The Pacific is known for friendly smiles and warm welcomes, but it also presents a complex country-specific risk profile that is not well understood. Accompanying the traditional business risk profile associated with many developed countries e.g. fire, burglary and accident, each specific Pacific nation presents a unique natural catastrophe risk profile (cyclone, tsunami, earthquake and flood) that influences risk and insurance strategies and outcomes.

PRODUCTS AND SERVICES

Pacific Territories

Specialists in risk and insurance throughout the Pacific

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Highly experienced in the design, placement and management of risk

The Pacific is known for friendly smiles and warm welcomes, but it also presents a complex country-specific risk profile that is not well understood. Accompanying the traditional business risk profile associated with many developed countries e.g. fire, burglary and accident, each specific Pacific nation presents a unique natural catastrophe risk profile (cyclone, tsunami, earthquake and flood) that influences risk and insurance strategies and outcomes.

Add to this profile a developing understanding of the risks inherent in the public liability and professional risk space and you will find that despite an outward laisse-faire appearance, there is a complexity to the management of liability risk as well.

The social, economic and regulatory framework of each Pacific nation differs considerably requiring providers and purchasers of risk and insurance product to have a clear understanding of the specific island territory and the compliance challenges it imposes. Our team has years of direct experience in the design, placement and management of risk and insurance programs for businesses and organisations, ranging from large commercial or Government-related entities down to smaller resorts and businesses. We have access to secure insurance markets for cover that reflects the Pacific risk profile and we are able to implement insurance and risk management strategies that are fully compliant with the relevant in-country regulations.

We have strong network partner relationships throughout the Pacific region which allow us to operate in almost all Pacific territories.

We have developed risk and insurance programs that provide relevant cover for individuals and all business or government entities who are exposed to Pacific risk. Our experience ensures that the advices and services are best suited for your own situations and local environment. We have strong relationships with key underwriters throughout the Pacific region and when appropriate we access the global insurance markets to augment the local insurance market response or to fill gaps in their product offering. Our continuous focus is to work with you to identify, manage and protect you from loss arising from risk and we have the skills and experience to deliver on this focus.

Our Products and Services

We offer a range of products, including:

  • Property including business Interruption

  • Casualty

  • Financial Lines

  • Motor

  • Marine Hull

  • Marine Cargo

  • Aviation

  • Cyber

  • Crime/Misappropriation

  • Kidnap and Ransom

  • Credit Risk

  • Life and Benefits

  • Captive Insurance Solutions

  • Risk Assessment

  • Evaluation

Key Contacts

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Ged McCombie

Head of Pacific
ged.mccombie@lockton.com
+64 21 909 118

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