Lockton’s dedicated Property Insurance team specialises in the sourcing and securing of targeted, bespoke insurance and risk solutions to protect a key cornerstone of your business: your property. Using a detail-oriented, data-backed approach, and harnessing strong relationships with key insurers, we are uniquely equipped to deliver a lasting solution that is matched to your needs and aspirations.

— PRODUCTS AND SERVICES

Corporate risk - Property

Get in touch (opens a new window)

Lasting solutions to mitigate your property risks

Lockton’s property insurance broking team is made up of highly experienced brokers who have significant knowledge of the insurance market and market cycles, coupled with strong key insurer relationships. Our approach has always been to build strong professional relationships with insurers, not only within the London market, but across insurance markets globally, to ensure we obtain the best coverage/cost combination for our clients.

The team’s focus and experience is in designing insurance programmes that are tailored to our clients’ specific needs, underpinned by robust analytical data and technical knowledge. Working closely with our risk control team, we advise on protective measures that dovetail with your insurance purchase strategy.

The broking team works closely with our claims specialists to enhance policy wordings and ensure they respond to any losses. The collaboration of a one-team approach continues to deliver exceptional results.

Our services

Sectors we cover

  • Hospitality

  • Food and drink

  • Manufacturing

  • Wholesale

  • Retail

  • Professional services

  • Pharmaceuticals

  • Telecommunications

  • Technology

  • Utilities and infrastructure

  • Waste management

What we bring to your business

  • Risk protection - Our risk control team works in partnership with our clients to provide a complete range of risk management support, including advice on protective measures to ensure your risk management strategy best protects your assets. Our expertise includes risk analysis, risk management strategy, business continuity planning and ongoing specialist advice.

  • Business impact analysis (BIA) - We work with you to understand the potential impact and cost of a major event at key premises. This is fundamental in revealing potential vulnerabilities and provides a foundation for building data-driven risk mitigation initiatives, or changes to your insurance programme structure and wording.

  • Business impact audit review - Building on the BIA, this audit puts greater focus on the financial impact of an event, ensuring your existing cover is fit for purpose. We will help you to de-risk ahead of any potential major claim, gathering key information for insurers and loss adjusters.

  • Programme structure design options - Our detailed analysis enables us to design a bespoke insurance programme with cover and limits that meet your specific needs now and into the future as your business evolves.

  • Major claims protocols and management - In conjunction with your key insurer and loss adjuster, we will work with you to design clear claims protocols in the event of a major loss event. This board-level roadmap encourages a stronger relationship between client, insurer and loss adjuster ahead of a major claim, which can work to expedite claim payments.

Our Property Insurance Team

Placeholder image

Jennifer Smith

Head of Property Placement
jennifer.smith@lockton.com
+44 207 933 2776

Placeholder image

Jim McDowall

Property Broker
jim.mcdowall@lockton.com
+44 738 541 0939

Placeholder image

Catherine Willsmer

Property Broker
catherine.willsmer@lockton.com
+44 758 590 8492

Placeholder image

Lizzy Pilato

Property Broker
lizzy.pilato@lockton.com
+44 790 953 2023

General Inquiries

Get in touch

enquiries@uk.lockton.com

News and Insights

During the first half of 2025, the UK cyber insurance market has remained positive for clients. In the past quarter, premiums across our portfolio have decreased by an average of 12% year over-year.Cyber Market Update: Q2 2025

Cyber Market Update: Q2 2025

article
Market Overview During the first half of 2025, the UK cyber insurance market has remained positive for clients. In the past quarter, premiums across our portfolio have decreased by an average of 12% year over-year. Meanwhile, insurers continue to compete in th ...
Read moreCyber Market Update: Q2 2025

Providence v Hexagon: JCT contracts, strict interpretation and implications for PII

The relatively recent Court of Appeal decision of Providence Building Services Ltd v Hexagon Housing Association Ltd (2024) sets out a strict interpretation of the termination provisions within JCT Design and Build Contracts. The decision may have commercial implications for employers utilising this standard form. More broadly, it highlights the court’s approach of strict interpretation of contracts between commercial parties. Construction professionals must be aware of this when signing up to their appointments, collateral warranties, and letters of reliance.The relatively recent Court of Appeal decision of Providence Building Services Ltd v Hexagon Housing Association Ltd (2024) sets out a strict interpretation of the termination provisions within JCT Design and Build Contracts. The decision may have commercial implications for employers utilising this standard form. More broadly, it highlights the court’s approach of strict interpretation of contracts between commercial parties. Construction professionals must be aware of this when signing up to their appointments, collateral warranties, and letters of reliance.

Lockton and Lockton Re sponsor Dive In Festival

Lockton and Lockton Re are proud to sponsor the Dive In Festival, a global initiative to support the development of inclusive workplace cultures in the insurance industry. It’s a key priority for us to create an environment where our talent can thrive. Our Associates are our most valuable assets, and they are at their best when they can be authentic in the workplace.Lockton and Lockton Re are proud to sponsor the Dive In Festival, a global initiative to support the development of inclusive workplace cultures in the insurance industry. It’s a key priority for us to create an environment where our talent can thrive. Our Associates are our most valuable assets, and they are at their best when they can be authentic in the workplace.

7 key insurance considerations when travelling abroad

Luxury travel has boomed in recent years, as holidaymakers set their sights on ever-more adventurous holidays in far-flung, untouched destinations. But whether it’s a weekend getaway, or the trip of a lifetime, it’s vital to consider whether you’re properly insured. As our experts explain, taking the time to review your cover before you travel can save you time and stress later down the line.Luxury travel has boomed in recent years, as holidaymakers set their sights on ever-more adventurous holidays in far-flung, untouched destinations. But whether it’s a weekend getaway, or the trip of a lifetime, it’s vital to consider whether you’re properly insured. As our experts explain, taking the time to review your cover before you travel can save you time and stress later down the line.
See all news and insights

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team
culture-quote-tiernan