Backed by 100 years’ of collective experience, Lockton’s dedicated contingency insurance team safeguards your business from the associated risks that come with planning events and promotions. As the UK’s leading contingency broker, we pride ourselves on the level of service we offer, working closely with each client to provide tailored, effective insurance and risk solutions that protect your bottom line.

PRODUCTS AND SERVICES

Contingency

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Protection against unforeseen events

Whether a popular promotion has customers redeeming at a higher rate than anticipated, or your event was cancelled at the very last minute due to bad weather – unexpected events can be incredibly costly to you as an organiser. Contingency insurance exists to protect the expenses and revenues of event planners, broadcasters, sponsors, brands, exhibitors or even private individuals, should the unforeseen occur.

Backed by 100 years of combined experience, Lockton’s dedicated contingency team safeguards your business from the risks that come with planning events and promotions, whether you are in the sports industry, music, theatre, entertainment or otherwise. As the UK’s leading contingency broker, we pride ourselves on the level of service we offer, working closely with each client to provide tailored, effective insurance and risk solutions that protect your bottom line.

Our Services

What we bring to your business

  • Depth of experience - Our team has worked with clients across a wide range of industries, tackling risks of all types – this makes us able to pre-empt even the most unlikely exposures

  • A-rated cover - Most of our business is placed either with Lloyd’s or with other A-rated International insurers

  • Tailored solutions - We have years of experience developing bespoke insurance programmes, allowing our clients the freedom to achieve the maximum impact from their event or promotion

  • Cost-effective policies - Whatever the event, promotion or prize, we will strive to find a competitive solution to meet your specific insurance needs

What we cover

  • Event cancellation

  • Conference and exhibition cancellation

  • Non-appearance

  • Weather risks - including cover for stabilising income, unseasonal rain, extra expenses and cost containment

  • Prize indemnity

  • Contractual bonus – covering you for any contractually-assumed liability to award performance bonuses to individuals

  • Over redemption – ensuring you are protected from financial risk in the event that a promotion redeems at a higher level than anticipated 

  • Death, disablement, disgrace

  • Booking refund cover

Our Contingency Insurance Team

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Edel Ryan

Entertainment Practice Leader
edel.ryan@lockton.com
+44 742 378 4506

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Andy Thompson

Senior Vice President
andy.thompson@lockton.com
+44 207 933 2970

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Juliet Birrell

Vice President
juliet.birrell@lockton.com
+44 778 086 5994

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Dominic Longley

Vice President
dominic.longley@lockton.com
+44 782 376 2350

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Dean Innes-Meyrick

Vice President
dean.innesmeyrick@lockton.com
+44 758 417 8931

Looking for Specialty solutions?

Lockton Specialty London is a globally connected team of insurance experts extensively covering a diverse range of product lines and industry sectors. We provide flexible, bespoke solutions tailored to the needs of your client.

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News and Insights

Event cancellation typically stems from adverse weather or the non-appearance of artists and key personnel.

However, stakeholders within the entertainment industry must also recognize the threat of political violence to live productions – particularly as the methods of threat actors evolve. 

Robust risk mitigation of violence at live events requires a holistic approach from all parties. Close collaboration and understanding of all contingencies and protections is critical to ensuring the safety of performers and spectators, alike. Live music: building resilience against political violence risks

Driver in Control: staying composed behind the wheel

Insurance is largely based on statistics – and motor insurance is no exception. 
Premiums are calculated from tracking claims and identifying common traits from collision incidents, such as the frequency of certain vehicles involved and how those incidents occurred.
Within the performance vehicle sector, claims arising from loss of control give insurers the greatest cause for concern. It is, therefore, crucial drivers remain composed behind the wheel and in control of their vehicle at all times. Insurance is largely based on statistics – and motor insurance is no exception. 
Premiums are calculated from tracking claims and identifying common traits from collision incidents, such as the frequency of certain vehicles involved and how those incidents occurred.
Within the performance vehicle sector, claims arising from loss of control give insurers the greatest cause for concern. It is, therefore, crucial drivers remain composed behind the wheel and in control of their vehicle at all times.

Lockton Marine Global War Maps - JWLA-033

Lockton Marine Global War MapsLockton Marine Global War Maps

Lockton highly commended in British Diversity Awards

London, 26 March 2026: Lockton is proud to be recognised for our commitment to fostering a workplace where everyone can thrive. We are delighted to announce that Lockton Early Careers Lead Charlotte Helliwell has been highly commended in the Diversity Champion category at the British Diversity Awards! London, 26 March 2026: Lockton is proud to be recognised for our commitment to fostering a workplace where everyone can thrive. We are delighted to announce that Lockton Early Careers Lead Charlotte Helliwell has been highly commended in the Diversity Champion category at the British Diversity Awards!
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