Lockton’s dedicated international direct and facultative (re)insurance property practice provides best-in-class wholesale and retail placement services to clients based predominantly outside of the US and Canada.

— SPECIALTY

Property Insurance

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Smart Property (Re)Insurance. Built Around You.

Our Specialty Property team brings deep experience, strong market access and hands-on support to clients worldwide. Whether you need commercial property insurance for complex risks or support to strengthen your existing programme, we are here to help you move forward clearly and with confidence.

Our team of experienced brokers connect with all key markets, in London and abroad, to find the best terms for you. We keep things moving – from marketing, bespoke wordings and placement through to invoicing and claims. You’ll always know where things stand, and that we are right there with you.

Global reach, local focus

Lockton’s dedicated direct and facultative (re)insurance property practices provide tailored solutions for clients worldwide. We offer access to over 75 carriers across a range of markets, including Lloyd’s Syndicates. Internationally, clients benefit from our strong relationships with more than 100 London-based Lloyd’s syndicates and global insurers - ensuring broad market reach, wherever you operate.

Our services include

01
Bespoke commercial property insurance for global programmes and large individual risks

02
Seamless global placements between our London hub and global partner offices

03
EEA support through Lockton European Brokers Limited, based in Malta

04
Bespoke reinsurance and facultative solutions via our Specialty Broking Services (SBS) team

05
Programme and policy wording reviews, global benchmarking and practical, commercial advice

06
Dedicated claims team that focus on achieving the best possible outcome for our clients

Classes handled

  • Property all risks

  • Business interruption and increased cost of working

  • Machinery breakdown, contractor’s plant and equipment

  • Natural catastrophe perils (wind, flood, earthquake)

  • Deductible buy-downs

  • Alternative risk transfer including captives and parametric solutions

  • Binding authorities

  • Facultative reinsurance and retrocession

Industry expertise

Wherever your commercial premises are located, and whatever risks you face, Lockton provides the insight, cover and confidence to keep your business moving. We support a wide range of sectors, including:

  • Agriculture

  • Airports

  • Chemicals

  • Civil Works & Infrastructure

  • Education

  • Fertilisers

  • Financial institutions

  • Food and beverage

  • Healthcare

  • High Tech / Semi Cons

  • Hotels

  • Media

  • Mining & Metals

  • Multinationals

  • Ports

  • Power, Transmission & Distribution

  • Rail & Mass Transport

  • Real estate

  • Recycling / Waste Disposal

  • Renewables

  • Retail

  • Telecommunications

  • Transportation & Logistics

  • Utilities (Water, Gas, Sewerage & Communications)

  • Wood working

  • Retail

News and Insights

Zurich, 26 March, 2026 – Lockton, the world’s largest independent insurance broker, has announced the appointment of Patrick Häusler as Head of Business Development for Lockton Switzerland, effective 1 April.Patrick Häusler joins Lockton Switzerland as Head of Business Development

Patrick Häusler joins Lockton Switzerland as Head of Business Development

article
Zurich, 26 March 2026 – Lockton, the world’s largest independent insurance broker, has announced the appointment of Patrick Häusler as Head of Business Development for Lockton Switzerland. Patrick is based in Zurich and will work closely with colleagues in Swi ...
Read morePatrick Häusler joins Lockton Switzerland as Head of Business Development

Lockton strengthens its presence in Switzerland

Lockton, the world’s largest independent, family-owned insurance broker, is strengthening its presence in Switzerland by establishing offices in Zurich and Geneva — a natural next step in its long-standing commitment to Swiss clients. Lockton, the world’s largest independent, family-owned insurance broker, is strengthening its presence in Switzerland by establishing offices in Zurich and Geneva — a natural next step in its long-standing commitment to Swiss clients.

The Lockton Marine Podcast - Episode 11

In this special episode of the Lockton Marine Podcast, Sophie Frampton and Pippa Atkins are joined by Helen Todd, Deputy Chief Underwriting Officer at Britannia P&I Club to analyse this year’s P&I Review. They dive into all aspects of the P&I market, from overall market trends to general increase and renewals. In this special episode of the Lockton Marine Podcast, Sophie Frampton and Pippa Atkins are joined by Helen Todd, Deputy Chief Underwriting Officer at Britannia P&I Club to analyse this year’s P&I Review. They dive into all aspects of the P&I market, from overall market trends to general increase and renewals.

Making a successful transition from artist to artist’s estate

Conversations about legacy can feel uncomfortable, but they are essential. Artists should begin discussing their estate – with both family members and experienced professionals – as early as possible to ensure a smooth transition. To build a robust legacy, the core elements of an estate must be assessed, including key insurance considerations. Conversations about legacy can feel uncomfortable, but they are essential. Artists should begin discussing their estate – with both family members and experienced professionals – as early as possible to ensure a smooth transition. To build a robust legacy, the core elements of an estate must be assessed, including key insurance considerations.
See all news and insights

North American Property Team

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Tom Rowley

Head of North American Property
tom.rowley@lockton.com
+44 791 969 0241

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George Moss

Senior Vice President
george.moss@lockton.com
+44 782 571 5550

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Emily Challands

Senior Vice President
emily.challands@lockton.com
+44 741 085 8918

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Scott Lowden

Senior Vice President
scott.lowden@lockton.com
+44 739 138 7700

General Inquiries

Get in touch

enquiries@uk.lockton.com

International Property Team

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Stephan Bachmann

CEO – Lockton Switzerland
Stephan.Bachmann@lockton.com
+41 79 729 17 79

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Romain Hemery

Head of Romandie and Marine
Romain.Hemery@lockton.com
+41 79 867 30 20

General Inquiries

Get in touch

enquiries@uk.lockton.com

Specialty Property Insurance FAQs

What types of commercial properties are eligible for insurance coverage?

A wide range of commercial properties can be insured. This includes:

  • Offices

  • Warehouses

  • Factories

  • Retail spaces

  • Hotels

  • Care homes

  • Schools

  • Ports

  • Agricultural facilities

Eligibility depends on factors such as location, occupancy, construction type and use. Insurers will assess the risk profile of each property to determine suitable cover.

Policies can be tailored to reflect the specific needs of your property and business. Commercial property insurance typically covers:

  • Physical damage or loss caused by risks such as fire, flood, theft, vandalism, storm damage and other insured perils.

  • Cover for business interruption, machinery breakdown and additional costs of working.

Property insurance is not legally required by federal law in the United States. However, lenders and landlords will usually require it as a condition of financing or tenancy. Many businesses also choose to take out commercial property insurance to protect against the financial impact of damage or loss.

Building insurance covers the physical structure of your commercial premises, including walls, roofs, floors, and permanent fixtures. Contents insurance, on the other hand, protects items inside the building such as furniture, equipment, stock and machinery. Many businesses take out both types of cover to ensure full protection.