Property insurance varies considerably, depending on your risk profile and business footprint. Lockton’s specialists will work closely with you to create a custom solution that delivers optimum value. Our large property portfolio is diversified and spread across Asia Pacific region. Our experts will act as an extension of your team to accurately identify, develop and implement the property program that is right for you.

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Property & Casualty

Property Insurance

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Protecting Your Assets

Property insurance varies considerably, depending on your risk profile and business footprint. Lockton’s specialists will work closely with you to create a custom solution that delivers optimum value. Our large property portfolio is diversified and spread across Asia Pacific region. Our experts will act as an extension of your team to accurately identify, develop and implement the property program that is right for you.

Our Services

  • Bespoke Business Interruption coverage and analysis

  • Direct involvement in face-to-face brokering of accounts to most senior underwriters

  • Assistance with complex claim recovery

  • Preparation and execution of RFPs

  • Market updates and assistance with preparation of management reports

Casualty Insurance

Casualty insurance is at the Centre of Protecting your Business. A comprehensive liability program is a crucial part of maintaining your company’s value. It is also a requirement for doing business in a global economy. Developing an in-depth understanding of our clients risk exposures and insurance requirements is fundamental to our approach. Our team is central to this process with past experience in underwriting, risk management and broking in the region. It is through this that we are best positioned to deliver cost efficient insurance structure that is both fit for purpose and delivers risk-appropriate coverage.

Our Services

Lockton specializes in liability solutions that provide broad risk protection, including:

  • Product liability

  • Product recall

  • Workers' compensation

  • Motor liability

  • Event liability/cancellation

  • Environmental impairment

  • Professional liability (Medical malpractice)

  • Umbrella liability and excess

  • Defence Base Act insurance

Customized solutions

Whether your business is long-haul trucking or retail sales, every company’s assets are at risk after an auto accident. Lockton’s experienced team will help manage those risks.

You benefit from Lockton’s access to the global marketplace, which allows us to provide the most cost-effective option without sacrificing coverage quality. By choosing from more than 50 different markets, we deliver to you the best pricing available on:

  • Commercial auto insurance programs for business

  • High deductible programs for large fleets

  • Qualified self-insurance solutions

  • Alternative risk solutions, including captives

  • Buffer market access

  • Trucking non-use coverage

  • Coverage for emergency service vehicles and livery operation

  • Large “non-owned” fleets and brokerage operations

  • Driver on-boarding and related consulting

  • Safety consulting

Customized, strategic solutions

No matter the size of your business, Lockton can find the right motor insurance solution for you. Our experts take the time to understand your business and the support you need, which allows us to help you improve the management of your fleet insurance and fleet risk management. Our fully integrated broking teams provides a full placement service, from preparation of marketing documents, through the negotiation stage, to invoicing and issuing of contract verbiage. This ensures that you have the most accurate, efficient, and responsive service throughout the renewal and mid-term process.

Tailored solutions

Your general liability and product liability insurance program is at the center of protecting your business. A comprehensive liability program is a crucial part of maintaining your company’s value and a requirement for doing business in a global economy.

Commercial enterprises around the world benefit from Lockton’s experience in creating custom, innovative general liability insurance structures that reduce risk. Whether you are a global manufacturer, business-to-business service provider, consumer products company, REIT, contractor, or healthcare company, Lockton has a solution that fits your industry.  Through your Lockton team, you have access to the full capacity of the global insurance market. 

Lockton specializes in liability solutions that provide broad risk protection, including:

  • Environmental impairment

  • Medical malpractice

  • Global risk

  • Product liability

  • Professional liability/professional indemnity

  • Product recall

  • Umbrella liability and excess

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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Latest News & Insights

Fixed fire protection systems (FFP) such as sprinklers are one of the most effective ways to prevent a major fire loss to a property or business enterprise. Commonly recommended by property insurers, systems can detect a fire in its initial stages and deliver a fire-fighting agent where it is needed, reducing the risk to people, property and the environment. To ensure the maximum benefit from the investment in fire protection, it is important systems are designed and installed to meet insurer and other stakeholder needs. This Inside Risk edition explores the main considerations when selecting fire protection systems. Inside Risk: selecting fire protection systems

Inside Risk: selecting fire protection systems

article
Fixed fire protection systems (FFP) such as sprinklers are one of the most effective ways to prevent a major fire loss to a property or business enterprise. Commonly recommended by property insurers, systems can detect a fire in its initial stages and deliver ...
Inside Risk: selecting fire protection systems

Lockton Enhances People Solutions Division with Strategic Leadership Appointments

