Lockton’s dedicated due diligence practice comprises experienced risk and insurance experts who provide independent professional advice, reviews and tailored cover to protect your business throughout the transaction process.

Corporate acquisitions

We provide professional advice on existing insurance arrangements of your target business, confirming the risks that the company is exposed to and how effectively their insurance program protects against these risks.

Real estate and construction transactions

We provide professional advice on existing insurance policies currently held or proposed by you, your partners or other third parties – including any Joint Venture agreements.

Expert advice, designed around you

Backed by decades of experience, we deliver tailored, project-managed services that meet your unique objectives and your specific timelines.

Lenders and financiers

We provide expert advice for commercial real estate lenders both pre-funding through our insurance due diligence service and post-funding through our insurance renewal review service. 

Through full management of the insurance due diligence process, our team supports your interests, advising on the appropriate insurance clauses to include in your facility agreement, and advising on any amendments requested by the borrower and/or their broker.

We also carry out full due diligence on the borrower’s insurance, reporting on deficiencies and noting where the terms of cover do not meet the requirements in your facility agreement. To expedite the process we work with the borrower and their broker, advising them on how to meet the terms of the facility agreement before issuing you with a formal report to enable you to sign off the compliant insurance arrangements. 

Post-funding, we can also ensure the terms of the facility agreement continue to be adhered to as the insurances renew year-on-year and perhaps change insurers. Through our renewal review service we will reach out to brokers in advance of renewal to ensure compliance is maintained. In the event of any deficiencies being identified we will report on these and liaise with the borrower and their broker to bring these back to a compliant position.