From loss of licence to critical illness of key employees, we provide tailored, reliable insurance and risk management solutions to protect both your people and your business. Lockton’s dedicated Accident and Health Insurance team takes the time to understand your unique needs, delivering reliable, tailored cover that responds effectively the moment you need it.

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Accident and Health

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Protecting your most important asset – your people

From loss of licence to critical illness of key employees, we provide tailored, reliable insurance and risk management solutions to protect both your people and your business. Lockton’s dedicated Accident and Health team takes the time to understand your unique needs, delivering reliable, tailored cover that responds effectively the moment you need it.

With over 100 years of combined insurance experience, our team is widely respected within the insurance market, allowing us to deliver the best possible cover for our clients. As an independent broker, our only focus is on our clients, which translates into industry-leading service and 96% of clients choosing to stay with us year after year.

Designing programmes for a wide range of corporates and individuals, we also provide accident and health programmes for specialist, high-risk occupations ranging from oil rig workers, to Formula 1 drivers, and engineers in trouble spots around the world. Our team has experience in handling complex and sensitive claims, bringing them to a speedy resolution.

Our services

  • Personal accident and health (individual and/or group schemes)

  • Disability

  • Accidental death

  • Keyman

  • Term life

  • Critical illness

  • Contract protection

  • Loss of licence

  • Healthcare

  • Occupational event – AIDS/HIV covers

  • Travel schemes

  • Medical

  • Evacuation and repatriation

  • Credit card enhancement

Looking for Specialty solutions?

Lockton Specialty London is a globally connected team of insurance experts extensively covering a diverse range of product lines and industry sectors. We provide flexible, bespoke solutions tailored to the needs of your client.

Specialty page

Our Accident and Health Insurance Team

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Lee Folkard

Broker
lee.folkard@lockton.com
+44 780 890 5906

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Francesca Ross

Vice President, Broker
francesca.ross@lockton.com
+44 788 480 9380

News and Insights

We are thrilled to announce our support of EIG and Fidra Energy as insurance advisor and broker to the Thorpe Marsh BESS project. Lockton is proud to support EIG and Fidra Energy in delivering the UK’s largest battery storage project.

Why leak detection is essential for living sector buildings

If your building suffers an escape of water (EOW) incident, it can lead to extensive damage and costly disruption – especially if it goes unchecked. Installing an up-to-date leak detection system can protect your building from harm, preventing a minor incident from becoming a major loss.If your building suffers an escape of water (EOW) incident, it can lead to extensive damage and costly disruption – especially if it goes unchecked. Installing an up-to-date leak detection system can protect your building from harm, preventing a minor incident from becoming a major loss.

Lockton launches Flex IQ to bring clarity to the flex benefits platform market

New insights tool helps HR leaders avoid buyer’s remorse and choose the right platform for their peopleNew insights tool helps HR leaders avoid buyer’s remorse and choose the right platform for their people

Accountants: cybersecurity essentials to protect your practice

Once considered an optional extra, cyber security is now a non-negotiable for accountancy practices. The sector has emerged as a prime target for modern-day cyber criminals, thanks in part to a large volume of held personal and financial data. But cyber-readiness continues to lag, with few practices prepared for the worst.

When it comes to insurance, the cyber landscape is shifting. It is becoming increasingly difficult for practices to obtain cyber insurance unless they can meet certain criteria, such as multi-factor authentication. At the same time, anecdotal evidence suggests that cyber insurance is being bundled into PII insurance or otherwise offered without question. But the reality is that your security measures must be clearly defined and implemented upfront – or the likelihood of a successful claim is slim.

In short, robust cyber prevention is the only viable option to minimise the impact of an attack. That’s why we’ve put together the below cyber security checklist, along with some practical cybersecurity measures for accountancy practices to follow.
Once considered an optional extra, cyber security is now a non-negotiable for accountancy practices. The sector has emerged as a prime target for modern-day cyber criminals, thanks in part to a large volume of held personal and financial data. But cyber-readiness continues to lag, with few practices prepared for the worst.

When it comes to insurance, the cyber landscape is shifting. It is becoming increasingly difficult for practices to obtain cyber insurance unless they can meet certain criteria, such as multi-factor authentication. At the same time, anecdotal evidence suggests that cyber insurance is being bundled into PII insurance or otherwise offered without question. But the reality is that your security measures must be clearly defined and implemented upfront – or the likelihood of a successful claim is slim.

In short, robust cyber prevention is the only viable option to minimise the impact of an attack. That’s why we’ve put together the below cyber security checklist, along with some practical cybersecurity measures for accountancy practices to follow.
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