Lockton is excited to announce the appointment of three senior leaders to its People Solutions division in India. This strategic move includes Madhu Sudhan Rao as Senior Director in Bangalore, Ashok Singh as Senior Director in Mumbai, and Nitin Jain as Director in Delhi. These appointments are designed to enhance Lockton’s leadership team and support its ambitious growth initiatives, reinforcing its position as a leading international broker in the Indian market. Madhu Sudhan Rao brings over 23 years of experience in insurance and healthcare, specializing in benefits consulting and operations management. Based in Bangalore, he will leverage his extensive knowledge and strong relationships with insurers to deliver effective solutions for clients. Ashok Singh, also with 23 years of experience, will focus on insurance sales leadership from Mumbai. His expertise spans various insurance products, particularly in Employee Benefits and Flex Benefits, making him well-equipped to drive company performance and profitability. Nitin Jain joins as Director from Delhi, bringing 18 years of experience in managing complex Health & Benefits portfolios. His focus will be on optimizing employee benefits programs for clients. Dr. Sandeep Dadia, CEO of Lockton India, expressed enthusiasm about these appointments, stating that their collective expertise will significantly contribute to delivering exceptional value and service to clients across India.Lockton is excited to announce the appointment of three senior leaders to its People Solutions division in India. This strategic move includes Madhu Sudhan Rao as Senior Director in Bangalore, Ashok Singh as Senior Director in Mumbai, and Nitin Jain as Director in Delhi. These appointments are designed to enhance Lockton’s leadership team and support its ambitious growth initiatives, reinforcing its position as a leading international broker in the Indian market. Madhu Sudhan Rao brings over 23 years of experience in insurance and healthcare, specializing in benefits consulting and operations management. Based in Bangalore, he will leverage his extensive knowledge and strong relationships with insurers to deliver effective solutions for clients. Ashok Singh, also with 23 years of experience, will focus on insurance sales leadership from Mumbai. His expertise spans various insurance products, particularly in Employee Benefits and Flex Benefits, making him well-equipped to drive company performance and profitability. Nitin Jain joins as Director from Delhi, bringing 18 years of experience in managing complex Health & Benefits portfolios. His focus will be on optimizing employee benefits programs for clients. Dr. Sandeep Dadia, CEO of Lockton India, expressed enthusiasm about these appointments, stating that their collective expertise will significantly contribute to delivering exceptional value and service to clients across India.

The New Head of Corporate Wellbeing for People Solutions in Asia

Vivi Kwok has been appointed as the Head of Corporate Wellbeing for People Solutions in Asia at Lockton, effective December 1, 2024. Based in Hong Kong, Vivi will report directly to Cedric Luah, the Head of People Solutions – Asia, and will be a key member of the Asia People Solutions Leadership Team. This strategic promotion underscores Lockton's commitment to enhancing its People Solutions team, particularly in areas such as healthcare innovation and wellness initiatives. As corporate wellness becomes increasingly vital in the business environment, Vivi's leadership will be essential in driving Lockton's ambitious growth strategy across Asia. Her role is pivotal in developing a differentiated wellbeing proposition that aligns with the company's objectives. Cedric Luah praised Vivi’s contributions, stating, "Her dedication and expertise in Wellbeing & Growth Marketing have significantly strengthened Lockton’s market position in Hong Kong and Greater China." He expressed enthusiasm for her expanded responsibilities in leading healthcare and wellbeing strategies while fostering intellectual capital development across the region. In her new capacity, Vivi will collaborate with various teams to leverage Lockton’s global resources, enhancing wellbeing offerings and driving revenue growth. Her leadership is expected to transform workplace wellbeing practices throughout Asia. Join us in congratulating Vivi Kwok on her well-deserved promotion and wishing her success in this critical role that aims to revolutionize employee wellbeing across the region.Vivi Kwok has been appointed as the Head of Corporate Wellbeing for People Solutions in Asia at Lockton, effective December 1, 2024. Based in Hong Kong, Vivi will report directly to Cedric Luah, the Head of People Solutions – Asia, and will be a key member of the Asia People Solutions Leadership Team. This strategic promotion underscores Lockton's commitment to enhancing its People Solutions team, particularly in areas such as healthcare innovation and wellness initiatives. As corporate wellness becomes increasingly vital in the business environment, Vivi's leadership will be essential in driving Lockton's ambitious growth strategy across Asia. Her role is pivotal in developing a differentiated wellbeing proposition that aligns with the company's objectives. Cedric Luah praised Vivi’s contributions, stating, "Her dedication and expertise in Wellbeing & Growth Marketing have significantly strengthened Lockton’s market position in Hong Kong and Greater China." He expressed enthusiasm for her expanded responsibilities in leading healthcare and wellbeing strategies while fostering intellectual capital development across the region. In her new capacity, Vivi will collaborate with various teams to leverage Lockton’s global resources, enhancing wellbeing offerings and driving revenue growth. Her leadership is expected to transform workplace wellbeing practices throughout Asia. Join us in congratulating Vivi Kwok on her well-deserved promotion and wishing her success in this critical role that aims to revolutionize employee wellbeing across the region.

Beyond price: rethinking carbon credit value in the voluntary market

Prices in voluntary carbon credit markets have declined broadly, but there is growing evidence of price differentiation based on quality attributes. This suggests the market is maturing in how it values carbon credits beyond traditional pricing.Prices in voluntary carbon credit markets have declined broadly, but there is growing evidence of price differentiation based on quality attributes. This suggests the market is maturing in how it values carbon credits beyond traditional pricing.
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