The Pacific is known for friendly smiles and warm welcomes, but it also presents a complex country-specific risk profile that is not well understood. Accompanying the traditional business risk profile associated with many developed countries e.g. fire, burglary and accident, each specific Pacific nation presents a unique natural catastrophe risk profile (cyclone, tsunami, earthquake and flood) that influences risk and insurance strategies and outcomes.

The Pacific is known for friendly smiles and warm welcomes, but it also presents a complex country-specific risk profile that is not well understood. Accompanying the traditional business risk profile associated with many developed countries e.g. fire, burglary and accident, each specific Pacific nation presents a unique natural catastrophe risk profile (cyclone, tsunami, earthquake and flood) that influences risk and insurance strategies and outcomes.

Add to this profile a developing understanding of the risks inherent in the public liability and professional risk space and you will find that despite an outward laisse-faire appearance, there is a complexity to the management of liability risk as well.

The social, economic and regulatory framework of each Pacific nation differs considerably requiring providers and purchasers of risk and insurance product to have a clear understanding of the specific island territory and the compliance challenges it imposes. Our team has years of direct experience in the design, placement and management of risk and insurance programs for businesses and organisations, ranging from large commercial or Government-related entities down to smaller resorts and businesses. We have access to secure insurance markets for cover that reflects the Pacific risk profile and we are able to implement insurance and risk management strategies that are fully compliant with the relevant in-country regulations.