Harnessing extensive industry experience, Lockton’s dedicated Casualty Insurance team is uniquely equipped to help you safeguard your assets and protect your bottom line in the event of a claim, whether it be for third-party property damage, injury caused by products, employee illness, or disease. Our practice specialises in managing, structuring and placing multinational programmes, providing continuous support across captive and reinsurance placements, as well as offering statistical claims analysis and bespoke risk management services.

PRODUCTS AND SERVICES

Corporate risk - Casualty

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Innovative cover to transfer your unique risks

Lockton specialises in the design and placement of cost-effective, tailored liability programmes that respond immediately in the event of a claim.

Offering exclusive access to the entire global insurance marketplace, we’ll source the optimum solution to help you transfer the unique risks you face. Our placement strategy for each client is bespoke and designed to best match your exposures, and we’ll only work with insurers that understand your business and can provide the right coverage and service for you.

We will bring a full range of programme design alternatives backed by advanced analytics to inform decision making. This may include the use of alternative risk finance techniques and captive insurers where relevant and of value.

The Lockton Casualty team works across all industry sectors, including those with complex risk challenges or high claim activity, providing a lasting solution for all. We are rigorous in our analysis of policy coverage to ensure you benefit from the broadest available terms.

Our services

Our technical expertise and coverage extensions

  • Public and products liability

  • UK employers’ liability

  • Excess liability

  • Motor fleet

  • Environmental liability

  • Medical malpractice

  • Professional liability

  • Financial loss

  • Product recall

  • Product guarantee

What we bring to your business

  • Business continuity management - We take a holistic approach to business continuity management (BCM), identifying potential internal and external threats to your organisation and helping you build resilience with a planned response.

  • Claims defensibility - Our broking team work as one with our experienced claims team will help you navigate the challenging liability claims environment, preparing you for complex legal duties and strict timescales involved during the claims process. We will analyse your data and incident reporting processes, while delivering bespoke training to improve the likely outcome of potential claims.

  • Risk management initiatives - Working in tandem with leading insurers, we will help you create co-funded, effective health and safety and risk management initiatives to reduce the likelihood and the severity of any incident and subsequent losses.

Our Casualty Insurance Team

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Tony Hardy

Partner
Tony.Hardy@lockton.com
+44 207 933 2893

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James Pryke

Head of placement
james.pryke@lockton.com
+44 207 933 2895

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Sara Baker

Liability Placement Broker
sara.baker@lockton.com
+44 207 933 2203

News and Insights

As the global climate shifts, wildfires are becoming more frequent and intense. The economic and environmental consequences can be devastating, and the need for effective firefighting aircraft has never been greater. Purpose-built firefighting aircraft and their pilots stand at the forefront of this battle, providing essential service in saving property, forestry, and lives, but traditional insurance models have made insuring these aircraft prohibitively expensive. It is essential that insurers, brokers, and insurance buyers work together to improve the insurance conditions for these operations as the need to fight wildfires is set to rise further. Reducing the cost of insuring firefighting aircraft

Insurance explained: understanding vicarious liability

Recruitment agencies may be contractually liable for the negligent acts, errors, and omissions of the temporary workers they place with hiring companies. While some businesses may lack insurance protection against this exposure, others may not be required to cover vicarious liability under contract and could be paying for cover unnecessarily.

Below, we explain what vicarious liability is, whether it’s right for your business, and how to select a suitable policy. Recruitment agencies may be contractually liable for the negligent acts, errors, and omissions of the temporary workers they place with hiring companies. While some businesses may lack insurance protection against this exposure, others may not be required to cover vicarious liability under contract and could be paying for cover unnecessarily.

Below, we explain what vicarious liability is, whether it’s right for your business, and how to select a suitable policy.

Protecting luxury residential developments

Luxury residential properties carry unique challenges. High-end construction materials, valuable contents such as fine art, heightened security needs, and the expectation of high standard alternative accommodation means any loss event can be costly.
Fortunately, sophisticated insurance solutions and proactive mitigation can help to minimise the risk.
Luxury residential properties carry unique challenges. High-end construction materials, valuable contents such as fine art, heightened security needs, and the expectation of high standard alternative accommodation means any loss event can be costly.
Fortunately, sophisticated insurance solutions and proactive mitigation can help to minimise the risk.

Lockton launches dedicated Offshore Projects Practice to navigate complex Energy, Marine and Power risks

Lockton, the world’s largest independent insurance broker, has launched a new Offshore Projects Practice. Led by specialists Jack Swift, David Vajnai and Alex Morgan alongside Lockton colleagues including Upstream Energy Leader Matthew Preston, Construction Leader Robert Wilson and Renewable Energy Leader Michael Bogdan, the Practice is a network of Associates within Lockton that will help clients with bespoke risk transfer solutions for offshore projects.Lockton, the world’s largest independent insurance broker, has launched a new Offshore Projects Practice. Led by specialists Jack Swift, David Vajnai and Alex Morgan alongside Lockton colleagues including Upstream Energy Leader Matthew Preston, Construction Leader Robert Wilson and Renewable Energy Leader Michael Bogdan, the Practice is a network of Associates within Lockton that will help clients with bespoke risk transfer solutions for offshore projects.
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