Lockton’s dedicated Analytics insurance team provides bespoke analysis, market intelligence and insights to help you make informed decisions about risk retention and financing. By sharing easy-to-interpret analysis, our in-house industry experts will help you evaluate and plan for the unique exposures you face, while providing you with an audit trail to present to key stakeholders.

PRODUCTS AND SERVICES

Analytics

Get in touch (opens a new window)

Inform your decision-making with tailored analytics

Lockton’s dedicated Analytics Insurance team provides bespoke analysis, market intelligence and insights to help you make informed decisions about risk retention and financing.

By sharing easy-to-interpret analysis, our in-house industry experts will help you evaluate and plan for the unique exposures you face, while providing you with an audit trail to present to key stakeholders.

We work with you to measure and understand your risks, using analytics to assess expected outcomes and scenarios, while evaluating new ways to finance your exposures. In short, our goal is to provide you the analysis you need to achieve the best possible solution.

What we bring to your business

Risk tolerance analysis

  • Using annual reports and other publicly available information, we will assess the impact of unbudgeted loss events on your key financial indicators

  • This enables you to understand your financial ability to take insurance risk

Risk appetite interviews

  • Through a series of interviews with key personnel, we will discuss your key risks and how you might finance them

  • This helps determine your financial willingness to take insurance risk. Coupled with your risk tolerance, this enables you to ensure your insurance is ideal for your business

Collateral estimates

  • Using claims data, risk exposures and claims development triangulations, we estimate the funds that should be set aside to pay for unsettled claims

  • This aids negotiations with insurers, allowing them to gauge the level of collateral required

Loss projections

  • Using your data and our own internal industry data, we project the aggregate losses that could occur for the forthcoming policy period

  • This gives insight into the potential quantum of your risks, enabling you to plan for ‘bad’ years and secure appropriate insurance for your risk appetite. It also provides estimates for the losses you will need to fund at a specific level of retention

Economic cost of risk analysis

  • Using our loss projections, we design the most financially efficient insurance structure that will:

    • Fit your risk appetite and tolerance

    • Use the most efficient blend of own and third party capital

  • This approach minimises your cost of risk and informs your decision-making regarding your insurance placement

News and Insights

Is your Bitcoin mining operation prepared for the upcoming halving? As bitcoin mining rewards decrease, so does profitability. 
Our latest article explores the impact of halving on Bitcoin miners and how the right insurance program can continue to help safeguard your balance sheet and leadership.Bitcoin miners: Is your insurance program ready for the halving?

Healthcare & life sciences M&A: risks and insurance market trends

In mergers and acquisitions (M&A), 2023 was not the Covid-19 rebound year industry experts anticipated. Global deal activity reached a 10-year low, as high interest rates made it more expensive for companies to finance acquisitions. What’s more, cross-border deals have become tougher to complete following more stringent merger control and foreign direct investment regulations in many countries.In mergers and acquisitions (M&A), 2023 was not the Covid-19 rebound year industry experts anticipated. Global deal activity reached a 10-year low, as high interest rates made it more expensive for companies to finance acquisitions. What’s more, cross-border deals have become tougher to complete following more stringent merger control and foreign direct investment regulations in many countries.

How young drivers can reduce their insurance costs

For many within the specialist car community, there’s an understandable desire for the next generation to inherit their passion and enthusiasm for vehicles, old or new. Yet, when it comes to insurance, younger drivers typically face significantly higher premiums. In some cases, this can be enough to dissuade them from following in their parents’ footsteps.  For many within the specialist car community, there’s an understandable desire for the next generation to inherit their passion and enthusiasm for vehicles, old or new. Yet, when it comes to insurance, younger drivers typically face significantly higher premiums. In some cases, this can be enough to dissuade them from following in their parents’ footsteps.

Lockton Cyber & Technology UK launch a strategic partnership with PureCyber

Lockton Cyber and Technology UK are delighted to announce the launch of a partnership with PureCyber, a market-leading Cyber Security Delivery Partner. Lockton Cyber and Technology UK are delighted to announce the launch of a partnership with PureCyber, a market-leading Cyber Security Delivery Partner.
See all news and insights

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team