance computing organizations

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Real estate funds

Colocation and wholesale data center operators

Enterprise owners

AI and high‑performance computing organizations

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Developers

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Colocation and wholesale data center operators

Enterprise owners

AI and high‑performance computing organizations

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Colocation and wholesale data center operators

Enterprise owners

AI and high‑performance computing organizations

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Hyperscalers

Investors

Developers

Real estate funds

Colocation and wholesale data center operators

Enterprise owners

AI and high‑performance computing organizations

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Colocation and wholesale data center operators

Enterprise owners

AI and high‑performance computing organizations

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Colocation and wholesale data center operators

Enterprise owners

AI and high‑performance computing organizations

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Colocation and wholesale data center operators

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AI and high‑performance computing organizations

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Colocation and wholesale data center operators

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AI and high‑performance computing organizations

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Colocation and wholesale data center operators

Enterprise owners

AI and high‑performance computing organizations

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Real estate funds

Colocation and wholesale data center operators

Enterprise owners

AI and high‑performance computing organizations

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Colocation and wholesale data center operators

Enterprise owners

AI and high‑performance computing organizations

Data Centers International Practice Contacts

David Hayhow mugshot

David Hayhow

Europe
david.hayhow@uk.lockton.com
+44 20 7933 2624

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Rachel Norris

Europe
rachel.norris@lockton.com
+44 782 550 3413

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Robbie Macwhinnie

Middle East and Africa
robbie.macwhinnie@lockton.com
+971 506215765

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Stephen Cooper

Pacific
stephen.cooper@lockton.com
+61 401 322 358

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Qing Ling Chiam

Asia
qingling.chiam@lockton.com
+65 8722 7643

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Ed Fyfe

Latin America & Caribbean
efyfe@lockton.com

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Wade Ervin

US
wervin@lockton.com
+1 646 572 7384

Contact us

Our latest Data Centers insights

USA, Utah, St. George, Female technician standing in server room

From design to operation: embedding resilience across the data center lifecycle

Data Centers Insurance FAQs

Why do I need architects Professional Indemnity Insurance?

Architects and engineering firms across Asia face increasing pressure to manage professional risks effectively. While Professional Indemnity Insurance (PII) requirements vary by market, many industry regulators, professional associations, and clients expect firms to carry adequate PII before undertaking projects. In many cases, clients will request proof of coverage as part of the contract award process.

Most importantly, PII provides essential financial protection against claims arising from negligence, errors, or omissions in the delivery of your professional services—helping safeguard your business, reputation, and long‑term viability.

Architects Professional Indemnity Insurance can protect you against a wide range of risks associated with practicing as an architect. Chief among these is financial protection against claims for professional negligence. This includes mistakes, errors or omissions made in your professional role: for example, design errors, incorrect specifications or inadequate project management. PII for architects also cover legal costs associated with defending claims of professional negligence. It can also protect you against breach of contract, defamation and libel, loss of documents and intellectual property infringement. PII cover can be extended to include things like third-party injury or property damage.

The types of professional liability risk to which architects are most exposed begin, but by no means end, with professional negligence. This arises when you, as an architect, are accused of not exercising an appropriate level of skill and care, leading to errors or omissions that result in financial loss or damage to others. Another common form of professional liability for architects is breach of contract. This arises if you fail to meet the terms and conditions outlined in a contract you have signed with a client. Professional liability claims can also arise from defective design, health and safety breaches, intellectual property infringement, non-compliance with planning permission, environmental or other regulations, and a wide range of other sources.

Across Asia, engineering professionals and firms are increasingly expected to carry Professional Indemnity Insurance (PII) as part of good risk management practice. While requirements differ by market, many industry bodies and project owners — including government agencies, developers, and multinational corporations — require proof of adequate PII before awarding engineering contracts. PII is essential because it provides financial protection against claims arising from negligence, errors, or omissions in the delivery of your professional services. This can include design or calculation mistakes, project management issues, or failure to meet contractual obligations. PII helps cover legal defence costs, settlements, and compensation, ensuring that engineering professionals and firms can continue operating without facing potentially severe financial impact. In a region with rapidly expanding infrastructure and complex project demands, PII is a critical safeguard for your business and professional reputation.