Lockton’s dedicated Analytics insurance team provides bespoke analysis, market intelligence and insights to help you make informed decisions about risk retention and financing. By sharing easy-to-interpret analysis, our in-house industry experts will help you evaluate and plan for the unique exposures you face, while providing you with an audit trail to present to key stakeholders.

PRODUCTS AND SERVICES

Analytics

Get in touch (opens a new window)

Inform your decision-making with tailored analytics

Lockton’s dedicated Analytics Insurance team provides bespoke analysis, market intelligence and insights to help you make informed decisions about risk retention and financing.

By sharing easy-to-interpret analysis, our in-house industry experts will help you evaluate and plan for the unique exposures you face, while providing you with an audit trail to present to key stakeholders.

We work with you to measure and understand your risks, using analytics to assess expected outcomes and scenarios, while evaluating new ways to finance your exposures. In short, our goal is to provide you the analysis you need to achieve the best possible solution.

What we bring to your business

Risk tolerance analysis

  • Using annual reports and other publicly available information, we will assess the impact of unbudgeted loss events on your key financial indicators

  • This enables you to understand your financial ability to take insurance risk

Risk appetite interviews

  • Through a series of interviews with key personnel, we will discuss your key risks and how you might finance them

  • This helps determine your financial willingness to take insurance risk. Coupled with your risk tolerance, this enables you to ensure your insurance is ideal for your business

Collateral estimates

  • Using claims data, risk exposures and claims development triangulations, we estimate the funds that should be set aside to pay for unsettled claims

  • This aids negotiations with insurers, allowing them to gauge the level of collateral required

Loss projections

  • Using your data and our own internal industry data, we project the aggregate losses that could occur for the forthcoming policy period

  • This gives insight into the potential quantum of your risks, enabling you to plan for ‘bad’ years and secure appropriate insurance for your risk appetite. It also provides estimates for the losses you will need to fund at a specific level of retention

Economic cost of risk analysis

  • Using our loss projections, we design the most financially efficient insurance structure that will:

    • Fit your risk appetite and tolerance

    • Use the most efficient blend of own and third party capital

  • This approach minimises your cost of risk and informs your decision-making regarding your insurance placement

News and Insights

Lockton, the world’s largest independent insurance broker, is proud to sponsor The Revo’s Award ‘ESG Excellence’ category. Lockton sponsors The Revo’s 2025 ‘ESG Excellence’ award category

How AI is undermining your benefits strategy

Many SME organisations are integrating artificial intelligence (AI) tools within their employee benefits strategies. However, you must remain aware of the pitfalls associated with relying on AI to conduct HR-related tasks.Many SME organisations are integrating artificial intelligence (AI) tools within their employee benefits strategies. However, you must remain aware of the pitfalls associated with relying on AI to conduct HR-related tasks.

Construction professionals: how AI use can impact your PII

Artificial intelligence (AI) is transforming construction – driving efficiency, cutting costs, and accelerating project delivery. Yet with every new opportunity comes risk. Without proper oversight and robust risk management, AI tools can just as easily create liabilities as they can solve problems.
That’s why understanding the impact of AI on your Professional Indemnity Insurance (PII) is no longer optional – it’s essential.
Artificial intelligence (AI) is transforming construction – driving efficiency, cutting costs, and accelerating project delivery. Yet with every new opportunity comes risk. Without proper oversight and robust risk management, AI tools can just as easily create liabilities as they can solve problems.
That’s why understanding the impact of AI on your Professional Indemnity Insurance (PII) is no longer optional – it’s essential.

Lockton announces membership of RISCAuthority

Lockton is very proud to announce its membership of RISCAuthority. An annually funded research scheme administered by the Fire Protection Association (FPA), RISCAuthority has been the insurance focal point for research since 2001. Lockton is very proud to announce its membership of RISCAuthority. An annually funded research scheme administered by the Fire Protection Association (FPA), RISCAuthority has been the insurance focal point for research since 2001.
See all news and insights

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team
culture-quote-tiernan