From loss of licence to critical illness of key employees, we provide tailored, reliable insurance and risk management solutions to protect both your people and your business. Lockton’s dedicated Accident and Health Insurance team takes the time to understand your unique needs, delivering reliable, tailored cover that responds effectively the moment you need it.

PRODUCTS AND SERVICES

Accident and Health

Get in touch (opens a new window)

Protecting your most important asset – your people

From loss of licence to critical illness of key employees, we provide tailored, reliable insurance and risk management solutions to protect both your people and your business. Lockton’s dedicated Accident and Health team takes the time to understand your unique needs, delivering reliable, tailored cover that responds effectively the moment you need it.

With over 100 years of combined insurance experience, our team is widely respected within the insurance market, allowing us to deliver the best possible cover for our clients. As an independent broker, our only focus is on our clients, which translates into industry-leading service and 96% of clients choosing to stay with us year after year.

Designing programmes for a wide range of corporates and individuals, we also provide accident and health programmes for specialist, high-risk occupations ranging from oil rig workers, to Formula 1 drivers, and engineers in trouble spots around the world. Our team has experience in handling complex and sensitive claims, bringing them to a speedy resolution.

Our services

  • Personal accident and health (individual and/or group schemes)

  • Disability

  • Accidental death

  • Keyman

  • Term life

  • Critical illness

  • Contract protection

  • Loss of licence

  • Healthcare

  • Occupational event – AIDS/HIV covers

  • Travel schemes

  • Medical

  • Evacuation and repatriation

  • Credit card enhancement

Looking for Specialty solutions?

Lockton Specialty London is a globally connected team of insurance experts extensively covering a diverse range of product lines and industry sectors. We provide flexible, bespoke solutions tailored to the needs of your client.

Specialty page

Our Accident and Health Insurance Team

Placeholder image

Lee Folkard

Broker
lee.folkard@lockton.com
+44 780 890 5906

Placeholder image

Francesca Ross

Vice President, Broker
francesca.ross@lockton.com
+44 788 480 9380

News and Insights

Small-to-medium sized businesses (SMEs) are an attractive target for cyber criminals seeking to exploit their relatively weak cybersecurity systems. Despite this, many SMEs are unaware of the scale of the threat, which can pose an existential challenge to business operations. Cybersecurity best practices for SMEs

Lockton raises £25k for young people through 1,400km endurance cycling challenge

Lockton, the world’s largest independent insurance broker, has raised over £25,000 for grant-making charity Club Peloton through a 1,415km/17,500m ascent relay cycle challenge from London to Cannes in just six days. Lockton is supporting the Knight Frank Cycle to MIPIM event for the fifth year in a row alongside 63 other riders making their way to the international real estate fair MIPIM. Lockton, the world’s largest independent insurance broker, has raised over £25,000 for grant-making charity Club Peloton through a 1,415km/17,500m ascent relay cycle challenge from London to Cannes in just six days. Lockton is supporting the Knight Frank Cycle to MIPIM event for the fifth year in a row alongside 63 other riders making their way to the international real estate fair MIPIM.

Lockton and UK Sport partner on Athlete Empowering Positive Change Award

Lockton is proud to partner with UK Sport in introducing the Athlete Empowering Positive Change Award at the British Diversity Awards on 20 March 2025. This collaboration highlights our shared commitment to fostering inclusivity and positivity, as well as promoting health and wellbeing. Lockton is proud to partner with UK Sport in introducing the Athlete Empowering Positive Change Award at the British Diversity Awards on 20 March 2025. This collaboration highlights our shared commitment to fostering inclusivity and positivity, as well as promoting health and wellbeing.

Using data to optimise building risk management

New technologies are transforming our ability to gather and process data. This is reshaping approaches to risk management, enabling buildings owners to become more efficient and strategic in how they mitigate risks. By adopting a data-led approach to pro-active risk management, owners can also realise insurance cost savings.New technologies are transforming our ability to gather and process data. This is reshaping approaches to risk management, enabling buildings owners to become more efficient and strategic in how they mitigate risks. By adopting a data-led approach to pro-active risk management, owners can also realise insurance cost savings.
See all news and insights

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team