When you choose Lockton, you benefit from a unique combination of specialist experience and expertise. We’ve been placing Professional Indemnity Insurance (PII) for architects, engineers and construction-sector consultants since we started, back in 1966.

PROFESSIONAL INDEMNITY INSURANCE

Architects and engineers

Bespoke PII cover for architects and engineers

When you choose Lockton, you benefit from a unique combination of specialist experience and expertise. We’ve been placing Professional Indemnity Insurance (PII) for architects, engineers and construction-sector consultants since we started, back in 1966. We value every client’s business, putting you front and centre in everything we do. With us, you get end-to-end service from true specialists in the design and construction industry. You can call on our claims and risk management teams whenever you need them - and your dedicated account executive is never more than a phone call away.


The specialist service you deserve

As a Lockton client, you’ll experience the exceptional service and attention to detail that has earned us the privilege of representing more than 300 architects and engineers across the UK. These clients are spread evenly across our four hubs in London, Bristol, Edinburgh and Manchester, supported by a national team of dedicated PII specialists.

Our independence and expertise connect you with the right insurer

Our extensive global footprint helps us place even the most complex of risks, while our independence means we can always achieve the best deal for you, without compromise. Another key benefit you’ll experience with Lockton is our strong relationships with specialist insurers. We carefully select exactly the right insurers to deliver the best solution for your needs, both in terms of cover and price.

What we bring to your business

  • Market-leading comprehensive professional indemnity insurance cover for architects, engineers and other design and construction professionals

  • Access to A-rated capacity

  • A strategic partnership that empowers you to put your best foot forward in the insurance market

  • In-depth contract reviews and impartial risk management advice, in the UK and globally

  • Data analytics, including benchmarking and dynamic capital modelling to assess claims and losses over an extended period of time

  • Online access to renewals and other resources through our client portal and online proposal form

  • An exceptional claims offering, with advocates who tirelessly represent your cause

  • Bespoke policy wordings that reflect your firm’s unique requirements

  • A network of offices and partners around the world that enables us to take a local approach and meet compliance requirements in any territory

  • Single Project (SPPI) placements

Our services

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Professional Indemnity

Cyber Liability

Management Liability

Employers and Public Liability

Office & Contents Insurance

Decennial Liability

Our Architects & Engineers contacts

Placeholder image

David Isherwood

Senior Vice President, Global Professional and Financial Risks
david.isherwood@lockton.com
+44 20 7933 2195

Placeholder image

Shanna Renaud

Vice President, Global Professional & Financial Risks
shanna.renaud@lockton.com
+44 20 7933 1132


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Architects & Engineers FAQs

Anyone practicing as an architect in the UK needs to have Professional Indemnity Insurance (PII) cover. Other considerations aside, it’s a legal requirement. The Architects Registration Board requires architects to hold adequate PII to practice. Professional Indemnity Insurance is also a requirement for membership of professional bodies like the Royal Institute of British Architects (RIBA). Clients will also often require evidence of PII before awarding a contract. The real point of Professional Indemnity Insurance for architects, of course, is that it provides you with financial protection against claims made for negligence, errors or omissions on your part while providing a professional service.

Architects Professional Indemnity Insurance can protect you against a wide range of risks associated with practicing as an architect. Chief among these is financial protection against claims for professional negligence. This includes mistakes, errors or omissions made in your professional role: for example, design errors, incorrect specifications or inadequate project management. PII for architects also cover legal costs associated with defending claims of professional negligence. It can also protect you against breach of contract, defamation and libel, loss of documents and intellectual property infringement. PII cover can be extended to include things like third-party injury or property damage.

The types of professional liability risk to which architects are most exposed begin, but by no means end, with professional negligence. This arises when you, as an architect, are accused of not exercising an appropriate level of skill and care, leading to errors or omissions that result in financial loss or damage to others. Another common form of professional liability for architects is breach of contract. This arises if you fail to meet the terms and conditions outlined in a contract you have signed with a client. Professional liability claims can also arise from defective design, health and safety breaches, intellectual property infringement, non-compliance with planning permission, environmental or other regulations, and a wide range of other sources.

Anyone acting in a professional engineering role in the UK should have Professional Indemnity Insurance (PII) cover. Many professional bodies, such as the Institution of Civil Engineers (ICE) or the Institution of Mechanical Engineers (IMechE), require engineers to hold adequate PII to practice. Clients will also often require engineering firms to provide evidence of PII before awarding a contract. The key benefit of Professional Indemnity Insurance for engineers is that it provides you with financial protection against claims made for negligence, errors, or omissions on your part while providing a professional engineering service. This could include mistakes in designs or calculations, project management shortcomings, or failure to meet your contractual obligations. PII covers the cost of legal defence, settlements, and any compensation awarded, ensuring that engineers can continue in their practice without facing severe financial losses.

Engineers’ Professional Indemnity Insurance (PII) covers a variety of risks associated with providing professional engineering services. The main focus is on engineers’ professional negligence. This covers claims arising from mistakes, errors or omissions you are alleged to have made in performing your professional services as an engineer. This can include design flaws, calculation errors, or incorrect specifications that result in financial loss or damage. PII for engineers can also provide cover for legal costs in incurred in defending claims made against you - as well as things like breach of contract, defamation and libel, loss of documents and intellectual property infringement. Engineers PII cover can be extended to include things like third-party injury or property damage.

The types of professional liability to which engineers are most exposed begin, but by no means end, with professional negligence. This arises when you, as an engineer, are accused of not exercising an appropriate level of skill and care, leading to errors or omissions that result in financial loss or damage to others. Another common form of professional liability for engineers is breach of contract. This arises if you fail to meet the terms and conditions outlined in a contract you have signed with a client. Professional liability claims for engineers can also arise from defective design, health and safety breaches, intellectual property infringement, regulatory non-compliance and many other sources. All of which underlines the importance of holding Professional Indemnity Insurance that protects you against the financial and legal risks you face in engineering practice.

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