Lockton’s dedicated Financial Institutions Insurance Practice is made up of industry experts, who provide intelligent and alternative coverage solutions to help you protect your balance sheet. Placing advocacy and agility at the core of our approach, our specialists utilise a deep understanding of our clients’ financial activities, articulating these in the best possible light to the global insurance market.

PRODUCTS AND SERVICES

Global Financial Institutions

Bespoke insurance and risk solutions for financial institutions

In an increasingly litigious, highly-regulated and ever-changing economic environment, financial institutions have never faced more pressing risks than they do today. In order to tackle these, businesses require insurance protection that is truly tailored to their individual risk profiles.

Lockton’s dedicated Financial Institutions Practice is made up of industry experts, who provide intelligent and alternative coverage solutions to help you protect your balance sheet. Placing advocacy and agility at the core of our approach, our specialists utilise a deep understanding of our clients’ financial activities, articulating these in the best possible light to the global insurance market. We’ll then co-ordinate with A-rated insurers to craft a tailored programme that insulates our clients from any potential risk.

As a broker with global capabilities, not only do we understand your specific requirements, we also know how your world is developing. We have the market leverage required to secure substantial, uncompromised and affordable insurance coverage. Plus, our skilled claims technicians will advocate tirelessly for you in the event of an allegation against your business.

What we bring to your business

What we cover

  • Dedicated account management

  • Comprehensive, cost-effective financial insurance

  • Compliance with local regulations and any contractual requirements; eg AIFMD, MiFID II/MiFIR, UCITS regime, NPPR and Basel II

  • Financial risk management solutions

  • In-house claims team

  • Industry experts to interrogate the standard conditions against the full suite of coverage, from operational to the corporate

  • Unparalleled market access

  • Independent benchmarking

  • Analytics to calculate your cost of risk and evaluate retention vs transfer options

Our services

  • Directors’ and officers’ liability

  • Professional Indemnity

  • Crime

  • Cyber 

  • Office contents insurance

  • Employers’ liability

  • Public liability

Related products and services

  • W&I Insurance

  • Cyber

  • Office Insurance

  • Private Clients

  • Employee Benefits

  • Claims Consultancy

Latest news and insights

Lockton, the world’s largest independent insurance broker, has appointed Mark Jones as its new International Chief Financial Officer (CFO), effective immediately.  Lockton appoints Mark Jones as International Chief Financial Officer

Purpose-built student accommodation: addressing the unique construction risks

The UK’s purpose-built student accommodation (PBSA) sector is under intense pressure to meet increasing demand, driven by rising student numbers and limited affordable housing options in university towns and cities. However, PBSA projects also face unique risks, particularly during the construction phase, when delays can disrupt academic year timelines, leading to financial losses far beyond typical construction projects.The UK’s purpose-built student accommodation (PBSA) sector is under intense pressure to meet increasing demand, driven by rising student numbers and limited affordable housing options in university towns and cities. However, PBSA projects also face unique risks, particularly during the construction phase, when delays can disrupt academic year timelines, leading to financial losses far beyond typical construction projects.

Trade credit: bracing for economic uncertainty

UK businesses are anticipating significant challenges as the combined effects of increases to both National Insurance contributions and the National Minimum Wage create a perfect storm of financial headwinds. These changes - potentially compounded by disruption to global trade if US President Donald Trump presses ahead with tariffs - could spell trouble for many, with more labour-intensive sectors particularly exposed. The consensus is that UK businesses need to buckle-up for increased cash flow risks and an elevated risk of payment defaults. UK businesses are anticipating significant challenges as the combined effects of increases to both National Insurance contributions and the National Minimum Wage create a perfect storm of financial headwinds. These changes - potentially compounded by disruption to global trade if US President Donald Trump presses ahead with tariffs - could spell trouble for many, with more labour-intensive sectors particularly exposed. The consensus is that UK businesses need to buckle-up for increased cash flow risks and an elevated risk of payment defaults.

Protecting your retail business with parametric solutions

The retail industry is facing several emerging risks that can have a severe impact on revenues. These include changing weather patterns, supply chain disruptions, and the consequences of the digitisation of business processes.  
 
Where existing risk mitigation measures are insufficient or traditional insurance policies are unable to cover the risk, parametric insurance solutions can cover the gaps.  The retail industry is facing several emerging risks that can have a severe impact on revenues. These include changing weather patterns, supply chain disruptions, and the consequences of the digitisation of business processes.  
 
Where existing risk mitigation measures are insufficient or traditional insurance policies are unable to cover the risk, parametric insurance solutions can cover the gaps. 
See all news and insights

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Get in touch

Lockton Financial Institutions Team

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Joanne Alamango

CEO - Lockton Malta
joanne.alamango@lockton.com
+356 2779 5708

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Maria Farrugia

Associate
maria.farrugia@lockton.com

General Inquiries

General enquiries

enquiries@eu.lockton.com