Whether you are an early-years start-up bank, an international asset management firm, or anything in between, we will draw on decades of industry experience to help you transfer your particular exposures. Our financial risk insurance team work closely with you with you to build a complete understanding of your business, before designing a highly-personalised, agile programme that safeguards your assets, while supporting your growth aspirations.

PRODUCTS AND SERVICES

Financial Risks

Get in touch (opens a new window)

Safeguarding your business with bespoke risk solutions

The global financial insurance community faces a complex set of regulatory, operational and systemic risks that require highly-targeted advice and solutions in order to navigate. Lockton’s accomplished financial risks insurance team team will help you protect your corporate balance sheet and bring peace of mind to your executive board with bespoke insurance and risk programmes.

Whether you are an early-years start-up bank, an international asset management firm, or anything in between, we will draw on decades of industry experience to help you transfer your particular exposures. Our team work closely with you with you to build a complete understanding of your business, before designing a highly-personalised, agile programme that safeguards your assets, while supporting your growth aspirations.

Our strong relationships with leading insurers gives us unparalleled access to the best products on the market. And with dedicated account managers advocating for you at every stage, you can be confident that you are getting the best possible deal on your cover.

Our sectors

News and Insights

The Terrorism (Protection of Premises) Act 2025, commonly known as Martyn’s Law, is now in effect. Following a long period of campaigning and advocacy, it achieved Royal Assent in April 2025, and it is now in its 24-month implementation phase. Businesses must be compliant by May 2027, or will likely face severe penalties for non-compliance.

The upcoming insurance renewal season between March and July represents a natural inflection point. It is when many businesses assess security measures, update their risk documentation, and evidence controls – all of which will be central to demonstrating compliance under Martyn’s Law. Therefore, addressing any gaps now is essential to ensure that businesses have enough time to strengthen preparedness before the law becomes enforceable.Martyn’s Law: the time to prepare is now

Accountants: Key considerations for implementing AI

The adoption of digital tools and artificial intelligence (AI) in the accountancy sector has experienced exponential growth in recent years. According to the Thomson Reuters Generative AI in Professional Services Report 2025, 21 percent of accountancy firms were using AI in 2025, representing a year-on-year increase of 13 percent, the highest increase of any professional services sector surveyed. Firms of all sizes are now embracing third-party AI tools or expending significant resource to develop their own. 

This wave of innovation, however, has not been without incident. Firms have been censured in court judgments and by governments alike for apparent irresponsible use of AI tools. Accountancy regulators are likewise increasingly alert regarding the need to implement such tools ethically. 

For that reason, we have set out below some key areas of risk that accounting firms might wish to keep in mind when grappling with the development and implementation of AI tools across their firm, ensuring that any roll-out is conducted in a manner that is both responsible and compliant with professional and regulatory expectations. The adoption of digital tools and artificial intelligence (AI) in the accountancy sector has experienced exponential growth in recent years. According to the Thomson Reuters Generative AI in Professional Services Report 2025, 21 percent of accountancy firms were using AI in 2025, representing a year-on-year increase of 13 percent, the highest increase of any professional services sector surveyed. Firms of all sizes are now embracing third-party AI tools or expending significant resource to develop their own. 

This wave of innovation, however, has not been without incident. Firms have been censured in court judgments and by governments alike for apparent irresponsible use of AI tools. Accountancy regulators are likewise increasingly alert regarding the need to implement such tools ethically. 

For that reason, we have set out below some key areas of risk that accounting firms might wish to keep in mind when grappling with the development and implementation of AI tools across their firm, ensuring that any roll-out is conducted in a manner that is both responsible and compliant with professional and regulatory expectations.

Scaling up? Why product recall insurance should be your first operational investment

Businesses with ambitious growth aspirations will typically need to ‘scale up’ to meet lofty targets. However, while it can be exciting as your business looks to scale operations and enter a period of growth, this phase isn’t without risk.Businesses with ambitious growth aspirations will typically need to ‘scale up’ to meet lofty targets. However, while it can be exciting as your business looks to scale operations and enter a period of growth, this phase isn’t without risk.

Top 5 risks facing food and beverage manufacturers in 2026

Food and beverage producers face various risks – such as equipment failure and cyber disruption. However, it is becoming increasingly important business leaders build in mitigation against the specific threats that could result in a product recall or withdrawal event.  Food and beverage producers face various risks – such as equipment failure and cyber disruption. However, it is becoming increasingly important business leaders build in mitigation against the specific threats that could result in a product recall or withdrawal event.
See all news and insights

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team