From loss of licence to critical illness of key employees, we provide tailored, reliable insurance and risk management solutions to protect both your people and your business. Lockton’s dedicated Accident and Health Insurance team takes the time to understand your unique needs, delivering reliable, tailored cover that responds effectively the moment you need it.

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Accident and Health

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Protecting your most important asset – your people

From loss of licence to critical illness of key employees, we provide tailored, reliable insurance and risk management solutions to protect both your people and your business. Lockton’s dedicated Accident and Health team takes the time to understand your unique needs, delivering reliable, tailored cover that responds effectively the moment you need it.

With over 100 years of combined insurance experience, our team is widely respected within the insurance market, allowing us to deliver the best possible cover for our clients. As an independent broker, our only focus is on our clients, which translates into industry-leading service and 96% of clients choosing to stay with us year after year.

Designing programmes for a wide range of corporates and individuals, we also provide accident and health programmes for specialist, high-risk occupations ranging from oil rig workers, to Formula 1 drivers, and engineers in trouble spots around the world. Our team has experience in handling complex and sensitive claims, bringing them to a speedy resolution.

Our services

  • Personal accident and health (individual and/or group schemes)

  • Disability

  • Accidental death

  • Keyman

  • Term life

  • Critical illness

  • Contract protection

  • Loss of licence

  • Healthcare

  • Occupational event – AIDS/HIV covers

  • Travel schemes

  • Medical

  • Evacuation and repatriation

  • Credit card enhancement

Looking for Specialty solutions?

Lockton Specialty London is a globally connected team of insurance experts extensively covering a diverse range of product lines and industry sectors. We provide flexible, bespoke solutions tailored to the needs of your client.

Specialty page

Our Accident and Health Insurance Team

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Lee Folkard

Broker
lee.folkard@lockton.com
+44 780 890 5906

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Francesca Ross

Vice President, Broker
francesca.ross@lockton.com
+44 788 480 9380

News and Insights

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Despite significant investment in employee benefits, many organisations face low engagement and underutilisation challenges. A recurring barrier to driving meaningful benefits engagement is poor and inconsistent communication, which can reduce employee participation and engagement.Despite significant investment in employee benefits, many organisations face low engagement and underutilisation challenges. A recurring barrier to driving meaningful benefits engagement is poor and inconsistent communication, which can reduce employee participation and engagement.

Lockton Performance celebrates six years presenting the Salon Privé Club Trophy

Lockton Performance will celebrate six years of presenting the Salon Privé Club Trophy on Saturday 30th August 2025 on the stunning grounds of Blenheim Palace, bringing fellow motoring fans together to enjoy this renowned automotive event. Lockton Performance will celebrate six years of presenting the Salon Privé Club Trophy on Saturday 30th August 2025 on the stunning grounds of Blenheim Palace, bringing fellow motoring fans together to enjoy this renowned automotive event.

7 key lessons to shape your global people strategy

The global benefits landscape is evolving rapidly, but one thing is clear – your people agenda has never been more crucial.

In July, the European leg of Lockton’s 2025 Global Benefits Forum took place at Fairmont Windsor Park, UK. The event brought together experts from across the global benefits sector for a series of panel discussions around shaping a future-ready people strategy.The global benefits landscape is evolving rapidly, but one thing is clear – your people agenda has never been more crucial.

In July, the European leg of Lockton’s 2025 Global Benefits Forum took place at Fairmont Windsor Park, UK. The event brought together experts from across the global benefits sector for a series of panel discussions around shaping a future-ready people strategy.
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