In the construction industry, every project brings its own set of challenges and risks that can impact your business. From accidental damage on site, theft of valuable equipment, to unexpected environmental liabilities, you’re constantly navigating a hazardous landscape. These risks can affect your company’s financial stability and reputation. That’s why having comprehensive risk and insurance coverage is not just important, it’s essential.
Targeted insurance solutions
In the construction industry, every project brings its own set of challenges and risks that can impact your business. From accidental damage on site, theft of valuable equipment, to unexpected environmental liabilities, you’re constantly navigating a hazardous landscape. These risks can affect your company’s financial stability and reputation. That’s why having comprehensive risk and insurance coverage is not just important, it’s essential.
You need a partner with a deep understanding of the construction sector. A partner that specialises in crafting tailored-made insurance solutions for contractors, sub-contractors, civil engineers and related professionals. That’s where we come in. We offer market-leading protection across all aspects of your operations. Our goal is to help you manage risk effectively, so you can move forward with confidence, no matter what challenges lie ahead.
What we bring to your business
Contractors All Risks
Construction Plant and Equipment
Employers and Third Party (Public) Liability
Professional Indemnity
Single-project Construction All Risks
Environmental liability
Motor Fleet
Management Liability and Crime
Cyber exposures
Personal Accident and Travel
Engineering Inspection insurance
Employee benefits
Surety
Who we cover
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Major contractors
Specialist sub-contractors
Utility and M&E contractors
Civil engineers
Infrastructure contractors
Construction managers
Project managers
Property developers
Renovation specialists
Demolition experts
Maintenance contractors
Our Building Contractors Team
David Hayhow
Partner, Practice Leader Global Construction Practice
david.hayhow@lockton.com
+44 207 933 2624
Rahul Sharma
Partner
rahul.sharma@lockton.com
+44 207 933 2112
Richard Alford-Smith
Senior Vice President
Richard.Alford-Smith@lockton.com
Get in touch
Our latest insights & events
Building Contractors FAQs
What Does Building Contractors Insurance cover?
Policies can include coverage for:
Contractors All Risks (CAR), which protects against damage or loss to the construction project itself
Public and Employers Liability, which covers injury or damage to third parties or employees,
Professional Indemnity, which protects against claims of negligence in professional advice,
Environmental Liability, Motor Fleet Insurance, Personal Accident and Travel, and more.
Social Engineering and Commercial Crime: Protection against scams, fraudulent schemes, and theft that could result in substantial financial loss.Cyber Exposures: Coverage for data breaches, cyberattacks, and other cyber risks that could disrupt business operations.
Single Project and Annual Contractors All Risks (CAR) Insurance: Protects against physical loss or damage to works, including associated terrorism risks.
Environmental Liability: Provides coverage for pollution and environmental damage claims, which are increasingly relevant in today’s regulatory environment.
By covering these risks, it safeguards contractors from financial loss and helps them manage unforeseen challenges effectively.
Why choose Lockton?
Lockton stands out as a preferred insurance broker on the strength of its deep understanding of the construction sector and the associated risks. Lockton’s UK Contractors team, part of the Global Construction Practice, is highly skilled and dedicated to providing market-leading insurance services. They work closely with clients to develop tailored solutions that not only address current risks but also anticipate emerging ones. This proactive approach ensures clients are always ahead of the curve, receiving the best possible protection in a rapidly evolving risk landscape.
What Makes Lockton Different from Other Insurance Brokers?
Lockton distinguishes itself from other brokers through its client-focused approach and commitment to advocacy. Should a claim arise, Lockton’s experienced claims team works tirelessly to resolve it, advocating for your needs every step of the way. Lockton also challenges insurers to ensure that your get the most comprehensive and cost-effective coverage available. Lockton’s proven ability to actively test insurance offerings and highlight developing risks, combined with unparalleled service and expertise, makes it a trusted partner for any contractor seeking robust and reliable insurance coverage.