Lockton offers a range of products and services to meet business insurance needs around the world.

— PRODUCT

Kidnap and Ransom

Specialist, targeted cover

As one of the world’s leading independent providers of kidnap and ransom insurance, Lockton has the resources and expertise to deliver informed and effective solutions that safeguard your family, employees, or business from the fallout of kidnap, ransom and extortion.

Kidnap and ransom insurance not only covers abduction through to unlawful detention, it extends to extortion against property – covering reimbursement of ransom, business interruption, PR costs, aftercare to victims and beyond. Many of these events cross international borders, which is why Lockton’s dedicated, experienced kidnap and ransom team operates seamlessly worldwide.

Crucially, our policies provide direct, 24-hour access to highly-trained crisis consultants, who will respond immediately in the event of an incident. These consultants have extensive backgrounds in hostage negotiation from various organisations, including Special Forces and international security services.

We have access to exclusive insurers and will ensure that you are provided with the most appropriate, responsive cover at all times. Client confidentiality is an absolute priority to our team, and should you need to make a claim, our experienced consultants will work with you to resolve this as quickly and seamlessly as possible.

Our Services

What we cover

  • Kidnap for ransom

  • Extortion

  • Detention

  • Hijack

  • Loss of ransom during transit

  • Legal liability

  • Additional expenses

  • Personal accident

  • Unlimited expenses of crisis response consultant

  • Maritime Piracy

  • Pre-incident training and prepardeness

Other available policy extensions

  • Emergency political repatriation and relocation

  • Loss of earnings

  • Threat expenses

  • Hostage crisis

  • Disappearance investigation

  • Express kidnap

  • Child abduction

  • Assault

  • Product loss extortion

  • Stalking

  • Blackmail

  • Cyber Extortion Response Consultant Fees and Expenses

  • Crisis Management Response

  • Piracy Boarding

Crisis management response


As soon as an incident occurs, your crisis response consultants will act immediately to co-ordinate any response to an insured event. In the event of a kidnap, deploying consultants where necessary to the headquarters and in country at the kidnap location. at least one consultant to the kidnap location and one to the head office HQ. These highly trained responders will be there to advise you throughout the incident process – no matter how long it takes.

Pre-incident Training

Our policies include a risk mitigation allowance bursary for client to use towards pre-incident training and preparedness. From Crisis Management plan reviews to travel security briefings, simulated incidents and desk top exercises, the response consultants can tailor training to clients’ specific needs.

Latest News & Insights

Lockton Appoints Timothy Hung as Head of Growth and Strategic Development for People Solutions in Asia Lockton is excited to announce the appointment of Timothy Hung as the new Head of Growth and Strategic Development for People Solutions Asia, effective immediately. Based in Hong Kong, Timothy will be a vital member of the Asia People Solutions Leadership Team, reporting directly to Cedric Luah, Head of People Solutions – Asia. Key Responsibilities and Strategic Focus In his new role, Timothy will spearhead revenue growth initiatives and drive Lockton’s strategic direction within the region. His extensive experience spans over 23 years in the Professional Services sector, where he has successfully led market-leading Life and Health Corporations at renowned organizations such as AIA, EY, Sun Life, and various State-Owned Enterprises. Additionally, Timothy is a member of the CPA, further solidifying his expertise in the field. Significance of the Role This newly created position is crucial to Lockton’s growth strategy in Asia. The company is committed to delivering a differentiated proposition and unparalleled offerings to corporate clients, enhancing employee well-being across the region. Leadership Insights Cedric Luah expressed enthusiasm about Timothy's appointment: “We are excited to have Timothy join our Asia business. He will be a critical member of our team in driving business growth and expansion, dedicated to executing our strategic priorities. His appointment demonstrates our commitment to key markets in Asia.” Timothy also shared his thoughts on joining Lockton: “I am truly honored to be appointed to Lockton Asia, where we take pride in our expertise and global market position. I look forward to partnering with stakeholders within our organization and external partners to execute our strategic vision and deliver high-quality sustainable growth.” Welcoming Timothy Hung Please join us in extending a warm welcome to Timothy as he becomes part of the Lockton family. We wish him every success in his new role, confident that his leadership will significantly contribute to Lockton’s mission of enhancing corporate well-being in Asia.New Head of Asia – Growth and Strategic Development, People Solutions

New Head of Asia – Growth and Strategic Development, People Solutions

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Lockton is pleased to announce the appointment of Timothy Hung, as Head of Growth and Strategic Development, People Solutions Asia. Timothy will be based in Hong Kong, serve on the Asia People Solutions Leadership Team, and report to Cedric Luah, Head of Peop ...
New Head of Asia – Growth and Strategic Development, People Solutions

Inside Risk: selecting fire protection systems

Fixed fire protection systems (FFP) such as sprinklers are one of the most effective ways to prevent a major fire loss to a property or business enterprise. Commonly recommended by property insurers, systems can detect a fire in its initial stages and deliver a fire-fighting agent where it is needed, reducing the risk to people, property and the environment. To ensure the maximum benefit from the investment in fire protection, it is important systems are designed and installed to meet insurer and other stakeholder needs. This Inside Risk edition explores the main considerations when selecting fire protection systems. Fixed fire protection systems (FFP) such as sprinklers are one of the most effective ways to prevent a major fire loss to a property or business enterprise. Commonly recommended by property insurers, systems can detect a fire in its initial stages and deliver a fire-fighting agent where it is needed, reducing the risk to people, property and the environment. To ensure the maximum benefit from the investment in fire protection, it is important systems are designed and installed to meet insurer and other stakeholder needs. This Inside Risk edition explores the main considerations when selecting fire protection systems.

