Our team works alongside our broking team, helping clients to understand and manage their exposure to natural disasters.

PRODUCTS AND SERVICES

Natural Catastrophe Analytics

Contact Us

Natural Catastrophe Modelling Webinar

Stream now for practical tips you can apply tomorrow

Watch Now

Powerful analytic solutions and insight at your fingertips

    Natural Catastrophe Analytics provides a data-driven framework to help clients quantify their exposure to natural hazards and make smarter risk and capital decisions.

    Our capabilities span probabilistic catastrophe modelling (including RMS, AIR, and bespoke vendor models), reinsurance pricing and structuring, actuarial analytics, capital modelling, and benchmarking. We also support broader risk management strategies, including real-time event monitoring and climate scenario modelling.

    Working in tandem with broking teams, our analytics help clients navigate the financial, regulatory, and rating agency implications of risk transfer decisions - empowering them to optimise cover, reduce volatility, and strengthen their bottom line.

    Expertise

    The Lockton Natural Catastrophe Analytic team has significant expertise that spans the full risk, exposure and capital management spectrum, enabling us to identify the optimal solution to meet our clients’ requirements. This expertise covers the areas of:

    • Catastrophe

      • Catastrophe modelling

      • Hazard mapping

      • Realistic Disaster Scenario analysis

    • Corporate

      • Insurance optimisation

      • Risk tolerance setting

      • Realistic Disaster Scenario analysis

      • Financial institution operational risk analysis

    • Insurance

      • Rating agency advisory

      • Insurance pricing

      • Market entry

    • Reinsurance

      • Reinsurance pricing

      • Reinsurance structuring optimisation

      • Market research/benchmarking

    • Specialty Modelling

      • Terrorism

      • Cyber

      • Agriculture

      • Pandemics

    • Alternative Risk Transfer

      • Retrospective / prospective structured financing solutions

      • Bespoke Parametric solutions

      • Protected investment returns

    • Captives

      • Optimisation

      • Total cost of risk transfer

      • Premium cost allocation

    • Actuarial & Regulatory

      • Actuarial due diligence

      • Capital modelling

      • Risk management analysis / support

    Our Latest News & Insights

    news-article
    Case Studies

    Navigating tariff volatility in Australia: risk and insurance guidance

    Questions? We'll guide you in the right direction.

    Ask us about our products, services or anything else on your mind. Our insurance and risk specialists are here to help.

    Talk to our team
    culture-quote-tiernan

    Natural Catastrophe Analytics FAQs

    What is Natural Catastrophe Analytics?

    Natural Catastrophe Analytics involves using advanced data models to assess the potential financial impact of events such as earthquakes, floods, cyclones, and bushfires. These insights help organisations understand their exposure, manage risk more effectively, and make informed insurance and reinsurance decisions.

    Catastrophe modelling combines hazard data, historical event information, and exposure details to simulate thousands of potential disaster scenarios. This probabilistic approach provides a more accurate view of potential losses than relying on historical events alone.

    Any business with significant property or asset portfolios - particularly those with locations across different regions - can benefit. It is especially useful for risk managers, insurance buyers, and brokers seeking to optimise coverage and demonstrate risk insights to underwriters or boards.

    Typically, detailed asset-level information is required, such as geographic location, building use, construction type, occupancy, and replacement values. The accuracy of model outputs depends heavily on the quality and completeness of this data.

    With a global footprint of 135+ offices, there’s sure to be one near you.

    Find an office
    *135+ Lockton offices and partner offices worldwide
    Lockton blue globe

    Key Contacts

    Placeholder image

    Claire Taylor

    Senior Catastrophe Risk Analyst
    claire.taylor@lockton.com
    +61 478 998 286