Property insurance varies considerably, depending on your risk profile and business footprint. Lockton’s specialists will work closely with you to create a custom solution that delivers optimum value. Our large property portfolio is diversified and spread across Asia Pacific region. Our experts will act as an extension of your team to accurately identify, develop and implement the property program that is right for you.

— PRODUCT

Property & Casualty

Property Insurance

Protecting Your Assets

Property insurance varies considerably, depending on your risk profile and business footprint. Lockton’s specialists will work closely with you to create a custom solution that delivers optimum value. Our large property portfolio is diversified and spread across Asia Pacific region. Our experts will act as an extension of your team to accurately identify, develop and implement the property program that is right for you.

Our Services

  • Bespoke Business Interruption coverage and analysis

  • Direct involvement in face-to-face brokering of accounts to most senior underwriters

  • Assistance with complex claim recovery

  • Preparation and execution of RFPs

  • Market updates and assistance with preparation of management reports

Casualty Insurance

Casualty insurance is at the Centre of Protecting your Business. A comprehensive liability program is a crucial part of maintaining your company’s value. It is also a requirement for doing business in a global economy. Developing an in-depth understanding of our clients risk exposures and insurance requirements is fundamental to our approach. Our team is central to this process with past experience in underwriting, risk management and broking in the region. It is through this that we are best positioned to deliver cost efficient insurance structure that is both fit for purpose and delivers risk-appropriate coverage.

Our Services

Lockton specializes in liability solutions that provide broad risk protection, including:

  • Product liability

  • Product recall

  • Workers' compensation

  • Motor liability

  • Event liability/cancellation

  • Environmental impairment

  • Professional liability (Medical malpractice)

  • Umbrella liability and excess

  • Defence Base Act insurance

Customized solutions

Whether your business is long-haul trucking or retail sales, every company’s assets are at risk after an auto accident. Lockton’s experienced team will help manage those risks.

You benefit from Lockton’s access to the global marketplace, which allows us to provide the most cost-effective option without sacrificing coverage quality. By choosing from more than 50 different markets, we deliver to you the best pricing available on:

  • Commercial auto insurance programs for business

  • High deductible programs for large fleets

  • Qualified self-insurance solutions

  • Alternative risk solutions, including captives

  • Buffer market access

  • Trucking non-use coverage

  • Coverage for emergency service vehicles and livery operation

  • Large “non-owned” fleets and brokerage operations

  • Driver on-boarding and related consulting

  • Safety consulting

Customized, strategic solutions

No matter the size of your business, Lockton can find the right motor insurance solution for you. Our experts take the time to understand your business and the support you need, which allows us to help you improve the management of your fleet insurance and fleet risk management. Our fully integrated broking teams provides a full placement service, from preparation of marketing documents, through the negotiation stage, to invoicing and issuing of contract verbiage. This ensures that you have the most accurate, efficient, and responsive service throughout the renewal and mid-term process.

Tailored solutions

Your general liability and product liability insurance program is at the center of protecting your business. A comprehensive liability program is a crucial part of maintaining your company’s value and a requirement for doing business in a global economy.

Commercial enterprises around the world benefit from Lockton’s experience in creating custom, innovative general liability insurance structures that reduce risk. Whether you are a global manufacturer, business-to-business service provider, consumer products company, REIT, contractor, or healthcare company, Lockton has a solution that fits your industry.  Through your Lockton team, you have access to the full capacity of the global insurance market. 

Lockton specializes in liability solutions that provide broad risk protection, including:

  • Environmental impairment

  • Medical malpractice

  • Global risk

  • Product liability

  • Professional liability/professional indemnity

  • Product recall

  • Umbrella liability and excess

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team
We're here to help

Latest News & Insights

Lockton, the world’s largest independent insurance broker, is proud to announce a two-year sponsorship of Data Cloud, a leading platform for thought leadership in the data centre, cloud, artificial intelligence, and digital infrastructure sectors. Lockton announces 2-year sponsorship of Data Cloud to support evolving Data Center Risks Landscape

Lockton announces 2-year sponsorship of Data Cloud to support evolving Data Center Risks Landscape

article
...
Lockton announces 2-year sponsorship of Data Cloud to support evolving Data Center Risks Landscape

