Harnessing 30 years of industry experience and a strong reputation in the global insurance market, we’ll help you secure reliable cover that is flexible enough to meet the changing needs of your portfolio. We’ll start by building a solid understanding of your business goals, incorporating these into your insurance and risk solution to ensure we are supporting your long-term success.

PRODUCTS AND SERVICES

Real Estate

Safeguarding your real estate assets with innovative risk solutions

Tailored protection for your asset class

In today’s fast-moving economic, regulatory and environmental landscape, real estate investments are increasingly exposed to a wide range of risks. Our specialists real estate insurance team offers tailored risk management solutions designed to protect your asset and mitigate potential losses.

With over three decades of experience in real estate insurance industry and a strong global reputation, we offer strategic property insurance solutions that meet the evolving needs of your property portfolio. Whether you’re managing commercial or residential properties, our team works closely with you to create a bespoke risk management plan. We begin by thoroughly understanding your business risks and opportunities. From there, we craft a personalised insurance solution that supports your long-term success and ensures you have reliable, flexible coverage. Our global insurance reach, market knowledge, and extensive underwriter relationships give us a competitive edge in securing the best policy terms available worldwide.


Customised insurance solutions

Our global expertise ensures your projects are protected at every stage

See our brochure

Our Real Estate Team

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Jonathan Hackett

Partner, Production Leader- Global Real Estate and Construction
jonathan.hackett@lockton.com
+44 207 933 2781

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Ben Warman

Partner, Global Real Estate Practice Leader
ben.warman@lockton.com
+44 207 933 2623

GREAC~

Mark Rose

Partner, Head of Global Real Estate and Construction
mark.rose@lockton.com
+44 207 933 2621

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Steve Rust

Partner, Global Real Estate
steven.rust@uk.lockton.com
+44 207 933 2459

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Vincent Wood

Partner, Global Real Estate
vincent.wood@lockton.com
+44 207 933 2458

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Rachel Norris

Partner
rachel.norris@lockton.com
+44 782 550 3413

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Ruth Welch

Partner, Global Real Estate
ruth.welch@lockton.com
+44 207 933 2348

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Real Estate Insurance FAQs

Why do real estate companies need specialist insurance cover?

Real estate companies face a wide range of risks in today’s rapidly evolving commercial and regulatory environment. These risks can range from property damage, legal liabilities, and environmental issues to tenant-related risks and business interruption. Specialist real estate insurance provides tailored coverage that addresses the unique needs of your property portfolio, protecting you against such losses. The right real estate cover will protect your investments, ensure business continuity, and support your long-term financial stability.

Specialist real estate insurance policies are available to cover a wide range of risks, both those specific to the real estate sector and others that are more generic in nature. Commonly covered risks include property damage due to fire, flood, or other natural disasters, liability claims from third parties, loss of rental income, and issues related to tenant defaults. Policies may also offer cover for environmental liabilities, construction-related risks, and legal disputes. Tailoring coverage to meet the specific needs of your real estate portfolio ensures comprehensive protection.

By providing comprehensive and customised coverage, specialist real estate insurance allows you to manage your risk exposures more effectively. This can mean that less of your capital needs to be tied up to cover potential losses. This, in turn, frees up capital to reinvest in your business or to be used to fund expansion. With the right insurance in place, your real estate business can focus on growth and development, rather than worrying about unexpected financial setbacks.

When selecting a specialist real estate insurance provider, you should look for experience and expertise in the real estate sector, a deep understanding of the global insurance market, and strong relationships with underwriters. It’s also important to choose a provider who offers tailored solutions that align with your business goals and portfolio priorities. Flexibility in coverage options and the ability to negotiate favourable policy terms are key factors that can help you secure comprehensive and cost-effective protection.

Working with a specialist insurance broker gives you access to tailored advice and expertise that is specifically relevant to the sector you operate in. A knowledgeable broker will understand the full complexities of the real estate sector - and the many sub-sectors within it - and be able to offer bespoke solutions that address the unique risks associated with your specific properties and investments. They will also be able to leverage their strong relationships with insurers to negotiate better terms, secure competitive pricing, and make sure your cover adapts to the evolving needs of your real estate portfolio. All of these things can significantly enhance your ability to protect your assets and secure the long-term success of your business.