The Covid-19 pandemic has brought unprecedented disruption to businesses in an already challenging hotel industry. Throughout 2020-21, establishments across the world were forced to close their doors for extended periods, placing immense pressure on even the most resilient of hotel businesses.

— PRODUCTS AND SERVICES

Hotel Capabilities

Get in touch

Hotel Capabilities

The Covid-19 pandemic has brought unprecedented disruption to businesses in an already challenging hotel industry. Throughout 2020-21, establishments across the world were forced to close their doors for extended periods, placing immense pressure on even the most resilient of hotel businesses.

Lockton’s dedicated Hospitality Practice has the depth of experience and specialist expertise to help you face these challenges and ready your business for the future. We’ll work with you to develop a tailored risk and insurance strategy that protects your assets, as well as your reputation.

Our global capabilities allow us to respond rapidly to local challenges, and our dedicated claims team delivers support and expertise in attritional or major losses. We work with some of the largest hotel clients across the globe, from luxury hotels, to hostels and lower-cost providers, designing bespoke solutions that are underpinned by analytics and supported by the relevant specialists within our business.

What we bring to your business

Property and business interruption

How we can help: Comprehensive risk reviews and strategy implementation, business impact analysis, audit reviews, bespoke insurance programme design and thorough claims management protocol.

Liability

How we can help: Risk management advise to help minimise personal injury and third party property damage, claims trend analysis, ‘brand-hearted’ claims management service as well as captive and reinsurance support.

Cyber

How we can help: Utilising relationships with market-leading insurers to secure best possible terms on cover, bespoke risk consulting services from our in-house experts.

Directors’ and officers’ liability

How we can help: Support, knowledge and expertise to mitigate D&O liability risks, satisfy underwriting expectations and acquire the appropriate insurance covers and protection.

Environmental liability

How we can help: In-depth reviews to identify potential exposures, designing training programmes for staff, Environmental Impairment Liability insurance.

Brand and reputational risk

How we can help: Real-time AI intelligence to identify threats, protection against financial loss and crisis mitigation, crisis management expertise provided by Beazley, the leading insurer in this space, substantial cover for loss of profits, including advice on reputational remediation.

Special contingency and terrorism

How we can help: Innovative crisis management policies for companies with potential exposure to kidnap, extortion or terrorism from the market’s leading political violence, terrorism and special contingency insurers.

Our services

How we support you

Claims advocacy

Our claims team has supported our hotel clients with a significant volume of loss of revenue claims related to Covid-19, and so far we have successfully recovered tens of millions of pounds for our clients. We have managed to obtain settlements even when our clients did not expect to be covered for the pandemic.

Risk management

Lockton’s risk specialists have extensive experience across a range of disciplines within the hotel sector. We work in partnership with you to establish pragmatic and effective risk control solutions based on your specific risk profile, business needs and goals.

Analytics

Leveraging decades of actuarial expertise, Lockton’s dedicated Analytics team provides bespoke analytics solutions and insights for hotel businesses. By sharing easy-to-interpret data, our experts can help you to anticipate risks, and make better informed decisions.

Our team

Placeholder image

Andy Nicholson

Partner - Head of Lockton's Hospitality Practice
andrew.nicholson@lockton.com

General Inquiries

Get in touch

enquiries@uk.lockton.com

Add your brochure/latest content here

Discover more about how Lockton’s dedicated Hospitality Practice has the depth of experience and specialist expertise to help you face industry challenges and ready your business for the future.

Download our brochure
PDF3796 KB

News and Insights

The demand for electric vehicles (EVs) continues to grow for both private and commercial users. As such, there is an increasing need to provide additional infrastructure to enable convenient, rapid, and safe charging of EVs for staff and the public. Recent experience has demonstrated fires involving EVs can burn for an extended period of time and present significant challenges when attempting final extinguishment. Property protection principles should be considered in the design and location of EV charging points to help limit the effects of fire to property, business, and environment. Mitigating the fire risk from charging electric vehicles

Mitigating the fire risk from charging electric vehicles

article
This is the first article of 'Inside Risk', a new series of quick-read insights covering the intricacies of risk. Created by Lockton's Risk Control Services team, Inside Risk breaks down high-level concepts into digestible and informational content. The demand ...
Read moreMitigating the fire risk from charging electric vehicles

Commercial property: preparing for increased squatters risk

Colder winter months can increase the likelihood of properties being occupied by squatters. Although the practice has been illegal in residential properties since 2012, commercial properties remain exposed. Squatting can lead to significant financial consequences for landlords and property owners, including higher insurance costs, or an inability to secure cover. By taking steps to prevent squatters gaining access to properties, owners and landlords can keep their assets safe, and reassure insurers as to their exposure. Colder winter months can increase the likelihood of properties being occupied by squatters. Although the practice has been illegal in residential properties since 2012, commercial properties remain exposed. Squatting can lead to significant financial consequences for landlords and property owners, including higher insurance costs, or an inability to secure cover. By taking steps to prevent squatters gaining access to properties, owners and landlords can keep their assets safe, and reassure insurers as to their exposure.

Lockton appoints Clarissa Franks to lead UK P&C Retail business

Lockton, the world’s largest independent insurance broker, today announced the appointment of Clarissa Franks as Head of UK P&C Retail. Clarissa will report into the European CEO, EJ Hentenaar, and work with Tony Hardy, Head of UK P&C, to transfer over the Retail area of his responsibilities, ensuring a seamless succession for clients. Clarissa will play a key role in Lockton UK’S continued growth, reinforcing its solutions led approach for clients, and will be responsible for accelerating the expansion of the UK Retail Division when she takes up her new role in November. Lockton, the world’s largest independent insurance broker, today announced the appointment of Clarissa Franks as Head of UK P&C Retail. Clarissa will report into the European CEO, EJ Hentenaar, and work with Tony Hardy, Head of UK P&C, to transfer over the Retail area of his responsibilities, ensuring a seamless succession for clients. Clarissa will play a key role in Lockton UK’S continued growth, reinforcing its solutions led approach for clients, and will be responsible for accelerating the expansion of the UK Retail Division when she takes up her new role in November.

Addressing insurer concerns regarding modular construction

An increasing number of construction companies are turning to modular construction to take advantage of potential efficiencies and cost savings. However, insurers do have some concerns about this technology that need to be addressed to ensure there is appropriate insurance cover in place for such projects. An increasing number of construction companies are turning to modular construction to take advantage of potential efficiencies and cost savings. However, insurers do have some concerns about this technology that need to be addressed to ensure there is appropriate insurance cover in place for such projects.
See all news and insights

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team