More questions than answers

Insurance buyers are benefiting from arguably the most favorable environment in the past five to six years. Rates continue to fall across multiple lines as insurers compete for existing and new business, particularly in property, financial lines, and specialty coverages. Third-party liability, however, remains a notable exception. And there is deep uncertainty about the economy and its potential impact on the insurance marketplace, which challenges buyers to shift their focus toward building resilience and making strategic decisions about how and where to deploy capital.