Our Specie insurance team has an excellent reputation with insurance markets, being able to provide knowledgeable and timely response to all enquires. You can take advantage of our proven track record as we can facilitate a fast and efficient placement. Our expertise caters for all lines of Specie classes. In modern terms, “Specie” describes the interests of banknotes, coins, securities, cheques, bullion, precious metals and jewellery. Lockton’s Specie provides insurance solutions for such interests anywhere in the world.

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Specie Insurance

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Valuable items require risk management expertise - specialist specie insurance

Our Specie team has an excellent reputation with insurance markets, being able to provide knowledgeable and timely response to all enquires. You can take advantage of our proven track record as we can facilitate a fast and efficient placement. Our expertise caters for all lines of Specie classes.

In modern terms, Specie describes the interests of banknotes, coins, securities, cheques, bullion, precious metals and jewellery. This specialised form of insurance protects all these items whether they are stationary or in transit, with cover designed to mitigate key risks such as theft, accidental loss and damage, physical loss and damage, and much more.

Lockton’s Specie team provides bespoke insurance solutions for these precious items globally.

Cash In Transit & General Specie

Our Cash In Transit and General Specie team transact both retail and wholesale business on a worldwide basis. This includes both Direct and Reinsurance business as well as Binding Authority management. Their areas of expertise are:

  • Cash and Valuables in Transit (Armored Car Operators/Cash Couriers/Cash Processors)

  • Contingent Cash in Transit / Shippers Interest Risks

  • ATM (Automated Teller Machines) / ABM (Automated Banking Machines) / Smart Safes

  • Check Cashing / Currency Exchanges / Money Transfer Agents

  • Precious Metal Refiners

  • Precious Metal Mining

  • Precious Metal Storage

  • Security Product and Bank Note Printers

  • Secure Storage / Safe Deposit Box Facilities

  • Crypto Currency Exchanges (Cold Storage)

Who we work with

  • Armoured Car Operators

  • ATM Operators

  • Currency Exchange Operations

  • Precious Metal Storage facilities

  • Precious Metal Mining Operations

  • Cold Storage Units for Crypto Currency and some warm wallet exposures

Specie Insurance wholesale solutions

Accessing both the London and worldwide (re)insurance markets, our team of fine art and specie insurance experts ensure that the most appropriate, comprehensive, and cost-effective risk management solutions are delivered to our fine art and specie clients.


With a global reputation and key relationships amongst fine art and specie insurance underwriters, our highly skilled risk experts will secure the most responsive coverage possible, specialising in placements for both retail partners and fine art and specie clients.

For wholesale insurance solutions, please contact our specialist fine art and specie insurance team below.

Specie Insurance Team

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Philip Dalton

Specie & Fine Art Practice Leader
philip.dalton@lockton.com
+44 207 933 2532

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David Solomons

Head of Business Development and Marketing
david.solomons@lockton.com
+44 782 452 4293

News and Insights

Event cancellation typically stems from adverse weather or the non-appearance of artists and key personnel.

However, stakeholders within the entertainment industry must also recognize the threat of political violence to live productions – particularly as the methods of threat actors evolve. 

Robust risk mitigation of violence at live events requires a holistic approach from all parties. Close collaboration and understanding of all contingencies and protections is critical to ensuring the safety of performers and spectators, alike. Live music: building resilience against political violence risks

Driver in Control: staying composed behind the wheel

Insurance is largely based on statistics – and motor insurance is no exception. 
Premiums are calculated from tracking claims and identifying common traits from collision incidents, such as the frequency of certain vehicles involved and how those incidents occurred.
Within the performance vehicle sector, claims arising from loss of control give insurers the greatest cause for concern. It is, therefore, crucial drivers remain composed behind the wheel and in control of their vehicle at all times. Insurance is largely based on statistics – and motor insurance is no exception. 
Premiums are calculated from tracking claims and identifying common traits from collision incidents, such as the frequency of certain vehicles involved and how those incidents occurred.
Within the performance vehicle sector, claims arising from loss of control give insurers the greatest cause for concern. It is, therefore, crucial drivers remain composed behind the wheel and in control of their vehicle at all times.

Lockton Marine Global War Maps - JWLA-033

Lockton Marine Global War MapsLockton Marine Global War Maps

Lockton highly commended in British Diversity Awards

London, 26 March 2026: Lockton is proud to be recognised for our commitment to fostering a workplace where everyone can thrive. We are delighted to announce that Lockton Early Careers Lead Charlotte Helliwell has been highly commended in the Diversity Champion category at the British Diversity Awards! London, 26 March 2026: Lockton is proud to be recognised for our commitment to fostering a workplace where everyone can thrive. We are delighted to announce that Lockton Early Careers Lead Charlotte Helliwell has been highly commended in the Diversity Champion category at the British Diversity Awards!
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