Harnessing extensive industry experience, Lockton’s dedicated Casualty Insurance team is uniquely equipped to help you safeguard your assets and protect your bottom line in the event of a claim, whether it be for third-party property damage, injury caused by products, employee illness, or disease. Our practice specialises in managing, structuring and placing multinational programmes, providing continuous support across captive and reinsurance placements, as well as offering statistical claims analysis and bespoke risk management services.

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Corporate risk - Casualty

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Innovative cover to transfer your unique risks

Lockton specialises in the design and placement of cost-effective, tailored liability programmes that respond immediately in the event of a claim.

Offering exclusive access to the entire global insurance marketplace, we’ll source the optimum solution to help you transfer the unique risks you face. Our placement strategy for each client is bespoke and designed to best match your exposures, and we’ll only work with insurers that understand your business and can provide the right coverage and service for you.

We will bring a full range of programme design alternatives backed by advanced analytics to inform decision making. This may include the use of alternative risk finance techniques and captive insurers where relevant and of value.

The Lockton Casualty team works across all industry sectors, including those with complex risk challenges or high claim activity, providing a lasting solution for all. We are rigorous in our analysis of policy coverage to ensure you benefit from the broadest available terms.

Our services

Our technical expertise and coverage extensions

  • Public and products liability

  • UK employers’ liability

  • Excess liability

  • Motor fleet

  • Environmental liability

  • Medical malpractice

  • Professional liability

  • Financial loss

  • Product recall

  • Product guarantee

What we bring to your business

  • Business continuity management - We take a holistic approach to business continuity management (BCM), identifying potential internal and external threats to your organisation and helping you build resilience with a planned response.

  • Claims defensibility - Our broking team work as one with our experienced claims team will help you navigate the challenging liability claims environment, preparing you for complex legal duties and strict timescales involved during the claims process. We will analyse your data and incident reporting processes, while delivering bespoke training to improve the likely outcome of potential claims.

  • Risk management initiatives - Working in tandem with leading insurers, we will help you create co-funded, effective health and safety and risk management initiatives to reduce the likelihood and the severity of any incident and subsequent losses.

Our Casualty Insurance Team

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Tony Hardy

Partner
Tony.Hardy@lockton.com
+44 207 933 2893

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James Pryke

Head of placement
james.pryke@lockton.com
+44 207 933 2895

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Sara Baker

Liability Placement Broker
sara.baker@lockton.com
+44 207 933 2203

General Inquiries

Get in touch

enquiries@uk.lockton.com

News and Insights

The demand for electric vehicles (EVs) continues to grow for both private and commercial users. As such, there is an increasing need to provide additional infrastructure to enable convenient, rapid, and safe charging of EVs for staff and the public. Recent experience has demonstrated fires involving EVs can burn for an extended period of time and present significant challenges when attempting final extinguishment. Property protection principles should be considered in the design and location of EV charging points to help limit the effects of fire to property, business, and environment. Mitigating the fire risk from charging electric vehicles

Mitigating the fire risk from charging electric vehicles

article
This is the first article of 'Inside Risk', a new series of quick-read insights covering the intricacies of risk. Created by Lockton's Risk Control Services team, Inside Risk breaks down high-level concepts into digestible and informational content. The demand ...
Read moreMitigating the fire risk from charging electric vehicles

Commercial property: preparing for increased squatters risk

Colder winter months can increase the likelihood of properties being occupied by squatters. Although the practice has been illegal in residential properties since 2012, commercial properties remain exposed. Squatting can lead to significant financial consequences for landlords and property owners, including higher insurance costs, or an inability to secure cover. By taking steps to prevent squatters gaining access to properties, owners and landlords can keep their assets safe, and reassure insurers as to their exposure. Colder winter months can increase the likelihood of properties being occupied by squatters. Although the practice has been illegal in residential properties since 2012, commercial properties remain exposed. Squatting can lead to significant financial consequences for landlords and property owners, including higher insurance costs, or an inability to secure cover. By taking steps to prevent squatters gaining access to properties, owners and landlords can keep their assets safe, and reassure insurers as to their exposure.

Lockton appoints Clarissa Franks to lead UK P&C Retail business

Lockton, the world’s largest independent insurance broker, today announced the appointment of Clarissa Franks as Head of UK P&C Retail. Clarissa will report into the European CEO, EJ Hentenaar, and work with Tony Hardy, Head of UK P&C, to transfer over the Retail area of his responsibilities, ensuring a seamless succession for clients. Clarissa will play a key role in Lockton UK’S continued growth, reinforcing its solutions led approach for clients, and will be responsible for accelerating the expansion of the UK Retail Division when she takes up her new role in November. Lockton, the world’s largest independent insurance broker, today announced the appointment of Clarissa Franks as Head of UK P&C Retail. Clarissa will report into the European CEO, EJ Hentenaar, and work with Tony Hardy, Head of UK P&C, to transfer over the Retail area of his responsibilities, ensuring a seamless succession for clients. Clarissa will play a key role in Lockton UK’S continued growth, reinforcing its solutions led approach for clients, and will be responsible for accelerating the expansion of the UK Retail Division when she takes up her new role in November.

Addressing insurer concerns regarding modular construction

An increasing number of construction companies are turning to modular construction to take advantage of potential efficiencies and cost savings. However, insurers do have some concerns about this technology that need to be addressed to ensure there is appropriate insurance cover in place for such projects. An increasing number of construction companies are turning to modular construction to take advantage of potential efficiencies and cost savings. However, insurers do have some concerns about this technology that need to be addressed to ensure there is appropriate insurance cover in place for such projects.
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