Lockton’s dedicated Property Insurance team specialises in the sourcing and securing of targeted, bespoke insurance and risk solutions to protect a key cornerstone of your business: your property. Using a detail-oriented, data-backed approach, and harnessing strong relationships with key insurers, we are uniquely equipped to deliver a lasting solution that is matched to your needs and aspirations.

PRODUCTS AND SERVICES

Corporate risk - Property

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Lasting solutions to mitigate your property risks

Lockton’s property insurance broking team is made up of highly experienced brokers who have significant knowledge of the insurance market and market cycles, coupled with strong key insurer relationships. Our approach has always been to build strong professional relationships with insurers, not only within the London market, but across insurance markets globally, to ensure we obtain the best coverage/cost combination for our clients.

The team’s focus and experience is in designing insurance programmes that are tailored to our clients’ specific needs, underpinned by robust analytical data and technical knowledge. Working closely with our risk control team, we advise on protective measures that dovetail with your insurance purchase strategy.

The broking team works closely with our claims specialists to enhance policy wordings and ensure they respond to any losses. The collaboration of a one-team approach continues to deliver exceptional results.

Our services

Sectors we cover

  • Hospitality

  • Food and drink

  • Manufacturing

  • Wholesale

  • Retail

  • Professional services

  • Pharmaceuticals

  • Telecommunications

  • Technology

  • Utilities and infrastructure

  • Waste management

What we bring to your business

  • Risk protection - Our risk control team works in partnership with our clients to provide a complete range of risk management support, including advice on protective measures to ensure your risk management strategy best protects your assets. Our expertise includes risk analysis, risk management strategy, business continuity planning and ongoing specialist advice.

  • Business impact analysis (BIA) - We work with you to understand the potential impact and cost of a major event at key premises. This is fundamental in revealing potential vulnerabilities and provides a foundation for building data-driven risk mitigation initiatives, or changes to your insurance programme structure and wording.

  • Business impact audit review - Building on the BIA, this audit puts greater focus on the financial impact of an event, ensuring your existing cover is fit for purpose. We will help you to de-risk ahead of any potential major claim, gathering key information for insurers and loss adjusters.

  • Programme structure design options - Our detailed analysis enables us to design a bespoke insurance programme with cover and limits that meet your specific needs now and into the future as your business evolves.

  • Major claims protocols and management - In conjunction with your key insurer and loss adjuster, we will work with you to design clear claims protocols in the event of a major loss event. This board-level roadmap encourages a stronger relationship between client, insurer and loss adjuster ahead of a major claim, which can work to expedite claim payments.

Our Property Insurance Team

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Jennifer Smith

Head of Property Placement
jennifer.smith@lockton.com
+44 207 933 2776

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Jim McDowall

Property Broker
jim.mcdowall@lockton.com
+44 738 541 0939

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Catherine Willsmer

Property Broker
catherine.willsmer@lockton.com
+44 758 590 8492

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Lizzy Pilato

Property Broker
lizzy.pilato@lockton.com
+44 790 953 2023

News and Insights

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Despite significant investment in employee benefits, many organisations face low engagement and underutilisation challenges. A recurring barrier to driving meaningful benefits engagement is poor and inconsistent communication, which can reduce employee participation and engagement.Despite significant investment in employee benefits, many organisations face low engagement and underutilisation challenges. A recurring barrier to driving meaningful benefits engagement is poor and inconsistent communication, which can reduce employee participation and engagement.

Lockton Performance celebrates six years presenting the Salon Privé Club Trophy

Lockton Performance will celebrate six years of presenting the Salon Privé Club Trophy on Saturday 30th August 2025 on the stunning grounds of Blenheim Palace, bringing fellow motoring fans together to enjoy this renowned automotive event. Lockton Performance will celebrate six years of presenting the Salon Privé Club Trophy on Saturday 30th August 2025 on the stunning grounds of Blenheim Palace, bringing fellow motoring fans together to enjoy this renowned automotive event.

7 key lessons to shape your global people strategy

The global benefits landscape is evolving rapidly, but one thing is clear – your people agenda has never been more crucial.

In July, the European leg of Lockton’s 2025 Global Benefits Forum took place at Fairmont Windsor Park, UK. The event brought together experts from across the global benefits sector for a series of panel discussions around shaping a future-ready people strategy.The global benefits landscape is evolving rapidly, but one thing is clear – your people agenda has never been more crucial.

In July, the European leg of Lockton’s 2025 Global Benefits Forum took place at Fairmont Windsor Park, UK. The event brought together experts from across the global benefits sector for a series of panel discussions around shaping a future-ready people strategy.
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We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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