Lockton’s dedicated Property Insurance team specialises in the sourcing and securing of targeted, bespoke insurance and risk solutions to protect a key cornerstone of your business: your property. Using a detail-oriented, data-backed approach, and harnessing strong relationships with key insurers, we are uniquely equipped to deliver a lasting solution that is matched to your needs and aspirations.

— PRODUCTS AND SERVICES

Corporate risk - Property

Get in touch (opens a new window)

Lasting solutions to mitigate your property risks

Lockton’s property insurance broking team is made up of highly experienced brokers who have significant knowledge of the insurance market and market cycles, coupled with strong key insurer relationships. Our approach has always been to build strong professional relationships with insurers, not only within the London market, but across insurance markets globally, to ensure we obtain the best coverage/cost combination for our clients.

The team’s focus and experience is in designing insurance programmes that are tailored to our clients’ specific needs, underpinned by robust analytical data and technical knowledge. Working closely with our risk control team, we advise on protective measures that dovetail with your insurance purchase strategy.

The broking team works closely with our claims specialists to enhance policy wordings and ensure they respond to any losses. The collaboration of a one-team approach continues to deliver exceptional results.

Our services

Sectors we cover

  • Hospitality

  • Food and drink

  • Manufacturing

  • Wholesale

  • Retail

  • Professional services

  • Pharmaceuticals

  • Telecommunications

  • Technology

  • Utilities and infrastructure

  • Waste management

What we bring to your business

  • Risk protection - Our risk control team works in partnership with our clients to provide a complete range of risk management support, including advice on protective measures to ensure your risk management strategy best protects your assets. Our expertise includes risk analysis, risk management strategy, business continuity planning and ongoing specialist advice.

  • Business impact analysis (BIA) - We work with you to understand the potential impact and cost of a major event at key premises. This is fundamental in revealing potential vulnerabilities and provides a foundation for building data-driven risk mitigation initiatives, or changes to your insurance programme structure and wording.

  • Business impact audit review - Building on the BIA, this audit puts greater focus on the financial impact of an event, ensuring your existing cover is fit for purpose. We will help you to de-risk ahead of any potential major claim, gathering key information for insurers and loss adjusters.

  • Programme structure design options - Our detailed analysis enables us to design a bespoke insurance programme with cover and limits that meet your specific needs now and into the future as your business evolves.

  • Major claims protocols and management - In conjunction with your key insurer and loss adjuster, we will work with you to design clear claims protocols in the event of a major loss event. This board-level roadmap encourages a stronger relationship between client, insurer and loss adjuster ahead of a major claim, which can work to expedite claim payments.

Our Property Insurance Team

Placeholder image

Jennifer Smith

Head of Property Placement
jennifer.smith@lockton.com
+44 207 933 2776

Placeholder image

Jim McDowall

Property Broker
jim.mcdowall@lockton.com
+44 738 541 0939

Placeholder image

Catherine Willsmer

Property Broker
catherine.willsmer@lockton.com
+44 758 590 8492

Placeholder image

Lizzy Pilato

Property Broker
lizzy.pilato@lockton.com
+44 790 953 2023

General Inquiries

Get in touch

enquiries@uk.lockton.com

News and Insights

Despite its evolution, the cellar continues to be a functional space for the storage and preservation of wine. Especially for valuable wines, owners need to maintain precise conditions to achieve optimum maturation, while keeping their collection safe from other common threats.Protecting your wine cellar against risk

Protecting your wine cellar against risk

article
Wine cellars have a long history. The oldest evidence of a working wine cellar dates back more than 3,700 years, to the former Canaanite palace of Tel Kabri, in Israel. Uncovered by archaeologists in July 2013, the simple room held the remains of 40 ceramic ja ...
Read moreProtecting your wine cellar against risk

Law firms: key claims trends to watch in 2025

In the past year, Lockton has seen an increase in the frequency of complex or high value Professional Indemnity Insurance (PII) claims against solicitors in the UK. This has resulted in persistent large losses – typically defined as a claims payment in excess of £1m, net of the cost of defending the claim or internal management time.In the past year, Lockton has seen an increase in the frequency of complex or high value Professional Indemnity Insurance (PII) claims against solicitors in the UK. This has resulted in persistent large losses – typically defined as a claims payment in excess of £1m, net of the cost of defending the claim or internal management time.

How cyber insurance can support your business

Cyber insurance cover offers vital protection against a critical business risk. Below, we explain what it is, and how it can benefit you.Cyber insurance cover offers vital protection against a critical business risk. Below, we explain what it is, and how it can benefit you.

Baked goods: mitigating against product recall events

The baked goods sector has seen a series of product recall events in recent months. Recall events can have a devastating impact where they occur, with potential implications for businesses, their clients, and end-consumers. To mitigate risk to all parties, it’s vital that manufacturers follow risk mitigation best practice. Securing appropriate product recall insurance can further limit the scale of financial loss and operational disruption.The baked goods sector has seen a series of product recall events in recent months. Recall events can have a devastating impact where they occur, with potential implications for businesses, their clients, and end-consumers. To mitigate risk to all parties, it’s vital that manufacturers follow risk mitigation best practice. Securing appropriate product recall insurance can further limit the scale of financial loss and operational disruption.
See all news and insights

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team