Our team of experienced reinsurance brokers, analysts and fully qualified actuaries, provide Lockton MENA clients with clear, sensible advice and updates from both the regional and international markets.

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Treaty Reinsurance

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Making a difference for every client every day

Headquartered in Dubai's DIFC, our team of experienced reinsurance brokers, analysts and fully qualified actuaries, provide Lockton MENA clients with clear, sensible advice and updates from both the regional and international markets. Our understanding of the local market dynamics is unparalleled. Our duty is to deliver insightful research and feedback based on the latest developments and regulatory changes in your lines of business. As a result, we are able to to help you maintain solvency and protect your balance sheet. 

What we bring to your business

We are experts in structuring and placement of proportional and non proportional treaty reinsurance programmes for various classes of business including specialty lines. 

We provide expert advice in all facets of the placement experience with end to end servicing of the highest calibre.

Key Contacts

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Gerard Monayer

Head of Treaty
Gerard.Monayer@lockton.com
+971 56 179 4338

Latest news and insights

Employers across MENA are rethinking corporate wellbeing. Discover how shifting from compliance-led initiatives to insight-driven strategies delivers real impact.Rethinking Wellbeing: From Compliance to Meaningful Impact

De-risking AI in precision medicine

Artificial intelligence is the backbone of precision medicine, underpinning efforts to provide effective treatments for patients, based on genetic, environmental, and lifestyle factors. But if deployed without safeguards, AI systems can amplify bias, or falter in real world clinical settings – with direct consequences for patient safety, trust, and business resilience. For healthcare organisations, the question is how to de-risk deployment of AI to ensure that innovation translates into reliable and equitable outcomes for patients.Artificial intelligence is the backbone of precision medicine, underpinning efforts to provide effective treatments for patients, based on genetic, environmental, and lifestyle factors. But if deployed without safeguards, AI systems can amplify bias, or falter in real world clinical settings – with direct consequences for patient safety, trust, and business resilience. For healthcare organisations, the question is how to de-risk deployment of AI to ensure that innovation translates into reliable and equitable outcomes for patients.

Enhancing HR and Employee Experience with Technology and AI: The UAE’s Digital Momentum

The UAE’s leadership in digital innovation is entering a new phase. As artificial intelligence accelerates adoption across HR, healthcare and insurance, organisations now have a real opportunity to rethink employee experience, simplify benefits and deliver wellbeing solutions that create measurable value.The UAE’s leadership in digital innovation is entering a new phase. As artificial intelligence accelerates adoption across HR, healthcare and insurance, organisations now have a real opportunity to rethink employee experience, simplify benefits and deliver wellbeing solutions that create measurable value.

Cyber-Physical Risks: Safeguarding Against Industrial Bodily Injury in the Middle East

April to May 2025 saw a record 236% spike in distributed denial of service (DDoS) attacks across the Middle East and North Africa (MENA), according to a multisectoral analysis of government and private sector infrastructures.   Beyond productivity and financial impact, DDoS attacks can cause the collapse of health and safety mechanisms that result in physical harm to people.

The MENA Cyber Summit 2025 Annual Report highlights various sectors with vulnerabilities - the energy and manufacturing sectors are a case in point.  In 2017, Triton malware targeted safety instrumented systems (SIS) in a Saudi petrochemical facility, disabling controls and risking explosions or loss of life if not contained.  While the attack triggered an emergency shutdown without immediate casualties, it underscores the potential for catastrophic failures in MENA's industrial infrastructure, such as overridden emergency systems that can rapidly lead to fires or the release of toxic chemicals.

Other regions have been less lucky. A 2023 study by the University of Minnesota demonstrated that hospitals in the United States hit by ransomware saw a 20-35% rise in in-hospital deaths due to delayed care and operational disruptions.   Now, with sustained, worldwide, geopolitical tensions and the potential for cyberwarfare, the MENA region has become increasingly exposed to bodily injury as a result of cyber-physical attacks.
April to May 2025 saw a record 236% spike in distributed denial of service (DDoS) attacks across the Middle East and North Africa (MENA), according to a multisectoral analysis of government and private sector infrastructures.   Beyond productivity and financial impact, DDoS attacks can cause the collapse of health and safety mechanisms that result in physical harm to people.

The MENA Cyber Summit 2025 Annual Report highlights various sectors with vulnerabilities - the energy and manufacturing sectors are a case in point.  In 2017, Triton malware targeted safety instrumented systems (SIS) in a Saudi petrochemical facility, disabling controls and risking explosions or loss of life if not contained.  While the attack triggered an emergency shutdown without immediate casualties, it underscores the potential for catastrophic failures in MENA's industrial infrastructure, such as overridden emergency systems that can rapidly lead to fires or the release of toxic chemicals.

Other regions have been less lucky. A 2023 study by the University of Minnesota demonstrated that hospitals in the United States hit by ransomware saw a 20-35% rise in in-hospital deaths due to delayed care and operational disruptions.   Now, with sustained, worldwide, geopolitical tensions and the potential for cyberwarfare, the MENA region has become increasingly exposed to bodily injury as a result of cyber-physical attacks.
See all news and insights