As the real estate market shifts more towards In the dynamic world of Build to Rent (BTtR) and Co-living developments in city centres, you need more than just generic insurance coverage. You need bespoke insurance solutions that not only protect your assets but also support your financial budgets goals and the safety of your tenants. You need an advisor with deep sector knowledge of the BTtR and Co-Living sectors. One that’s able to deliver tailored risk management strategies to cover every stage in your property’s lifecycle, from development acquisition to operation.
Protecting your investment with tailored insurance solutions
As the real estate market shifts more towards Build to Rent (BTR) and Co-living developments in city centres, you need more than just generic insurance coverage. You need bespoke insurance solutions that not only protect your assets but also support your financial budgets and the safety of your tenants. You need an advisor with deep sector knowledge of the BTR and Co-Living sectors. One that’s able to deliver tailored risk management strategies to cover every stage in your property’s lifecycle, from development to operation.
In other words, you need Lockton. Working with us, you get more than just another insurance provider - you get a partner who’s committed to understanding your business, anticipating your challenges, and consistently delivering the most effective risk management strategies. By protecting your BTR and Co-Living assets in the most cost effective way , we give you the confidence to focus on building successful and sustainable communities.
What we will bring to your business
Legal indemnities and transactional risks
Construction all risks and project insurance
Retained structure and latent defect cover
Material damage and loss of rental income
Terrorism solutions
Employers, Public, and Property Owners liability
Cyber liability, data protection, and computer cover
Professional Indemnity and Directors & Officers liability
Engineering insurance and machinery breakdown
Environmental liability
Who we cover
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Property owners and developers
Real Estate Investment Trusts (REITs)
Private equity firms
Property management companies
Housing associations
Local authorities
Build to Rent operators
Co-living space developers
Co-living providers
Banks and lenders
Pension funds and insurance companies
Joint ventures involving the above
Our BTR and Co-Living Team
Gregg Cordell
Senior Vice President
gregg.cordell@lockton.com
+44 7917 053 440
Joel Watkins
Senior Vice President
Joel.Watkins@lockton.com
+44 207 933 2387
Rob Hunter
Senior Vice President
Rob.Hunter@lockton.com
+44 207 933 2831
Ben Warman
Partner, Global Real Estate Practice Leader
ben.warman@lockton.com
+44 207 933 2623
Get in touch
Our latest insights & events
BTR and Co-Living FAQs
What kind of protection is provided for operational BtR assets?
For built and operational BTR properties, Lockton provides a range of insurance solutions to manage risks such as property damage, loss of rental income, and third-party liabilities. Coverage includes Material Damage, Engineering Inspections, Cyber Liability, Professional Indemnity, and Directors & Officers Liability solutions. Our policies are designed to address the unique risks that come with managing large-scale rental properties, including cover for ancillary services like concierge, valet parking, and cleaning services, ensuring that all potential exposures are comprehensively managed.
How does Lockton help with managing claims for BtR assets?
Lockton provides a proactive and client-centric claims management service. Our dedicated team handles everything from fast-tracking low-value claims to managing complex, large losses. We leverage technology-based solutions such as water leak detection monitoring to mitigate risks before they turn into significant losses. Our focus is on ensuring a seamless claims process, with clear communication and swift settlements, allowing our clients to recover quickly and efficiently.
What are ESG-integrated insurance solutions, and how are they relevant to BtR projects?
ESG-integrated insurance solutions incorporate environmental, social, and governance (ESG) considerations into insurance placement and risk management. For BTR projects, this can mean using climate modelling to understand long-term environmental exposures or creating non-traditional placement structures that satisfy both lender requirements and sustainability goals. Lockton’s ESG-focused approach helps BTR developers and investors protect their assets while supporting their broader sustainability and corporate responsibility objectives, ensuring resilience against evolving risks in the sector.