Harnessing extensive industry experience, Lockton’s dedicated Casualty Insurance team is uniquely equipped to help you safeguard your assets and protect your bottom line in the event of a claim, whether it be for third-party property damage, injury caused by products, employee illness, or disease. Our practice specialises in managing, structuring and placing multinational programmes, providing continuous support across captive and reinsurance placements, as well as offering statistical claims analysis and bespoke risk management services.

PRODUCTS AND SERVICES

Corporate risk - Casualty

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Innovative cover to transfer your unique risks

Lockton specialises in the design and placement of cost-effective, tailored liability programmes that respond immediately in the event of a claim.

Offering exclusive access to the entire global insurance marketplace, we’ll source the optimum solution to help you transfer the unique risks you face. Our placement strategy for each client is bespoke and designed to best match your exposures, and we’ll only work with insurers that understand your business and can provide the right coverage and service for you.

We will bring a full range of programme design alternatives backed by advanced analytics to inform decision making. This may include the use of alternative risk finance techniques and captive insurers where relevant and of value.

The Lockton Casualty team works across all industry sectors, including those with complex risk challenges or high claim activity, providing a lasting solution for all. We are rigorous in our analysis of policy coverage to ensure you benefit from the broadest available terms.

Our services

Our technical expertise and coverage extensions

  • Public and products liability

  • UK employers’ liability

  • Excess liability

  • Motor fleet

  • Environmental liability

  • Medical malpractice

  • Professional liability

  • Financial loss

  • Product recall

  • Product guarantee

What we bring to your business

  • Business continuity management - We take a holistic approach to business continuity management (BCM), identifying potential internal and external threats to your organisation and helping you build resilience with a planned response.

  • Claims defensibility - Our broking team work as one with our experienced claims team will help you navigate the challenging liability claims environment, preparing you for complex legal duties and strict timescales involved during the claims process. We will analyse your data and incident reporting processes, while delivering bespoke training to improve the likely outcome of potential claims.

  • Risk management initiatives - Working in tandem with leading insurers, we will help you create co-funded, effective health and safety and risk management initiatives to reduce the likelihood and the severity of any incident and subsequent losses.

Our Casualty Insurance Team

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Sara Baker

Head of Casualty
sara.baker@lockton.com
+44 207 933 2203

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Ella Surridge

Senior Casualty Broker
ella.surridge@lockton.com
+44 207 933 0156

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Kate Underwood

Kate Underwood
kate.underwood@lockton.com
+44 776 924 3303

News and Insights

A mining boom is underway in Latin America. Ample resources, rising commodity prices, and foreign investment in critical minerals are fuelling sector growth. But as profits increase, so companies are coming under increasing pressure from illegal operations in search of their own share.

Mining companies cannot resolve this situation alone: ultimately, a resolution requires political will. But help is available. By taking advantage of solutions to mitigate and transfer risk, companies can insulate their operations against potential threats.Political violence: tackling illegal mining risks in Latin America

Living sector: why risk management is crucial for repurposing projects

Changes within the commercial real estate (CRE) market are pushing property owners to consider repurposing their assets. Pivoting to the living sector has emerged as an attractive option for landlords seeking greater yields on their properties. Changes within the commercial real estate (CRE) market are pushing property owners to consider repurposing their assets. Pivoting to the living sector has emerged as an attractive option for landlords seeking greater yields on their properties.

Back-to-back property transactions: best practice for conveyancers

In a challenging economic climate, where liquidity pressures and opportunistic investment strategies are shaping the property market, many conveyancing solicitors are seeing an increase in requests for back-to-back or same-day property transactions. These involve a property being bought and immediately resold, often on the same day, at a higher price.

While lawful, back-to-back conveyancing transactions are considered high-risk for solicitors and conveyancers, both from a professional indemnity and regulatory perspective, due to their potential for money laundering, mortgage fraud, and the possibility of the transaction collapsing. Conveyancers must be highly vigilant for red flags and perform stringent due diligence. 

Understanding how to manage these exposures is essential to protecting your firm, your client, and your professional standing.In a challenging economic climate, where liquidity pressures and opportunistic investment strategies are shaping the property market, many conveyancing solicitors are seeing an increase in requests for back-to-back or same-day property transactions. These involve a property being bought and immediately resold, often on the same day, at a higher price.

While lawful, back-to-back conveyancing transactions are considered high-risk for solicitors and conveyancers, both from a professional indemnity and regulatory perspective, due to their potential for money laundering, mortgage fraud, and the possibility of the transaction collapsing. Conveyancers must be highly vigilant for red flags and perform stringent due diligence. 

Understanding how to manage these exposures is essential to protecting your firm, your client, and your professional standing.

Carbon Credit Insurance: progressing from green hushing to credible disclosure

An increasing number of companies are choosing to limit or withhold public disclosure of their carbon offsetting activities. This approach, commonly referred to as ‘green hushing’, is an attempt by organisations to reduce external scrutiny of their ESG strategies amid heightened regulatory, legal, and reputational risks. An increasing number of companies are choosing to limit or withhold public disclosure of their carbon offsetting activities. This approach, commonly referred to as ‘green hushing’, is an attempt by organisations to reduce external scrutiny of their ESG strategies amid heightened regulatory, legal, and reputational risks.
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We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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