From loss of licence to critical illness of key employees, we provide tailored, reliable insurance and risk management solutions to protect both your people and your business. Lockton’s dedicated Accident and Health Insurance team takes the time to understand your unique needs, delivering reliable, tailored cover that responds effectively the moment you need it.

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Accident and Health

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Protecting your most important asset – your people

From loss of licence to critical illness of key employees, we provide tailored, reliable insurance and risk management solutions to protect both your people and your business. Lockton’s dedicated Accident and Health team takes the time to understand your unique needs, delivering reliable, tailored cover that responds effectively the moment you need it.

With over 100 years of combined insurance experience, our team is widely respected within the insurance market, allowing us to deliver the best possible cover for our clients. As an independent broker, our only focus is on our clients, which translates into industry-leading service and 96% of clients choosing to stay with us year after year.

Designing programmes for a wide range of corporates and individuals, we also provide accident and health programmes for specialist, high-risk occupations ranging from oil rig workers, to Formula 1 drivers, and engineers in trouble spots around the world. Our team has experience in handling complex and sensitive claims, bringing them to a speedy resolution.

Our services

  • Personal accident and health (individual and/or group schemes)

  • Disability

  • Accidental death

  • Keyman

  • Term life

  • Critical illness

  • Contract protection

  • Loss of licence

  • Healthcare

  • Occupational event – AIDS/HIV covers

  • Travel schemes

  • Medical

  • Evacuation and repatriation

  • Credit card enhancement

Looking for Specialty solutions?

Lockton Specialty London is a globally connected team of insurance experts extensively covering a diverse range of product lines and industry sectors. We provide flexible, bespoke solutions tailored to the needs of your client.

Specialty page

Our Accident and Health Insurance Team

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Lee Folkard

Broker
lee.folkard@lockton.com
+44 780 890 5906

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Francesca Ross

Vice President, Broker
francesca.ross@lockton.com
+44 788 480 9380

News and Insights

Lockton, the world’s largest independent insurance broker, has appointed Mark Jones as its new International Chief Financial Officer (CFO), effective immediately.  Lockton appoints Mark Jones as International Chief Financial Officer

Five ways US policy could shape the UK food and drink sector

A new US Government has brought with it a sharp change in rhetoric and policy. For the UK food and drink sector, the actions of the Trump administration could create both challenges and opportunities in the months ahead. Below, our experts look at what these might be, and how UK food and drink businesses can best prepare.A new US Government has brought with it a sharp change in rhetoric and policy. For the UK food and drink sector, the actions of the Trump administration could create both challenges and opportunities in the months ahead. Below, our experts look at what these might be, and how UK food and drink businesses can best prepare.

The Lockton Marine Podcast - Episode 8

'Decarbonising maritime transport from 'well to wake', the promise of the FuelEU Maritime Regulation. Effective from 1 January 2025, its purpose is to ensure that the greenhouse gas intensity of fuels used by the shipping sector will gradually decrease over time. But what wider impact will this have on the industry?'Decarbonising maritime transport from 'well to wake', the promise of the FuelEU Maritime Regulation. Effective from 1 January 2025, its purpose is to ensure that the greenhouse gas intensity of fuels used by the shipping sector will gradually decrease over time. But what wider impact will this have on the industry?

Trade credit: bracing for economic uncertainty

UK businesses are anticipating significant challenges as the combined effects of increases to both National Insurance contributions and the National Minimum Wage create a perfect storm of financial headwinds. These changes - potentially compounded by disruption to global trade if US President Donald Trump presses ahead with tariffs - could spell trouble for many, with more labour-intensive sectors particularly exposed. The consensus is that UK businesses need to buckle-up for increased cash flow risks and an elevated risk of payment defaults. UK businesses are anticipating significant challenges as the combined effects of increases to both National Insurance contributions and the National Minimum Wage create a perfect storm of financial headwinds. These changes - potentially compounded by disruption to global trade if US President Donald Trump presses ahead with tariffs - could spell trouble for many, with more labour-intensive sectors particularly exposed. The consensus is that UK businesses need to buckle-up for increased cash flow risks and an elevated risk of payment defaults.
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