Harnessing extensive industry experience, Lockton’s dedicated Casualty Insurance team is uniquely equipped to help you safeguard your assets and protect your bottom line in the event of a claim, whether it be for third-party property damage, injury caused by products, employee illness, or disease. Our practice specialises in managing, structuring and placing multinational programmes, providing continuous support across captive and reinsurance placements, as well as offering statistical claims analysis and bespoke risk management services.

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Corporate risk - Casualty

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Innovative cover to transfer your unique risks

Lockton specialises in the design and placement of cost-effective, tailored liability programmes that respond immediately in the event of a claim.

Offering exclusive access to the entire global insurance marketplace, we’ll source the optimum solution to help you transfer the unique risks you face. Our placement strategy for each client is bespoke and designed to best match your exposures, and we’ll only work with insurers that understand your business and can provide the right coverage and service for you.

We will bring a full range of programme design alternatives backed by advanced analytics to inform decision making. This may include the use of alternative risk finance techniques and captive insurers where relevant and of value.

The Lockton Casualty team works across all industry sectors, including those with complex risk challenges or high claim activity, providing a lasting solution for all. We are rigorous in our analysis of policy coverage to ensure you benefit from the broadest available terms.

Our services

Our technical expertise and coverage extensions

  • Public and products liability

  • UK employers’ liability

  • Excess liability

  • Motor fleet

  • Environmental liability

  • Medical malpractice

  • Professional liability

  • Financial loss

  • Product recall

  • Product guarantee

What we bring to your business

  • Business continuity management - We take a holistic approach to business continuity management (BCM), identifying potential internal and external threats to your organisation and helping you build resilience with a planned response.

  • Claims defensibility - Our broking team work as one with our experienced claims team will help you navigate the challenging liability claims environment, preparing you for complex legal duties and strict timescales involved during the claims process. We will analyse your data and incident reporting processes, while delivering bespoke training to improve the likely outcome of potential claims.

  • Risk management initiatives - Working in tandem with leading insurers, we will help you create co-funded, effective health and safety and risk management initiatives to reduce the likelihood and the severity of any incident and subsequent losses.

Our Casualty Insurance Team

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Sara Baker

Head of Casualty
sara.baker@lockton.com
+44 207 933 2203

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Ella Surridge

Senior Casualty Broker
ella.surridge@lockton.com
+44 207 933 0156

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Kate Underwood

Kate Underwood
kate.underwood@lockton.com
+44 776 924 3303

General Inquiries

Get in touch

enquiries@uk.lockton.com

News and Insights

On 6 November 2024, kidnappers in Toronto forced Dean Skurka into a vehicle during rush hour at a downtown intersection near the National Ballet of Canada. Kidnappers later released Skurka, the CEO of cryptocurrency firm WonderFi, after receiving a ransom of $720,660. Skurka emerged from the ordeal uninjured, but his plight illustrates the growing risk of harassment, extortion, and kidnapping that executives face, particularly for those who work in the digital asset sector. Safety threats are not limited to executives in just one or a few industries. However, as digital assets have gained visibility in recent years, criminals increasingly view the sector as a ripe opportunity for ill-gotten financial gain. That means digital asset companies must reassess several protocols, ranging from their physical and digital security measures to when and how often executives surface in public settings, and even how often they use social media.Why executive security should be top-of-mind for digital asset companies

Why executive security should be top-of-mind for digital asset companies

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Why you need Latent Defects Insurance

Latent Defects Insurance (LDI) provides protection against the costs of remedying damage which occurs as a consequence of the manifestation of a fault in the design or construction of a building and which only becomes apparent following completion of the project.Latent Defects Insurance (LDI) provides protection against the costs of remedying damage which occurs as a consequence of the manifestation of a fault in the design or construction of a building and which only becomes apparent following completion of the project.

Martyn’s Law: the time to prepare is now

The Terrorism (Protection of Premises) Act 2025, commonly known as Martyn’s Law, is now in effect. Following a long period of campaigning and advocacy, it achieved Royal Assent in April 2025, and it is now in its 24-month implementation phase. Businesses must be compliant by May 2027, or will likely face severe penalties for non-compliance. The upcoming insurance renewal season between March and July represents a natural inflection point. It is when many businesses assess security measures, update their risk documentation, and evidence controls – all of which will be central to demonstrating compliance under Martyn’s Law. Therefore, addressing any gaps now is essential to ensure that businesses have enough time to strengthen preparedness before the law becomes enforceable.The Terrorism (Protection of Premises) Act 2025, commonly known as Martyn’s Law, is now in effect. Following a long period of campaigning and advocacy, it achieved Royal Assent in April 2025, and it is now in its 24-month implementation phase. Businesses must be compliant by May 2027, or will likely face severe penalties for non-compliance. The upcoming insurance renewal season between March and July represents a natural inflection point. It is when many businesses assess security measures, update their risk documentation, and evidence controls – all of which will be central to demonstrating compliance under Martyn’s Law. Therefore, addressing any gaps now is essential to ensure that businesses have enough time to strengthen preparedness before the law becomes enforceable.

Gender pay gap report 2025

Lockton is wholly committed to supporting the progression of women through creating a diverse, inclusive and equitable workplace. We are also committed to employing the best and most talented people and ensuring that they are paid fairly irrespective of their gender. Like all UK companies, we are required to publish data about the pay gap between male and female employees, based on data at 5th April. You can access our 2025 gender pay gap report here.Lockton is wholly committed to supporting the progression of women through creating a diverse, inclusive and equitable workplace. We are also committed to employing the best and most talented people and ensuring that they are paid fairly irrespective of their gender. Like all UK companies, we are required to publish data about the pay gap between male and female employees, based on data at 5th April. You can access our 2025 gender pay gap report here.
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