Lockton’s dedicated Property Insurance team specialises in the sourcing and securing of targeted, bespoke insurance and risk solutions to protect a key cornerstone of your business: your property. Using a detail-oriented, data-backed approach, and harnessing strong relationships with key insurers, we are uniquely equipped to deliver a lasting solution that is matched to your needs and aspirations.

PRODUCTS AND SERVICES

Corporate risk - Property

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Lasting solutions to mitigate your property risks

Lockton’s property insurance broking team is made up of highly experienced brokers who have significant knowledge of the insurance market and market cycles, coupled with strong key insurer relationships. Our approach has always been to build strong professional relationships with insurers, not only within the London market, but across insurance markets globally, to ensure we obtain the best coverage/cost combination for our clients.

The team’s focus and experience is in designing insurance programmes that are tailored to our clients’ specific needs, underpinned by robust analytical data and technical knowledge. Working closely with our risk control team, we advise on protective measures that dovetail with your insurance purchase strategy.

The broking team works closely with our claims specialists to enhance policy wordings and ensure they respond to any losses. The collaboration of a one-team approach continues to deliver exceptional results.

Our services

Sectors we cover

  • Hospitality

  • Food and drink

  • Manufacturing

  • Wholesale

  • Retail

  • Professional services

  • Pharmaceuticals

  • Telecommunications

  • Technology

  • Utilities and infrastructure

  • Waste management

What we bring to your business

  • Risk protection - Our risk control team works in partnership with our clients to provide a complete range of risk management support, including advice on protective measures to ensure your risk management strategy best protects your assets. Our expertise includes risk analysis, risk management strategy, business continuity planning and ongoing specialist advice.

  • Business impact analysis (BIA) - We work with you to understand the potential impact and cost of a major event at key premises. This is fundamental in revealing potential vulnerabilities and provides a foundation for building data-driven risk mitigation initiatives, or changes to your insurance programme structure and wording.

  • Business impact audit review - Building on the BIA, this audit puts greater focus on the financial impact of an event, ensuring your existing cover is fit for purpose. We will help you to de-risk ahead of any potential major claim, gathering key information for insurers and loss adjusters.

  • Programme structure design options - Our detailed analysis enables us to design a bespoke insurance programme with cover and limits that meet your specific needs now and into the future as your business evolves.

  • Major claims protocols and management - In conjunction with your key insurer and loss adjuster, we will work with you to design clear claims protocols in the event of a major loss event. This board-level roadmap encourages a stronger relationship between client, insurer and loss adjuster ahead of a major claim, which can work to expedite claim payments.

Our Property Insurance Team

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Jennifer Smith

Head of Property Placement
jennifer.smith@lockton.com
+44 207 933 2776

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Jim McDowall

Property Broker
jim.mcdowall@lockton.com
+44 738 541 0939

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Catherine Willsmer

Property Broker
catherine.willsmer@lockton.com
+44 758 590 8492

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Lizzy Pilato

Property Broker
lizzy.pilato@lockton.com
+44 790 953 2023

News and Insights

Artificial intelligence (AI) is transforming construction – driving efficiency, cutting costs, and accelerating project delivery. Yet with every new opportunity comes risk. Without proper oversight and robust risk management, AI tools can just as easily create liabilities as they can solve problems.
That’s why understanding the impact of AI on your Professional Indemnity Insurance (PII) is no longer optional – it’s essential.
Construction professionals: how AI use can impact your PII

Lockton announces membership of RISCAuthority

Lockton is very proud to announce its membership of RISCAuthority. An annually funded research scheme administered by the Fire Protection Association (FPA), RISCAuthority has been the insurance focal point for research since 2001. Lockton is very proud to announce its membership of RISCAuthority. An annually funded research scheme administered by the Fire Protection Association (FPA), RISCAuthority has been the insurance focal point for research since 2001.

Avoiding difficulties on your European road trip

For any motoring enthusiast, a European road trip offers unmatched variety – quiet French A-roads, sweeping Alpine passes, and the curves of historic circuits. One moment it’s a village boulangerie, the next snowcapped peaks and the sound of cow bells drifting across the slopes.

But even the most memorable drives can be disrupted by avoidable setbacks – from unexpected toll requirements and fuel shortages, to steep on-the-spot fines or mechanical issues far from home. A little preparation goes a long way in keeping the focus on the road ahead.For any motoring enthusiast, a European road trip offers unmatched variety – quiet French A-roads, sweeping Alpine passes, and the curves of historic circuits. One moment it’s a village boulangerie, the next snowcapped peaks and the sound of cow bells drifting across the slopes.

But even the most memorable drives can be disrupted by avoidable setbacks – from unexpected toll requirements and fuel shortages, to steep on-the-spot fines or mechanical issues far from home. A little preparation goes a long way in keeping the focus on the road ahead.

Webcast Replay | Breaking Borders: Digital asset regulations and insurance strategies to keep up

The digital asset ecosystem continues its steady march toward regulatory clarity. Learn how these shifts impact businesses—and why insurance is a cornerstone of effective risk management within the digital assets space.The digital asset ecosystem continues its steady march toward regulatory clarity. Learn how these shifts impact businesses—and why insurance is a cornerstone of effective risk management within the digital assets space.
See all news and insights

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We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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