Lockton ayuda a identificar e implementar la forma de mejorar el bienestar de sus empleados, creando experiencias positivas e incrementando su entendimiento, involucramiento, satisfacción y productividad.
Independent expertise, designed to meet your unique needs
Lockton Global Energy provides professional, cost-effective risk transfer solutions for our clients in the energy industry. Leveraging our global presence, industry know-how and strong local and international insurer relationships, we’re uniquely placed to meet your needs. Our specialists partner with clients in the upstream, midstream, downstream, utilities and renewables and power sector to provide a tailored service you can rely on.
Lockton’s independent advisors act solely in your interest, combining deep market knowledge and innovative thinking to meet the specific needs of your business. Our client and claims teams are fully integrated, so the team you meet at the beginning will be there to guide you throughout.
What we bring to your business
Accurate, targeted and cost-effective energy insurance for the risks you want (or are obliged) to transfer - Balance sheet protection in the event of an unforeseen loss - Compliance with local regulations and contractual requirements
Contract review service for input on agreed Liability and Indemnity regime, assisting or providing your risk management function
Industry experts to scrutinise the standard conditions against the full suite of coverages, from the operational to the corporate, e.g. Directors and Officers, cyber, office contents, travel
Certificates of insurance for joint venture partners and regulators – prompt issuance as required
Analytics utilised to calculate your cost of risk and evaluate retention vs. transfer options
Due diligence for acquisitions and divestments
Professional indemnity insurance
Multi-year single project professional indemnity
Cyber liability insurance
Management liability insurance
Regulatory response insurance
Asset protection insurance
Package office insurance (Lockton Office Guardian)
Risk management advice, training and consultancy
Made-to-measure service, without compromise
From simple coverage reviews to fully-embedded risk management services, discover the many ways Lockton can help with your insurance needs.
Fintech Insurance FAQs
Why do I need specialist FinTech Insurance?
As a Fintech it is important to have specialist insurance cover as typical financial services sector policies do not provide the full scope of cover that is required by Fintech’s.
A comprehensive Fintech Insurance policy will often combine several covers such as Professional Indemnity, Directors and Officers Liability, Crime and Cyber under one policy. This ensures that there is no gap in coverage which could leave you exposed to potential claims.
What FinTech Insurance should I be considering?
We tailor your insurance program to best suit your business aims and objectives as Fintech insurance is not a ‘one size fits all’ science. We work with our clients to understand their exposures and engineer a programme to mitigate these risks and provide solutions to give them the certainty they require.
We would suggest that you consider:
Professional Indemnity (PI)
Directors and Officers Liability (D&O)
Intellectual Property (IP)
Can my FinTech policy be adapted as we expand?
Your Fintech programme should be designed to support your business growth as you expand, whether you are fintech start-up or are more established company looking to grow globally. We also look for ways to proactively support our clients by bolstering your policy with benefits to help you attract talent, ease regulatory concerns and support your business growth.
As well as the core covers provided under a Fintech policy, you may also require additional insurances such as Key Persons, Employer’s Liability and Travel which Lockton can service inhouse.
What is the process of obtaining a quote?
Our specialist Fintech team work with you to understand your risk profile to establish your demands and needs.
We undertake a data capture in order to collate the information required to discuss your risk with insurers. Once we believe we have created the best solution for your requirements we will present this to you with a detailed overview of the work we have undertaken.
Lockton has strong relationships with all the established insurers in the Fintech sector and works with only those with an excellent claim payment reputation.
What benefits can Lockton add?
Lockton’s Fintech Practice brings together industry specialists across the financial service sector who have experience in servicing clients from start-ups to unicorn status.
Our global footprint enables us to service our client’s globally including arranging local policies when required by local regulator or jurisdiction, so you only have to deal with one broker.
Lockton’s exclusive ‘DNA for Fintech’ policy wording provides enhanced coverages specifically aimed to provide additional comfort for risks pertinent to the fintech sector. We have extensive relationships with key members of the FinTech industry ranging from major venture capitalists, lawyers and regulatory bodies. We pass on the knowledge we accumulate to our clients to ensure that we can help support them throughout their journey.