Lockton’s dedicated Analytics insurance team provides bespoke analysis, market intelligence and insights to help you make informed decisions about risk retention and financing. By sharing easy-to-interpret analysis, our in-house industry experts will help you evaluate and plan for the unique exposures you face, while providing you with an audit trail to present to key stakeholders.

PRODUCTS AND SERVICES

Analytics

Get in touch (opens a new window)

Inform your decision-making with tailored analytics

Lockton’s dedicated Analytics Insurance team provides bespoke analysis, market intelligence and insights to help you make informed decisions about risk retention and financing.

By sharing easy-to-interpret analysis, our in-house industry experts will help you evaluate and plan for the unique exposures you face, while providing you with an audit trail to present to key stakeholders.

We work with you to measure and understand your risks, using analytics to assess expected outcomes and scenarios, while evaluating new ways to finance your exposures. In short, our goal is to provide you the analysis you need to achieve the best possible solution.

What we bring to your business

Risk tolerance analysis

  • Using annual reports and other publicly available information, we will assess the impact of unbudgeted loss events on your key financial indicators

  • This enables you to understand your financial ability to take insurance risk

Risk appetite interviews

  • Through a series of interviews with key personnel, we will discuss your key risks and how you might finance them

  • This helps determine your financial willingness to take insurance risk. Coupled with your risk tolerance, this enables you to ensure your insurance is ideal for your business

Collateral estimates

  • Using claims data, risk exposures and claims development triangulations, we estimate the funds that should be set aside to pay for unsettled claims

  • This aids negotiations with insurers, allowing them to gauge the level of collateral required

Loss projections

  • Using your data and our own internal industry data, we project the aggregate losses that could occur for the forthcoming policy period

  • This gives insight into the potential quantum of your risks, enabling you to plan for ‘bad’ years and secure appropriate insurance for your risk appetite. It also provides estimates for the losses you will need to fund at a specific level of retention

Economic cost of risk analysis

  • Using our loss projections, we design the most financially efficient insurance structure that will:

    • Fit your risk appetite and tolerance

    • Use the most efficient blend of own and third party capital

  • This approach minimises your cost of risk and informs your decision-making regarding your insurance placement

News and Insights

Conversations about legacy can feel uncomfortable, but they are essential. Artists should begin discussing their estate – with both family members and experienced professionals – as early as possible to ensure a smooth transition. To build a robust legacy, the core elements of an estate must be assessed, including key insurance considerations. 
Making a successful transition from artist to artist’s estate

What is Professional Indemnity Insurance?

Every professional knows the feeling: a client pushing for tighter deadlines, the contract that’s just a little too heavy handed, or the nagging worry that a small oversight today could snowball into a costly dispute tomorrow. Even the most diligent work can be challenged – whether through allegations of negligence, contractual penalties, or claims that stretch far beyond what you thought you’d agreed.

That’s where Professional Indemnity Insurance (PII) comes in. It acts as a safety net, stepping in when mistakes, misunderstandings, or disputes threaten to become financial or reputational crises. Whether protecting against defending spurious claims, or covering genuine errors, PII gives you the confidence to focus on your work.

Below, we unpack how PII works in practice: including the scope of cover, exclusions, defence costs, and the important question of limits and excesses.Every professional knows the feeling: a client pushing for tighter deadlines, the contract that’s just a little too heavy handed, or the nagging worry that a small oversight today could snowball into a costly dispute tomorrow. Even the most diligent work can be challenged – whether through allegations of negligence, contractual penalties, or claims that stretch far beyond what you thought you’d agreed.

That’s where Professional Indemnity Insurance (PII) comes in. It acts as a safety net, stepping in when mistakes, misunderstandings, or disputes threaten to become financial or reputational crises. Whether protecting against defending spurious claims, or covering genuine errors, PII gives you the confidence to focus on your work.

Below, we unpack how PII works in practice: including the scope of cover, exclusions, defence costs, and the important question of limits and excesses.

Insurance for fintech start-ups made easy

Fintech is a fast moving, creative and transformational industry. Founders of start-ups enter the market with the goal of solving problems and simplifying financial transactions, in turn helping millions of businesses and consumers across the world. However, for new start-up companies, shifting from the technological landscape to navigating the world of insurance can often seem like a daunting experience. 
Fintech is a fast moving, creative and transformational industry. Founders of start-ups enter the market with the goal of solving problems and simplifying financial transactions, in turn helping millions of businesses and consumers across the world. However, for new start-up companies, shifting from the technological landscape to navigating the world of insurance can often seem like a daunting experience.

The Lockton Marine Podcast - Episode 10

In this episode of the Lockton Marine Podcast, we explore the insurance implications of a GPS interference event onboard a vessel. Anders L. Johannessen talks with Morten Mjaaland, Cyber Product Manager at DNK and Nic Wilmot from Lockton about what coverage is available under standard policies, what specialist solutions should be considered, and what claims handling expertise should be expected from insurers dealing with such incidents.In this episode of the Lockton Marine Podcast, we explore the insurance implications of a GPS interference event onboard a vessel. Anders L. Johannessen talks with Morten Mjaaland, Cyber Product Manager at DNK and Nic Wilmot from Lockton about what coverage is available under standard policies, what specialist solutions should be considered, and what claims handling expertise should be expected from insurers dealing with such incidents.
See all news and insights

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team
culture-quote-tiernan