As one of the world’s leading independent providers of kidnap and ransom insurance, Lockton has the resources and expertise to deliver informed and effective solutions that safeguard your family, employees, or business from the fallout of kidnap, ransom, special crime, and extortion.
Kidnap and ransom insurance not only covers abduction through to unlawful detention, it extends to extortion against property – covering reimbursement of ransom, business interruption, PR costs, aftercare to victims and beyond. Many of these events cross international borders, which is why Lockton’s dedicated, experienced kidnap and ransom team operates seamlessly worldwide.
Crucially, our policies provide direct, 24-hour access to highly-trained crisis consultants, who will respond immediately in the event of an incident. These consultants have extensive backgrounds in hostage negotiation from various organisations, including Special Forces and international security services, and are well-equipped to handle special crime situations.
We have access to exclusive insurers and will ensure that you are provided with the most appropriate, responsive cover at all times. Client confidentiality is an absolute priority to our team, and should you need to make a claim, our experienced consultants will work with you to resolve this as quickly and seamlessly as possible.
Our Services
What we cover
Kidnap for ransom
Extortion
Special Crime
Detention
Hijack
Loss of ransom during transit
Legal liability
Additional expenses
Personal accident
Unlimited expenses of crisis response consultant
Maritime Piracy
Pre-incident training and prepardeness
Other available policy extensions
Emergency political repatriation and relocation
Loss of earnings
Threat expenses
Hostage crisis
Disappearance investigation
Express kidnap
Child abduction
Assault
Product loss extortion
Stalking
Blackmail
Cyber Extortion Response Consultant Fees and Expenses
Crisis Management Response
Piracy Boarding
Crisis management response
As soon as an incident occurs, your crisis response consultants will act immediately to co-ordinate any response to an insured event. In the event of a kidnap, deploying consultants where necessary to the headquarters and in country at the kidnap location. at least one consultant to the kidnap location and one to the head office HQ. These highly trained responders will be there to advise you throughout the incident process – no matter how long it takes. Their expertise is crucial for effectively managing special crime situations.
Pre-incident Training
Our policies include a risk mitigation allowance bursary for clients to use towards pre-incident training and preparedness. From Crisis Management plan reviews to travel security briefings, simulated incidents, and desktop exercises, the response consultants can tailor training to clients’ specific needs, helping prepare for the potential risks associated with special crime.
Some of the contents in this article were discussed during ‘Lockton Conversations: Building Resilient Data Centers’, held on 18 August 2026 and moderated by Qing Ling Chiam, Chief of Staff, Singapore. The AI boom is, in effect, fueling the data center boom. Th ...
