Know the deal: the smarter checklist every commercial property leader needs
In today’s market, commercial property owners and developers are under more pressure than ever to demonstrate risk readiness, strengthen asset resilience, and stay ahead of insurer expectations.
But with so many moving parts across compliance, construction, operations, catastrophe exposure, and financial decisions, it’s easy for critical details to slip through the cracks.
That’s exactly why we created the Commercial Property Risk and Insurance Checklist.
This one, streamlined tool gives owners, developers, and investors a clear view of what really matters when assessing an asset before renewing, developing, or taking a property to market. No jargon. No fluff. Just the essential checks that help you protect value, reduce surprises, and make more informed decisions.
What’s inside the checklist?
A practical, easy‑to‑follow set of essentials across:
Building condition and compliance
From regulatory standards to structural integrity and essential safety systems.Operational risk controls
Documented programs, prevention protocols, and the measures insurers look for.Catastrophe and environmental exposure
Flood, fire, wind, heat, plus mitigation investments that can shift pricing.Resilience and emergency readiness
How prepared the asset is to respond, recover, and remain insurable.Insurance cost structure and financial planning
Premium trends, sums insured, deductibles, and future pricing assumptions.Coverage design essentials
Where policies succeed or fail, and what should be aligned with tenant mix and lease economics.Development‑phase risk
From DSU (Delay in Start‑Up) to climate‑resilient design and long‑term insurability.
Why download it?
Because a stronger risk story unlocks better conversations with insurers, lenders, boards, and buyers.
This checklist helps you:
Spot red flags early
Strengthen underwriting outcomes
Improve cost predictability
Increase transparency with stakeholders
Build long‑term resilience into your asset strategy
Whether you own, build, operate, or invest, this is the tool that ensures nothing important is missed.
Download your copy
Get the full Commercial Property Risk & Insurance Checklist and give your asset a measurable advantage.
Contents of this publication are provided for general information only. It is not intended to be interpreted as advice on which you should rely and may not necessarily be suitable for you. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. Lockton arranges the insurance and is not the insurer. Any insurance cover is subject to the terms, conditions and exclusions of the policy. For full details refer to the specific policy wordings and/or Product Disclosure Statements available from Lockton on request.
