Harnessing extensive industry experience, Lockton’s dedicated Casualty Insurance team is uniquely equipped to help you safeguard your assets and protect your bottom line in the event of a claim, whether it be for third-party property damage, injury caused by products, employee illness, or disease. Our practice specialises in managing, structuring and placing multinational programmes, providing continuous support across captive and reinsurance placements, as well as offering statistical claims analysis and bespoke risk management services.

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Corporate risk - Casualty

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Innovative cover to transfer your unique risks

Lockton specialises in the design and placement of cost-effective, tailored liability programmes that respond immediately in the event of a claim.

Offering exclusive access to the entire global insurance marketplace, we’ll source the optimum solution to help you transfer the unique risks you face. Our placement strategy for each client is bespoke and designed to best match your exposures, and we’ll only work with insurers that understand your business and can provide the right coverage and service for you.

We will bring a full range of programme design alternatives backed by advanced analytics to inform decision making. This may include the use of alternative risk finance techniques and captive insurers where relevant and of value.

The Lockton Casualty team works across all industry sectors, including those with complex risk challenges or high claim activity, providing a lasting solution for all. We are rigorous in our analysis of policy coverage to ensure you benefit from the broadest available terms.

Our services

Our technical expertise and coverage extensions

  • Public and products liability

  • UK employers’ liability

  • Excess liability

  • Motor fleet

  • Environmental liability

  • Medical malpractice

  • Professional liability

  • Financial loss

  • Product recall

  • Product guarantee

What we bring to your business

  • Business continuity management - We take a holistic approach to business continuity management (BCM), identifying potential internal and external threats to your organisation and helping you build resilience with a planned response.

  • Claims defensibility - Our broking team work as one with our experienced claims team will help you navigate the challenging liability claims environment, preparing you for complex legal duties and strict timescales involved during the claims process. We will analyse your data and incident reporting processes, while delivering bespoke training to improve the likely outcome of potential claims.

  • Risk management initiatives - Working in tandem with leading insurers, we will help you create co-funded, effective health and safety and risk management initiatives to reduce the likelihood and the severity of any incident and subsequent losses.

Our Casualty Insurance Team

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Sara Baker

Head of Casualty
sara.baker@lockton.com
+44 207 933 2203

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Ella Surridge

Senior Casualty Broker
ella.surridge@lockton.com
+44 207 933 0156

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Kate Underwood

Kate Underwood
kate.underwood@lockton.com
+44 776 924 3303

General Inquiries

Get in touch

enquiries@uk.lockton.com

News and Insights

The Autumn Budget 2025 introduces a fresh wave of fiscal measures that are set to reshape the landscape for UK businesses. But with most of the changes not coming into effect until April 2029, employers have an unexpected window of opportunity to maximise their savings, support their employees, and ease the forthcoming transition.Autumn Budget 2025: Key impacts for UK employers

Autumn Budget 2025: Key impacts for UK employers

article
The Autumn Budget 2025 introduces a fresh wave of fiscal measures that are set to reshape the landscape for UK businesses. But with most of the changes not coming into effect until April 2029, employers have an unexpected window of opportunity to maximise thei ...
Read moreAutumn Budget 2025: Key impacts for UK employers

Rising vacancy redefines risk in industrial & logistics

Vacancy rates across the industrial and logistics (I&L) sector have spiked, climbing from 3.5% in 2023 to 6.92% by Q3 of 2025, according to CBRE. Vacancy rates across the industrial and logistics (I&L) sector have spiked, climbing from 3.5% in 2023 to 6.92% by Q3 of 2025, according to CBRE.

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When you think about car safety, what springs to mind? Seatbelts? Airbags? Maybe that clever lane-assist system that gently nudges you back when you wander. But there’s something that rarely gets the spotlight, yet does all the heavy lifting: tyres. From an insurer’s perspective, tyres are a silent risk factor, especially if they’re worn beyond the legal limit. A vehicle with illegal, aged or poorly maintained tyres aren’t just less safe; they are more likely to be involved in an incident. And while we’ll always be there to support you, prevention beats payout every time.When you think about car safety, what springs to mind? Seatbelts? Airbags? Maybe that clever lane-assist system that gently nudges you back when you wander. But there’s something that rarely gets the spotlight, yet does all the heavy lifting: tyres. From an insurer’s perspective, tyres are a silent risk factor, especially if they’re worn beyond the legal limit. A vehicle with illegal, aged or poorly maintained tyres aren’t just less safe; they are more likely to be involved in an incident. And while we’ll always be there to support you, prevention beats payout every time.
See all news and insights

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We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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