From loss of licence to critical illness of key employees, we provide tailored, reliable insurance and risk management solutions to protect both your people and your business. Lockton’s dedicated Accident and Health Insurance team takes the time to understand your unique needs, delivering reliable, tailored cover that responds effectively the moment you need it.

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Accident and Health

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Protecting your most important asset – your people

From loss of licence to critical illness of key employees, we provide tailored, reliable insurance and risk management solutions to protect both your people and your business. Lockton’s dedicated Accident and Health team takes the time to understand your unique needs, delivering reliable, tailored cover that responds effectively the moment you need it.

With over 100 years of combined insurance experience, our team is widely respected within the insurance market, allowing us to deliver the best possible cover for our clients. As an independent broker, our only focus is on our clients, which translates into industry-leading service and 96% of clients choosing to stay with us year after year.

Designing programmes for a wide range of corporates and individuals, we also provide accident and health programmes for specialist, high-risk occupations ranging from oil rig workers, to Formula 1 drivers, and engineers in trouble spots around the world. Our team has experience in handling complex and sensitive claims, bringing them to a speedy resolution.

Our services

  • Personal accident and health (individual and/or group schemes)

  • Disability

  • Accidental death

  • Keyman

  • Term life

  • Critical illness

  • Contract protection

  • Loss of licence

  • Healthcare

  • Occupational event – AIDS/HIV covers

  • Travel schemes

  • Medical

  • Evacuation and repatriation

  • Credit card enhancement

Looking for Specialty solutions?

Lockton Specialty London is a globally connected team of insurance experts extensively covering a diverse range of product lines and industry sectors. We provide flexible, bespoke solutions tailored to the needs of your client.

Specialty page

Our Accident and Health Insurance Team

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Lee Folkard

Broker
lee.folkard@lockton.com
+44 780 890 5906

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Francesca Ross

Vice President, Broker
francesca.ross@lockton.com
+44 788 480 9380

News and Insights

The introduction of tariffs on US imports could have complex consequences for the industrial and logistics sector, including weakening demand for real estate, and a potential uptick in tenant turnover. For investors and owners, it is essential to understand the risks associated with tenants’ business, and to appropriately communicate this to insurers.Industrial and logistics: how tariffs are driving new tenant risks

An essential insurance guide for care and medical recruiters

Finding cost-effective insurance cover for your recruitment agency can be a complex and time-consuming task.

To make things simpler, our experts have compiled this quick guide to the most common types of insurance cover available to recruiters that specialise in providing resource to the care and medical sectors.Finding cost-effective insurance cover for your recruitment agency can be a complex and time-consuming task.

To make things simpler, our experts have compiled this quick guide to the most common types of insurance cover available to recruiters that specialise in providing resource to the care and medical sectors.

Atypical projects have uncommon insurance: possible implications for PII

Insurance can often play a vital role in unlocking development potential by mitigating risk so that developers and funders are willing to invest resource and finance into a project. For construction practitioners, however, the implementation of specialist insurance can also bring unique risks. Understanding these risks and seeking specialist advice can be crucial when it comes to mitigating potential claims.Insurance can often play a vital role in unlocking development potential by mitigating risk so that developers and funders are willing to invest resource and finance into a project. For construction practitioners, however, the implementation of specialist insurance can also bring unique risks. Understanding these risks and seeking specialist advice can be crucial when it comes to mitigating potential claims.

Lockton appoints Emilie Bardey as Head of FI Wholesale

Lockton, the world’s largest independent insurance broker, has announced that Emilie Bardey has been appointed as Head of Financial Institutions (FI) Wholesale, effective 1 May 2025. Lockton, the world’s largest independent insurance broker, has announced that Emilie Bardey has been appointed as Head of Financial Institutions (FI) Wholesale, effective 1 May 2025.
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