5 Proven Strategies to Reduce Employee Healthcare Costs Without Compromising Benefits

Optimize Employee Healthcare Plans with IPMI Solutions Providing comprehensive healthcare coverage for employees is a top priority for businesses, yet rising healthcare costs and inflation pose significant challenges. Companies across Asia are feeling the pressure from increasing healthcare expenses driven by higher labor, equipment, and medicine costs. However, with the right strategies, businesses can leverage global healthcare solutions like International Private Medical Insurance (IPMI) to manage costs effectively without compromising essential benefits. IPMI stands out as an exceptional option for enhancing benefits for top global talent, expatriates, and frequent travelers. This insurance ensures seamless access to medical facilities across multiple countries, allowing individuals to receive necessary care wherever they are in the world. HR leaders can evaluate the advantages of IPMI alongside local health insurance plans to choose the best option for their organization. Here are five strategies for HR leaders in Asia to optimize employee healthcare plans and reduce costs without sacrificing quality: Evaluate and Refresh Your Current Plan: Regularly review healthcare policies to ensure they remain competitive and aligned with evolving employee needs. Offering global healthcare options like IPMI can attract and retain top talent. Consider Switching Providers: Take advantage of the competitive healthcare insurance market in Asia by exploring alternative insurers. Negotiate special rates for IPMI policies while ensuring local employees are covered through cost-effective plans. Analyze Claims Data for Cost Drivers: Identify patterns in claims data to uncover cost drivers. Educate employees on appropriate coverage use to reduce unnecessary claims and optimize IPMI utilization. Invest in a Wellness Program: Encourage healthier lifestyles through wellness initiatives, which can lower healthcare costs and improve employee productivity and satisfaction. Complement IPMI benefits with programs that promote overall wellbeing. Partner with a Trusted, Client-Focused Broker: Navigate complex insurance options by partnering with an experienced broker. They can help optimize healthcare strategies, ensuring compliance and providing support for claims management and wellness program implementation. At Lockton, we understand the challenges businesses face in managing healthcare costs while delivering high-quality benefits. By integrating customized healthcare plans with optional IPMI enhancements for mobile and international employees, we help companies develop cost-effective solutions that cater to their diverse workforce needs.Optimize Employee Healthcare Plans with IPMI Solutions Providing comprehensive healthcare coverage for employees is a top priority for businesses, yet rising healthcare costs and inflation pose significant challenges. Companies across Asia are feeling the pressure from increasing healthcare expenses driven by higher labor, equipment, and medicine costs. However, with the right strategies, businesses can leverage global healthcare solutions like International Private Medical Insurance (IPMI) to manage costs effectively without compromising essential benefits. IPMI stands out as an exceptional option for enhancing benefits for top global talent, expatriates, and frequent travelers. This insurance ensures seamless access to medical facilities across multiple countries, allowing individuals to receive necessary care wherever they are in the world. HR leaders can evaluate the advantages of IPMI alongside local health insurance plans to choose the best option for their organization. Here are five strategies for HR leaders in Asia to optimize employee healthcare plans and reduce costs without sacrificing quality: Evaluate and Refresh Your Current Plan: Regularly review healthcare policies to ensure they remain competitive and aligned with evolving employee needs. Offering global healthcare options like IPMI can attract and retain top talent. Consider Switching Providers: Take advantage of the competitive healthcare insurance market in Asia by exploring alternative insurers. Negotiate special rates for IPMI policies while ensuring local employees are covered through cost-effective plans. Analyze Claims Data for Cost Drivers: Identify patterns in claims data to uncover cost drivers. Educate employees on appropriate coverage use to reduce unnecessary claims and optimize IPMI utilization. Invest in a Wellness Program: Encourage healthier lifestyles through wellness initiatives, which can lower healthcare costs and improve employee productivity and satisfaction. Complement IPMI benefits with programs that promote overall wellbeing. Partner with a Trusted, Client-Focused Broker: Navigate complex insurance options by partnering with an experienced broker. They can help optimize healthcare strategies, ensuring compliance and providing support for claims management and wellness program implementation. At Lockton, we understand the challenges businesses face in managing healthcare costs while delivering high-quality benefits. By integrating customized healthcare plans with optional IPMI enhancements for mobile and international employees, we help companies develop cost-effective solutions that cater to their diverse workforce needs.

Payment considerations following ransomware attacks

Both the frequency and sophistication of ransomware attacks are rising. Affected businesses can be tempted to authorise requested ransom payments to renormalise operations as fast as possible. However, this is not a decision any company should hastily take without thorough consideration and due diligence. Both the frequency and sophistication of ransomware attacks are rising. Affected businesses can be tempted to authorise requested ransom payments to renormalise operations as fast as possible. However, this is not a decision any company should hastily take without thorough consideration and due diligence.

Why risk needs to be part of your renewable project narrative

As part of a global push towards a decarbonised grid, renewable project developers and investors are navigating increasingly complex risks, often beyond what standard project planning and contractual counterparty negotiations can manage. Proactive risk framing and insurance partnership strategies can help project developers and investors to better manage uncertainty and make their assets more bankable and tradable.As part of a global push towards a decarbonised grid, renewable project developers and investors are navigating increasingly complex risks, often beyond what standard project planning and contractual counterparty negotiations can manage. Proactive risk framing and insurance partnership strategies can help project developers and investors to better manage uncertainty and make their assets more bankable and tradable.
More Articles news and insights

With a global footprint of 135+ offices, there’s sure to be one near you.

Find an office
*135+ Lockton offices and partner offices worldwide
Lockton blue globe