From cherished classics to rare collector motorcycles, Lockton offers specialist cover tailored to the needs of passionate bike owners.

PERFORMANCE

Classic Bike Insurance

02079330899

Specialist insurance for your classic bike.

Our new Classic Bike Insurance cover is currently in the garage for its final checks before hitting the road. From cherished classics to prized collections, we're developing specialist cover for motorcycle enthusiasts tailored to the unique needs of classic bike ownership.

Want to be first in the saddle? Contact the team to find out more before launch.

Your Lockton Performance Team

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Garry Carlin

Vice President
Garry.Carlin@lockton.com

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Phillip Beck

Assistant Vice President
phillip.beck@lockton.com

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Frequently Asked Questions

What is classic motorcycle insurance?

Classic motorcycle insurance is a specialist form of insurance designed for older, vintage and collector motorcycles. Typically, but not exclusively, this includes motorcycles over 20 years of age, although certain models may qualify at a younger age depending on their rarity, collectability or enthusiast appeal.

Unlike standard motorcycle insurance, it can take into account factors such as a bike's age, rarity, historical significance and potential collector value. Insurance for classic bikes may also include features designed specifically for owners of classic, vintage and collector motorcycles.

Classic motorcycles often require a different approach to insurance than modern bikes. Factors such as agreed value, limited mileage, restoration work and collections can all require specialist consideration.

Specialist motorcycle insurance is designed to reflect the unique characteristics of classic and vintage motorcycles, helping owners secure insurance that is tailored to their individual requirements.

When arranging classic bike insurance through Lockton, you’ll have access to a dedicated team with specialist knowledge of classic and vintage motorcycles.

Our team can provide guidance and support through the insurance process, helping you find a solution that best meets your individual requirements.

While definitions can vary, classic bikes are generally motorcycles that are over 20 years old and maintained, restored, preserved or collected because of their historic, enthusiast or investment value.

Certain motorcycles may also be considered classics from 10 years of age where they have particular collector appeal, rarity or significance. Eligibility for classic bike insurance or vintage motorcycle insurance will depend on the individual motorcycle and insurer criteria.

Yes. Many owners prefer the convenience of insuring several classic bikes under a single policy.

A motorcycle collection can often include a mix of classic and modern motorcycles, provided the collection is predominantly made up of classic bikes. Motorcycle collection insurance can offer a convenient solution for collectors who own multiple vehicles, although eligibility will depend on the size, composition and value of the collection.

Many classic motorcycles have undergone restoration or modification work.

Specialist motorcycle insurance can often accommodate restored and modified classic bikes, subject to the motorcycle's individual characteristics and insurer acceptance criteria. Depending on the motorcycle and its value, agreed value motorcycle insurance may also be available, helping provide greater certainty regarding the bike's insured value