Backed by 100 years’ of collective experience, Lockton’s dedicated contingency insurance team safeguards your business from the associated risks that come with planning events and promotions. As the UK’s leading contingency broker, we pride ourselves on the level of service we offer, working closely with each client to provide tailored, effective insurance and risk solutions that protect your bottom line.

PRODUCTS AND SERVICES

Contingency

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Protection against unforeseen events

Whether a popular promotion has customers redeeming at a higher rate than anticipated, or your event was cancelled at the very last minute due to bad weather – unexpected events can be incredibly costly to you as an organiser. Contingency insurance exists to protect the expenses and revenues of event planners, broadcasters, sponsors, brands, exhibitors or even private individuals, should the unforeseen occur.

Backed by 100 years of combined experience, Lockton’s dedicated contingency team safeguards your business from the risks that come with planning events and promotions, whether you are in the sports industry, music, theatre, entertainment or otherwise. As the UK’s leading contingency broker, we pride ourselves on the level of service we offer, working closely with each client to provide tailored, effective insurance and risk solutions that protect your bottom line.

Our Services

What we bring to your business

  • Depth of experience - Our team has worked with clients across a wide range of industries, tackling risks of all types – this makes us able to pre-empt even the most unlikely exposures

  • A-rated cover - Most of our business is placed either with Lloyd’s or with other A-rated International insurers

  • Tailored solutions - We have years of experience developing bespoke insurance programmes, allowing our clients the freedom to achieve the maximum impact from their event or promotion

  • Cost-effective policies - Whatever the event, promotion or prize, we will strive to find a competitive solution to meet your specific insurance needs

What we cover

  • Event cancellation

  • Conference and exhibition cancellation

  • Non-appearance

  • Weather risks - including cover for stabilising income, unseasonal rain, extra expenses and cost containment

  • Prize indemnity

  • Contractual bonus – covering you for any contractually-assumed liability to award performance bonuses to individuals

  • Over redemption – ensuring you are protected from financial risk in the event that a promotion redeems at a higher level than anticipated 

  • Death, disablement, disgrace

  • Booking refund cover

Our Contingency Insurance Team

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Edel Ryan

Entertainment Practice Leader
edel.ryan@lockton.com
+44 742 378 4506

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Andy Thompson

Senior Vice President
andy.thompson@lockton.com
+44 207 933 2970

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Juliet Birrell

Vice President
juliet.birrell@lockton.com
+44 778 086 5994

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Dominic Longley

Vice President
dominic.longley@lockton.com
+447823762350

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Dean Innes-Meyrick

Vice President
dean.innesmeyrick@lockton.com
+44 758 417 8931

Looking for Specialty solutions?

Lockton Specialty London is a globally connected team of insurance experts extensively covering a diverse range of product lines and industry sectors. We provide flexible, bespoke solutions tailored to the needs of your client.

Specialty page

News and Insights

During the first half of 2025, the UK cyber insurance market has remained positive for clients. In the past quarter, premiums across our portfolio have decreased by an average of 12% year over-year.Cyber Market Update: Q2 2025

Providence v Hexagon: JCT contracts, strict interpretation and implications for PII

The relatively recent Court of Appeal decision of Providence Building Services Ltd v Hexagon Housing Association Ltd (2024) sets out a strict interpretation of the termination provisions within JCT Design and Build Contracts. The decision may have commercial implications for employers utilising this standard form. More broadly, it highlights the court’s approach of strict interpretation of contracts between commercial parties. Construction professionals must be aware of this when signing up to their appointments, collateral warranties, and letters of reliance.The relatively recent Court of Appeal decision of Providence Building Services Ltd v Hexagon Housing Association Ltd (2024) sets out a strict interpretation of the termination provisions within JCT Design and Build Contracts. The decision may have commercial implications for employers utilising this standard form. More broadly, it highlights the court’s approach of strict interpretation of contracts between commercial parties. Construction professionals must be aware of this when signing up to their appointments, collateral warranties, and letters of reliance.

Lockton and Lockton Re sponsor Dive In Festival

Lockton and Lockton Re are proud to sponsor the Dive In Festival, a global initiative to support the development of inclusive workplace cultures in the insurance industry. It’s a key priority for us to create an environment where our talent can thrive. Our Associates are our most valuable assets, and they are at their best when they can be authentic in the workplace.Lockton and Lockton Re are proud to sponsor the Dive In Festival, a global initiative to support the development of inclusive workplace cultures in the insurance industry. It’s a key priority for us to create an environment where our talent can thrive. Our Associates are our most valuable assets, and they are at their best when they can be authentic in the workplace.

7 key insurance considerations when travelling abroad

Luxury travel has boomed in recent years, as holidaymakers set their sights on ever-more adventurous holidays in far-flung, untouched destinations. But whether it’s a weekend getaway, or the trip of a lifetime, it’s vital to consider whether you’re properly insured.

As our experts explain, taking the time to review your cover before you travel can save you time and stress later down the line.Luxury travel has boomed in recent years, as holidaymakers set their sights on ever-more adventurous holidays in far-flung, untouched destinations. But whether it’s a weekend getaway, or the trip of a lifetime, it’s vital to consider whether you’re properly insured.

As our experts explain, taking the time to review your cover before you travel can save you time and stress later down the line.
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