Whether you own property, a construction company or a manufacturing firm, you face potential environmental liabilities. You may not even be aware of what contractual obligations are or what legislative requirements you have in relation to your environmental risk exposures.

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Protection for you and the environment

Whether you own property, a construction company or a manufacturing firm, you face potential environmental liabilities. You may not even be aware of what contractual obligations are or what legislative requirements you have in relation to your environmental risk exposures. Our experts can help you assess your risk and manage them. 

To structure your environmental insurance protection, we first work to understand your business goals. Then we develop strategies that connect to those goals.

Developing a plan with creativity and experience to ensure you're covered

Our team will evaluate your current and potential future liabilities before developing a risk transfer plan to give your company financial stability if you experience a loss. With a plan in place, we take a robust and creative approach to marketing and placing coverage – using our experience and relationships with insurance carriers to negotiate the best terms possible.

Our Products and Services

Our expertise encompass:

  • Contractor’s Pollution legal liability

  • Asbestos removal liability

  • Manufacturing pollution exposures

  • Storage risks

  • Real estate transactional risks

Key Contacts

Placeholder image

Andrew Curl

National Manager, Corporate Risks (Sydney)
andrew.curl@lockton.com
+61 424 395 467

Questions? We'll guide you in the right direction.

Ask us about our products, services or anything else on your mind. Our insurance and risk specialists are here to help.

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Environmental FAQs

What types of environmental insurance solutions are available?

Environmental insurance policies can cover a wide range of exposures, including:

  • Contractor’s pollution liability

  • Asbestos removal and hazardous material handling

  • Manufacturing and industrial pollution risks

  • Storage and transportation of hazardous substances

  • Environmental risks linked to real estate transactions

These solutions help businesses manage and transfer liability related to environmental impacts.

Environmental insurance helps businesses:

  • Identify current and future environmental exposures

  • Transfer risk through tailored insurance coverage

  • Protect against financial losses and legal liabilities arising from pollution or environmental damage

It forms part of a broader risk management strategy, particularly for industries with potential environmental impact.

Environmental insurance is valuable for a variety of sectors, including:

  • Property development and real estate

  • Construction and civil infrastructure

  • Manufacturing and heavy industry

  • Waste management and logistics

Any business that interacts with land, water, air, or hazardous materials can benefit from this type of cover.

Key factors to consider include:

  • The nature and scope of your environmental risk exposure

  • Regulatory requirements and compliance obligations

  • Potential third-party liability or reputational risk

  • Customisation of policies to match operational needs

Engaging a broker or specialist advisor can help ensure coverage aligns with both risk and business strategy.

Latest from Lockton

The recent grounding of the MSC Antonia near the Eliza Shoals off Jeddah on 10 May 2025 has brought into sharp focus the real-world consequences of cyber-physical attacks in the maritime sector – and particularly within the MENA region. Analysis by respected maritime intelligence firms such as Pole Star Global and Windward indicate that the vessel's navigational systems were likely compromised by GPS jamming, leading to incorrect positioning data and ultimately to the grounding incident.

This event underscores the growing cyber threat to vessel movement in the region – one with potential outcomes including groundings, collisions, and environmental harm. For MENA, where critical trade routes such as the Strait of Hormuz and the Suez Canal are lifelines of global commerce, the implications are particularly serious. Regional security dynamics, increased reliance on digital systems, and proximity to cyber-capable nation-state actors elevate both the frequency and severity of these risks.

Despite this, in our work with marine clients across the Middle East and North Africa, we continue to observe a significant disconnect between emerging cyber threats and existing risk transfer arrangements. That gap must close before the next incident occurs.
Cyber-physical risk in the marine sector: a wake-up call from the MSC Antonia

Balance Sheet Protection: Specialised D&O Insurance Solutions

Directors & Officers (D&O) insurance should not be treated as a routine procurement exercise. As a non-prescribed class of insurance, D&O policies are not subject to minimum coverage standards. In today’s soft insurance market, this means insurers can significantly dilute policy terms to maintain premium competitiveness, potentially leaving critical gaps in protection.Directors & Officers (D&O) insurance should not be treated as a routine procurement exercise. As a non-prescribed class of insurance, D&O policies are not subject to minimum coverage standards. In today’s soft insurance market, this means insurers can significantly dilute policy terms to maintain premium competitiveness, potentially leaving critical gaps in protection.

Ensuring the right cargo cover amid tariff uncertainty

The recent US import tariff changes have created significant trade disruption in the cargo market: goods were expedited prior to expected tariff increases, or after the announcement, diverted to other destinations, or held in storage awaiting improved tariff conditions.The recent US import tariff changes have created significant trade disruption in the cargo market: goods were expedited prior to expected tariff increases, or after the announcement, diverted to other destinations, or held in storage awaiting improved tariff conditions.

Anticipated growth in Australia's industrial property sector: Are your risks covered?

Australia's industrial property sector encompasses assets ranging from manufacturing plants to logistics hubs and warehouses.
According to Knight Frank's Australian Horizon 2025 report, Australia's industrial property sector is poised for substantial growth in 2025
This anticipated growth is reinforcing investor confidence, leading many property developers and investors to expand their portfolios in the industrial space.

For developers and investors, understanding the key factors that influence project feasibility is essential. 
Australia's industrial property sector encompasses assets ranging from manufacturing plants to logistics hubs and warehouses.
According to Knight Frank's Australian Horizon 2025 report, Australia's industrial property sector is poised for substantial growth in 2025
This anticipated growth is reinforcing investor confidence, leading many property developers and investors to expand their portfolios in the industrial space.

For developers and investors, understanding the key factors that influence project feasibility is essential.
See all news and insights

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