Perfectly tuned insurance for the businesses behind exceptional vehicles. Whether you're sourcing one-of-one hypercars, restoring automotive icons or preparing historic racecars for the track, your business is built around vehicles that are anything but ordinary.
We understand the unique responsibilities that come with buying, selling, storing, transporting and caring for exceptional cars, and we work with you to arrange cover that reflects the way you operate. However rare the vehicles you work with, you should be free to run your business your way.
Every vehicle tells a different story. Your insurance should recognise that. We understand the unique needs of the classic and high-value car market. That's why our cover is designed specifically for businesses handling classic, prestige and high-value vehicles.

Shared protection
Subrogation waiver between Motor Trader’s and Collector’s policies

Worldwide transit
Worldwide transit cover included as standard, helping protect vehicles wherever they need to go. Subject to prior notification

Unlimited vehicle values
No inner limit for individual vehicle values, providing protection for exceptional vehicles

No location limits
No inner limit for vehicles held at any one location, supporting businesses with multiple high-value vehicles in their care
All subject to individual Underwriting and Terms & Conditions.
No two specialist motor trade businesses are the same. That's why we take a tailored approach. We take the time to understand how you operate, arranging insurance solutions that are tailored to your needs and designed to support your business as it grows.
With extensive experience supporting businesses in the collector and specialist vehicle market, we understand the challenges you face and the importance of getting the right protection in place. And because you'll have a dedicated account executive who knows your business, support is never far away when you need it.
Practice Lead Specialist Motor Trade
tammy.hickey@lockton.com
+44 771 741 2474
Account Executive
matthew.doran@lockton.com
+44 207 933 0568
Account Executive
roger.clark@lockton.com
+44 758 464 0712
Account Manager
alexandra.dervan@lockton.com
+44 207 933 0482
Who is specialist motor trade insurance suitable for?
Our policy is designed for businesses such as collector car dealers, prestige vehicle dealers, restoration specialists, storage facilities, historic motorsport businesses, engineers, manufacturers, detailers and other specialist automotive trades.
Why choose Lockton for specialist motor trade insurance?
We combine the specialist motor trade expertise with the strength of the world's largest privately owned insurance broker. Plus, you’ll have your own dedicated account executive.
Does the policy include cover for high-value vehicles?
Yes. Our Motor Trade cover is specifically designed for businesses handling high-value vehicles and as such, does not include an inner limit or ceiling for individual vehicle values, subject to underwriting acceptance and policy terms.
Is transit cover included?
World wide transit cover is included as standard, providing protection when vehicles are transported by road, sea or air.