Protecting your business and your reputation in today's digital landscape is paramount. We understand the unique cyber challenges facing Small and Medium-sized Enterprises (SMEs). That's why we provide effective cyber insurance solutions built on understanding your operations.

Any business that creates or shares content faces a media liability exposure. This holds true whether you distribute content through traditional channels like print or broadcast, or digitally via email, SMS, social media, podcasts, or anything published online. Media Liability Insurance protects you from the financial and reputational risks associated with content creation and distribution. This includes the costs of defending your business against a wide range of potential claims, such as libel, defamation, copyright infringement, IP theft, and privacy violations.

Every business has Intellectual Property (IP); it might even be your most valuable asset. While no firm would leave its physical assets uninsured, it's surprising how many neglect to protect the intangible assets that define their business. This can be a costly mistake. IP Insurance covers your business against a wide range of defence and liability costs associated with infringement of copyright, trademarks, designs, patents, and trade secrets, as well as third-party indemnity.

Technology PI (Professional Indemnity) Insurance protects you against legal costs and damages from claims made against your business due to alleged errors, omissions, or negligence in providing technology-related products or services. This cover is vital not only for firms directly providing IT services but also for any business that uses technology to deliver services or advice. It includes coverage for mistakes and oversights, contract breach, and data breach lawsuits, and can also extend to cover intellectual property and media liability.

Any business that creates or shares content faces a media liability exposure. This holds true whether you distribute content through traditional channels like print or broadcast, or digitally via email, SMS, social media, podcasts, or anything published online. Media Liability Insurance protects you from the financial and reputational risks associated with content creation and distribution. This includes the costs of defending your business against a wide range of potential claims, such as libel, defamation, copyright infringement, IP theft, and privacy violations.

Every business has Intellectual Property (IP); it might even be your most valuable asset. While no firm would leave its physical assets uninsured, it's surprising how many neglect to protect the intangible assets that define their business. This can be a costly mistake. IP Insurance covers your business against a wide range of defence and liability costs associated with infringement of copyright, trademarks, designs, patents, and trade secrets, as well as third-party indemnity.

MGAs operate at the intersection of insurers and brokers, handling significant volumes of sensitive policyholder data, claims information, and financial transactions. A cyber incident could disrupt underwriting, compromise data, lead to substantial financial losses, and damage relationships across the insurance value chain.

IFAs manage clients' life savings, investment portfolios, and highly personal financial information. They are high-value targets for cyber criminals seeking to commit financial fraud or identity theft. A cyber-attack could result in direct financial losses for clients, severe reputational damage, and stringent regulatory penalties.

Accountants manage critical financial data for individuals and businesses, including bank details, tax records, and payroll information. They are prime targets for cyber criminals. A breach could lead to financial fraud, regulatory penalties, client lawsuits, and a devastating loss of trust.

Recruitment agencies hold extensive databases of personal CVs, employment histories, and sensitive candidate and client data. This wealth of personal information makes them highly attractive targets for cyber criminals, risking major data breaches, identity theft, reputational harm, and significant regulatory fines under data protection laws.

These firms rely heavily on digital designs, proprietary software, and project management systems, often collaborating with multiple external parties. Their systems can be vulnerable to ransomware, data theft of intellectual property, or disruption that halts critical project timelines and leads to significant financial losses and contractual claims.

Surveyors store sensitive property details, client information, and often use drones and other connected devices for their work. Their reliance on digital maps, reports, and client communication makes them susceptible to data breaches, system outages, or ransomware attacks that can compromise data integrity and operational continuity.

As custodians of vast amounts of client personal and financial data, insurance brokers are particularly vulnerable to cyber-attacks. A breach could lead to severe privacy liabilities, regulatory investigations, reputational damage, and business interruption, impacting their ability to serve clients and maintain trust.

MGAs operate at the intersection of insurers and brokers, handling significant volumes of sensitive policyholder data, claims information, and financial transactions. A cyber incident could disrupt underwriting, compromise data, lead to substantial financial losses, and damage relationships across the insurance value chain.

IFAs manage clients' life savings, investment portfolios, and highly personal financial information. They are high-value targets for cyber criminals seeking to commit financial fraud or identity theft. A cyber-attack could result in direct financial losses for clients, severe reputational damage, and stringent regulatory penalties.