Backed by 100 years’ of collective experience, Lockton’s dedicated contingency insurance team safeguards your business from the associated risks that come with planning events and promotions. As the UK’s leading contingency broker, we pride ourselves on the level of service we offer, working closely with each client to provide tailored, effective insurance and risk solutions that protect your bottom line.

PRODUCTS AND SERVICES

Contingency

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Protection against unforeseen events

Whether a popular promotion has customers redeeming at a higher rate than anticipated, or your event was cancelled at the very last minute due to bad weather – unexpected events can be incredibly costly to you as an organiser. Contingency insurance exists to protect the expenses and revenues of event planners, broadcasters, sponsors, brands, exhibitors or even private individuals, should the unforeseen occur.

Backed by 100 years of combined experience, Lockton’s dedicated contingency team safeguards your business from the risks that come with planning events and promotions, whether you are in the sports industry, music, theatre, entertainment or otherwise. As the UK’s leading contingency broker, we pride ourselves on the level of service we offer, working closely with each client to provide tailored, effective insurance and risk solutions that protect your bottom line.

Our Services

What we bring to your business

  • Depth of experience - Our team has worked with clients across a wide range of industries, tackling risks of all types – this makes us able to pre-empt even the most unlikely exposures

  • A-rated cover - Most of our business is placed either with Lloyd’s or with other A-rated International insurers

  • Tailored solutions - We have years of experience developing bespoke insurance programmes, allowing our clients the freedom to achieve the maximum impact from their event or promotion

  • Cost-effective policies - Whatever the event, promotion or prize, we will strive to find a competitive solution to meet your specific insurance needs

What we cover

  • Event cancellation

  • Conference and exhibition cancellation

  • Non-appearance

  • Weather risks - including cover for stabilising income, unseasonal rain, extra expenses and cost containment

  • Prize indemnity

  • Contractual bonus – covering you for any contractually-assumed liability to award performance bonuses to individuals

  • Over redemption – ensuring you are protected from financial risk in the event that a promotion redeems at a higher level than anticipated 

  • Death, disablement, disgrace

  • Booking refund cover

Our Contingency Insurance Team

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Edel Ryan

Entertainment Practice Leader
edel.ryan@lockton.com
+44 742 378 4506

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Andy Thompson

Senior Vice President
andy.thompson@lockton.com
+44 207 933 2970

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Juliet Birrell

Vice President
juliet.birrell@lockton.com
+44 778 086 5994

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Dominic Longley

Vice President
dominic.longley@lockton.com
+44 782 376 2350

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Dean Innes-Meyrick

Vice President
dean.innesmeyrick@lockton.com
+44 758 417 8931

Looking for Specialty solutions?

Lockton Specialty London is a globally connected team of insurance experts extensively covering a diverse range of product lines and industry sectors. We provide flexible, bespoke solutions tailored to the needs of your client.

Specialty page

News and Insights

As new data centres continue to come online, insurance buyers are benefiting from favourable market conditions. The highly engineered nature of modern facilities has sharpened the industry’s focus on risk engineering, creating an attractive proposition for insurers and prompting competitive rating structures. This has supported an influx of new capacity across the UK, US, and Asia, with notable lines deployed by FM Global.

In the months ahead, attention will turn to structuring programmes for data centres of increasing scale and value. Projects that once involved modest builds have evolved into multi-billion-dollar campuses, bringing heightened aggregation concerns as highvalue assets cluster within single regions. Despite the market’s maturing, many insurers may not have previously underwritten assets of this magnitude.Data Centre Market Update: Q1 2026

Managing mental health risk in law firms: a shared responsibility

Within the legal industry, staff wellbeing is no longer just an HR initiative – it’s a strategic priority that impacts every facet of each firm. While HR traditionally leads efforts to improve mental health and wellbeing, risk management teams also have a critical role to play. Within the legal industry, staff wellbeing is no longer just an HR initiative – it’s a strategic priority that impacts every facet of each firm. While HR traditionally leads efforts to improve mental health and wellbeing, risk management teams also have a critical role to play.

Industrial and logistics: risk considerations in industrial open storage growth

Industrial open storage (IOS) makes use of large, open spaces designated for industrial use to stow weather-resistant equipment, materials, and vehicles. The unique profile of IOS assets have enabled it to play a crucial role in the further expansion of the industrial and logistics (I&L) sector. And in the last two years, IOS rents have surged by 36% – according to research from Knight Frank.Industrial open storage (IOS) makes use of large, open spaces designated for industrial use to stow weather-resistant equipment, materials, and vehicles. The unique profile of IOS assets have enabled it to play a crucial role in the further expansion of the industrial and logistics (I&L) sector. And in the last two years, IOS rents have surged by 36% – according to research from Knight Frank.

Lockton Norway creates a new strategic growth role to sharpen focus on emerging areas of the Norwegian economy

OSLO, 27 January 2026 - Lockton Norway is strengthening its strategic position in an evolving market by hiring Sjur Hille Olsen as Head of Strategic Growth & Emerging Opportunities.OSLO, 27 January 2026 - Lockton Norway is strengthening its strategic position in an evolving market by hiring Sjur Hille Olsen as Head of Strategic Growth & Emerging Opportunities.
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