Lockton Enhances People Solutions Division with Strategic Leadership Appointments

Lockton is excited to announce the appointment of three senior leaders to its People Solutions division in India. This strategic move includes Madhu Sudhan Rao as Senior Director in Bangalore, Ashok Singh as Senior Director in Mumbai, and Nitin Jain as Director in Delhi. These appointments are designed to enhance Lockton’s leadership team and support its ambitious growth initiatives, reinforcing its position as a leading international broker in the Indian market. Madhu Sudhan Rao brings over 23 years of experience in insurance and healthcare, specializing in benefits consulting and operations management. Based in Bangalore, he will leverage his extensive knowledge and strong relationships with insurers to deliver effective solutions for clients. Ashok Singh, also with 23 years of experience, will focus on insurance sales leadership from Mumbai. His expertise spans various insurance products, particularly in Employee Benefits and Flex Benefits, making him well-equipped to drive company performance and profitability. Nitin Jain joins as Director from Delhi, bringing 18 years of experience in managing complex Health & Benefits portfolios. His focus will be on optimizing employee benefits programs for clients. Dr. Sandeep Dadia, CEO of Lockton India, expressed enthusiasm about these appointments, stating that their collective expertise will significantly contribute to delivering exceptional value and service to clients across India.Lockton is excited to announce the appointment of three senior leaders to its People Solutions division in India. This strategic move includes Madhu Sudhan Rao as Senior Director in Bangalore, Ashok Singh as Senior Director in Mumbai, and Nitin Jain as Director in Delhi. These appointments are designed to enhance Lockton’s leadership team and support its ambitious growth initiatives, reinforcing its position as a leading international broker in the Indian market. Madhu Sudhan Rao brings over 23 years of experience in insurance and healthcare, specializing in benefits consulting and operations management. Based in Bangalore, he will leverage his extensive knowledge and strong relationships with insurers to deliver effective solutions for clients. Ashok Singh, also with 23 years of experience, will focus on insurance sales leadership from Mumbai. His expertise spans various insurance products, particularly in Employee Benefits and Flex Benefits, making him well-equipped to drive company performance and profitability. Nitin Jain joins as Director from Delhi, bringing 18 years of experience in managing complex Health & Benefits portfolios. His focus will be on optimizing employee benefits programs for clients. Dr. Sandeep Dadia, CEO of Lockton India, expressed enthusiasm about these appointments, stating that their collective expertise will significantly contribute to delivering exceptional value and service to clients across India.

The New Head of Corporate Wellbeing for People Solutions in Asia

Vivi Kwok has been appointed as the Head of Corporate Wellbeing for People Solutions in Asia at Lockton, effective December 1, 2024. Based in Hong Kong, Vivi will report directly to Cedric Luah, the Head of People Solutions – Asia, and will be a key member of the Asia People Solutions Leadership Team. This strategic promotion underscores Lockton's commitment to enhancing its People Solutions team, particularly in areas such as healthcare innovation and wellness initiatives. As corporate wellness becomes increasingly vital in the business environment, Vivi's leadership will be essential in driving Lockton's ambitious growth strategy across Asia. Her role is pivotal in developing a differentiated wellbeing proposition that aligns with the company's objectives. Cedric Luah praised Vivi’s contributions, stating, "Her dedication and expertise in Wellbeing & Growth Marketing have significantly strengthened Lockton’s market position in Hong Kong and Greater China." He expressed enthusiasm for her expanded responsibilities in leading healthcare and wellbeing strategies while fostering intellectual capital development across the region. In her new capacity, Vivi will collaborate with various teams to leverage Lockton’s global resources, enhancing wellbeing offerings and driving revenue growth. Her leadership is expected to transform workplace wellbeing practices throughout Asia. Join us in congratulating Vivi Kwok on her well-deserved promotion and wishing her success in this critical role that aims to revolutionize employee wellbeing across the region.Vivi Kwok has been appointed as the Head of Corporate Wellbeing for People Solutions in Asia at Lockton, effective December 1, 2024. Based in Hong Kong, Vivi will report directly to Cedric Luah, the Head of People Solutions – Asia, and will be a key member of the Asia People Solutions Leadership Team. This strategic promotion underscores Lockton's commitment to enhancing its People Solutions team, particularly in areas such as healthcare innovation and wellness initiatives. As corporate wellness becomes increasingly vital in the business environment, Vivi's leadership will be essential in driving Lockton's ambitious growth strategy across Asia. Her role is pivotal in developing a differentiated wellbeing proposition that aligns with the company's objectives. Cedric Luah praised Vivi’s contributions, stating, "Her dedication and expertise in Wellbeing & Growth Marketing have significantly strengthened Lockton’s market position in Hong Kong and Greater China." He expressed enthusiasm for her expanded responsibilities in leading healthcare and wellbeing strategies while fostering intellectual capital development across the region. In her new capacity, Vivi will collaborate with various teams to leverage Lockton’s global resources, enhancing wellbeing offerings and driving revenue growth. Her leadership is expected to transform workplace wellbeing practices throughout Asia. Join us in congratulating Vivi Kwok on her well-deserved promotion and wishing her success in this critical role that aims to revolutionize employee wellbeing across the region.
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