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The demands and expectations of office spaces are constantly evolving. But with change comes risk. Every office, whether it’s occupied by a single-floor startup or a multi-site enterprise, faces challenges and unexpected events.
Protection as bespoke as your office space
The demands and expectations of office spaces are constantly evolving. But with change comes risk. Every office, whether it’s occupied by a single-floor startup or a multi-site enterprise, faces challenges and unexpected events. You need an 'all risks' policy to protect against physical damage, ensure your rental income continues to flow, and protects your legal liability following third party injury or damage.
You need a partner who understands the risks and helps you build resilience against disruption.
Working with a specialist insurance advisor like Lockton, you can be confident of having the right insurance for your office building in place. Plus, you’ll benefit from our experience placing some of the largest and most complex office insurance across the UK and Europe. From property protection to business continuity and cyber insurance, we’re ready to deliver bespoke and innovative solutions - built around your building. We’re by your side and on your side. Ready to help you protect what matters most: your tenants, your property, and your plans for growth.
Meet Asset Connect
Streamline property management with Asset Connect. Real-time insights, ESG tracking, and risk data - all in one secure dashboard, supported by insurance knowledge for full optimisation.
Learn moreWhat we bring to your business
Property Damage, including Terrorism
Business Interruption, including:
- Loss of Rent & Service Charge
- Non-Damage Loss of Attraction / Prevention of Access
- Turnover Rent
Carpark and other Income
Property Owners Liability
Cyber Damage and Liability
Engineering Insurance & Inspection
Crisis Preparation and Response, including:
- Brand and Reputational Risk
- Security Costs
Annual Contract Works
Claims Advocacy
Proactive Risk Management Advice
Who we cover
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Investment Fund Managers
Asset Managers
Property Managing Agents
Property Owners
Private Equity Firms
Pension Schemes
Property Developers and Project Managers
Our Office Team
Ruth Welch
Partner
ruth.welch@lockton.com
+44 78 245 61279
Daryl Harris
Senior Vice President
daryl.harris@lockton.com
+44 74 644 96251
Monty Parker
Senior Vice President
monty.parker@lockton.com
+44 787 943 4003
Justin Warents
Vice President
justin.warents@lockton.com
+44 7468 759 478
Get in touch
Our latest insights and events
Office FAQs
How can I ensure my office is fully protected against both physical and non-physical risks?
To fully protect your property, it’s crucial to have a comprehensive office insurance package in place that includes property damage, like fire or vandalism, but also extends to more complex threats like terrorism, cyber-attacks and liability for accidents. Non-damage business interruption cover ensures that - even if your buildings’ operations are disrupted without physical harm, for example by for example by prevention of access or prevention of access - your income will remain protected. Tailored coverage that includes risks like brand damage, security costs and crisis response ensures your property remains resilient in the face of all potential threats.
How can business interruption insurance safeguard my revenue streams if access to the office is restricted?
Business interruption insurance protects your revenue if external factors prevent staff from reaching your site - particularly if it includes cover for non-damage prevention of access. Whether it's a security incident, ongoing construction in a nearby area, or road closures, the right business office insurance will compensate you for lost income streams, including car park fees, rental income and service charges. So your finances remain stable until access is restored.
As a property owner, how can I manage liabilities that could arise from tenants or third parties at my office?
Property owners’ liability insurance protects you against the financial impact of accidents or injuries on your premises, whether they involve tenants or third-party contractors. Property owners’ liability is an essential for protection against costly legal claims and helps manage the financial impact of any incidents that occur within your office.