Professional and Financial Risks (PROFIN) is our international practice devoted exclusively to the management of these exposures. We are part of a global team of more than 100 experienced and specialized professionals around the world that helps clients manage boardroom and financial risk.

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As Asian economies continue to grow and increase their connectivity with the rest of the world they are facing new risk factors that they have yet to  encounter. A wealthier and more litigious middle class, heightened shareholder expectations, scrutiny of directors performance and an increased reliance on technology all present new exposures that cannot be easily managed without the backup of insurance.

Professional and Financial Risks (PROFIN) is our international practice devoted exclusively to the management of these exposures. We are part of a global team of more than 100 experienced and specialized professionals around the world that helps clients manage boardroom and financial risk.

With PROFIN you have access to some of the most savvy professional and executive liability experts. We will work with clients to help translate the firm's story into a marketable program to protect the company. Our teams place more than $500 million worldwide in executive liability premiums annually, and we have earned the respect of the leading insurance markets.

We start by reviewing your business and key issues. We analyze benchmarks and market trends to identify opportunities to improve your existing program and ask probing questions to understand your risk appetite, so we find just the right fit. Then we negotiate cutting-edge, custom-designed terms and conditions to meet your unique needs.

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  • Transactional Risks

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Latest News & Insights

Fixed fire protection systems (FFP) such as sprinklers are one of the most effective ways to prevent a major fire loss to a property or business enterprise. Commonly recommended by property insurers, systems can detect a fire in its initial stages and deliver a fire-fighting agent where it is needed, reducing the risk to people, property and the environment.  
To ensure the maximum benefit from the investment in fire protection, it is important systems are designed and installed to meet insurer and other stakeholder needs. This Inside Risk edition explores the main considerations when selecting fire protection systems.
Inside Risk: selecting fire protection systems

Lockton Enhances People Solutions Division with Strategic Leadership Appointments

Lockton is excited to announce the appointment of three senior leaders to its People Solutions division in India. This strategic move includes Madhu Sudhan Rao as Senior Director in Bangalore, Ashok Singh as Senior Director in Mumbai, and Nitin Jain as Director in Delhi. These appointments are designed to enhance Lockton’s leadership team and support its ambitious growth initiatives, reinforcing its position as a leading international broker in the Indian market.
Madhu Sudhan Rao brings over 23 years of experience in insurance and healthcare, specializing in benefits consulting and operations management. Based in Bangalore, he will leverage his extensive knowledge and strong relationships with insurers to deliver effective solutions for clients.
Ashok Singh, also with 23 years of experience, will focus on insurance sales leadership from Mumbai. His expertise spans various insurance products, particularly in Employee Benefits and Flex Benefits, making him well-equipped to drive company performance and profitability.
Nitin Jain joins as Director from Delhi, bringing 18 years of experience in managing complex Health & Benefits portfolios. His focus will be on optimizing employee benefits programs for clients.
Dr. Sandeep Dadia, CEO of Lockton India, expressed enthusiasm about these appointments, stating that their collective expertise will significantly contribute to delivering exceptional value and service to clients across India.Lockton is excited to announce the appointment of three senior leaders to its People Solutions division in India. This strategic move includes Madhu Sudhan Rao as Senior Director in Bangalore, Ashok Singh as Senior Director in Mumbai, and Nitin Jain as Director in Delhi. These appointments are designed to enhance Lockton’s leadership team and support its ambitious growth initiatives, reinforcing its position as a leading international broker in the Indian market.
Madhu Sudhan Rao brings over 23 years of experience in insurance and healthcare, specializing in benefits consulting and operations management. Based in Bangalore, he will leverage his extensive knowledge and strong relationships with insurers to deliver effective solutions for clients.
Ashok Singh, also with 23 years of experience, will focus on insurance sales leadership from Mumbai. His expertise spans various insurance products, particularly in Employee Benefits and Flex Benefits, making him well-equipped to drive company performance and profitability.
Nitin Jain joins as Director from Delhi, bringing 18 years of experience in managing complex Health & Benefits portfolios. His focus will be on optimizing employee benefits programs for clients.
Dr. Sandeep Dadia, CEO of Lockton India, expressed enthusiasm about these appointments, stating that their collective expertise will significantly contribute to delivering exceptional value and service to clients across India.

The New Head of Corporate Wellbeing for People Solutions in Asia

Vivi Kwok has been appointed as the Head of Corporate Wellbeing for People Solutions in Asia at Lockton, effective December 1, 2024. Based in Hong Kong, Vivi will report directly to Cedric Luah, the Head of People Solutions – Asia, and will be a key member of the Asia People Solutions Leadership Team.
This strategic promotion underscores Lockton's commitment to enhancing its People Solutions team, particularly in areas such as healthcare innovation and wellness initiatives. As corporate wellness becomes increasingly vital in the business environment, Vivi's leadership will be essential in driving Lockton's ambitious growth strategy across Asia. Her role is pivotal in developing a differentiated wellbeing proposition that aligns with the company's objectives.
Cedric Luah praised Vivi’s contributions, stating, "Her dedication and expertise in Wellbeing & Growth Marketing have significantly strengthened Lockton’s market position in Hong Kong and Greater China." He expressed enthusiasm for her expanded responsibilities in leading healthcare and wellbeing strategies while fostering intellectual capital development across the region.
In her new capacity, Vivi will collaborate with various teams to leverage Lockton’s global resources, enhancing wellbeing offerings and driving revenue growth. Her leadership is expected to transform workplace wellbeing practices throughout Asia.
Join us in congratulating Vivi Kwok on her well-deserved promotion and wishing her success in this critical role that aims to revolutionize employee wellbeing across the region.Vivi Kwok has been appointed as the Head of Corporate Wellbeing for People Solutions in Asia at Lockton, effective December 1, 2024. Based in Hong Kong, Vivi will report directly to Cedric Luah, the Head of People Solutions – Asia, and will be a key member of the Asia People Solutions Leadership Team.
This strategic promotion underscores Lockton's commitment to enhancing its People Solutions team, particularly in areas such as healthcare innovation and wellness initiatives. As corporate wellness becomes increasingly vital in the business environment, Vivi's leadership will be essential in driving Lockton's ambitious growth strategy across Asia. Her role is pivotal in developing a differentiated wellbeing proposition that aligns with the company's objectives.
Cedric Luah praised Vivi’s contributions, stating, "Her dedication and expertise in Wellbeing & Growth Marketing have significantly strengthened Lockton’s market position in Hong Kong and Greater China." He expressed enthusiasm for her expanded responsibilities in leading healthcare and wellbeing strategies while fostering intellectual capital development across the region.
In her new capacity, Vivi will collaborate with various teams to leverage Lockton’s global resources, enhancing wellbeing offerings and driving revenue growth. Her leadership is expected to transform workplace wellbeing practices throughout Asia.
Join us in congratulating Vivi Kwok on her well-deserved promotion and wishing her success in this critical role that aims to revolutionize employee wellbeing across the region.

Beyond price: rethinking carbon credit value in the voluntary market

Prices in voluntary carbon credit markets have declined broadly, but there is growing evidence of price differentiation based on quality attributes. This suggests the market is maturing in how it values carbon credits beyond traditional pricing.Prices in voluntary carbon credit markets have declined broadly, but there is growing evidence of price differentiation based on quality attributes. This suggests the market is maturing in how it values carbon credits beyond traditional pricing.
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