Lockton’s Kidnap and Ransom insurance in Asia offers expert crisis support, ransom reimbursement and tailored protection against evolving security risks.
— CRISIS MANAGEMENT
Kidnap & Ransom Insurance
Protection when every second counts
In today's unpredictable world, safeguarding your family, employees, and business from evolving risks - such as kidnap, extortion, unlawful detention and other forms of special crime - is essential. Our Kidnap & Ransom (K&R) insurance provides comprehensive solutions covering ransom reimbursement, business interruption, PR costs, and vital expert aftercare. With incidents often crossing borders, our dedicated global crisis management team operates seamlessly worldwide, bringing leading expertise and resources directly to you.
Your crisis response, on demand
Every crisis demands immediate action. Our K&R insurance includes 24/7 access to expert crisis consultants who respond immediately to incidents - from evacuations to direct threats. With backgrounds in Special Forces and international security, they’re equipped to manage complex situations, de-escalate threats, and protect your people and operations.
The right cover, when you need it
We connect you with exclusive K&R insurers, ensuring you always get the most appropriate and responsive cover. Your confidentiality is our absolute priority. Should you ever need to make a claim, experienced consultants will work tirelessly and discreetly to resolve it as quickly and seamlessly as possible.
Key perils we cover
01
Kidnap for ransom
Protection for individuals kidnapped and held in exchange for payment. Our kidnap and ransom insurance includes ransom reimbursement, incident response, and expert negotiation support.
02
Extortion
Covers threats demanding payment under duress. Our policies support incident management, secure coverage, and reimbursement for paid ransoms or related costs.
03
Detention
Provides K&R insurance for unlawful or politically motivated detention. Includes crisis consultancy, legal support, and insurance coverage for ongoing disruptions or risks.
04
Hijack
Protection against aircraft, vehicle, or vessel hijacking, including emergency response services, loss mitigation, and expert-led negotiation and recovery.
05
Threat
Coverage for credible threats against personnel, assets, or data - including stalking and physical intimidation. Triggers fast incident response and crisis management.
06
Emergency Security Evacuation
Support for evacuating individuals from unstable or hostile environments. Includes travel coordination, crisis logistics, and ongoing risk management services.
07
Express Kidnap
Covers fast, short-term abductions for immediate cash ransom. Includes K&R insurance support, personal accident cover and post-incident care helping to reduce reputational risk.
Our services
Additional covered perils
Our comprehensive kidnap and ransom policies extend far beyond traditional kidnap and ransom scenarios, offering vital protection against a wider range of emerging and complex threats you might encounter. We also cover:
Assault
Business Interruption
Child Abduction
Stalking
Product Loss
Crisis management response
Maritime Piracy (including piracy boarding)
Cyber Extortion response consultancy fees and expenses
Crisis management response
As soon as an incident occurs, your crisis response consultants will act immediately to co-ordinate any response to an insured event. In the event of a kidnap, consultants are deployed where required – typically to the incident location and head office HQ. These highly trained responders will advise you throughout the entire incident process, no matter how long it takes. Their expertise is crucial for effectively managing all special crime situations.
Pre-incident training
Our policies include a risk mitigation allowance, empowering you to invest in vital pre-incident training and preparedness. Our response consultants will tailor this training to your specific needs, encompassing Crisis Management plan reviews, travel security briefings, simulated incidents, and desktop exercises, all designed to prepare you for potential special crime risks.
Contact our Kidnap & Ransom team - Asia
Frederic Boles
Head of Professional Executive Risks & Credit - Asia
