Professional and Financial Risks (PROFIN) is our international practice devoted exclusively to the management of these exposures. We are part of a global team of more than 100 experienced and specialized professionals around the world that helps clients manage boardroom and financial risk.

PRODUCT

Professional and Executive Risk

Understand your Exposure, Reduce your Risk, and Stay Compliant

As Asian economies continue to grow and increase their connectivity with the rest of the world they are facing new risk factors that they have yet to  encounter. A wealthier and more litigious middle class, heightened shareholder expectations, scrutiny of directors performance and an increased reliance on technology all present new exposures that cannot be easily managed without the backup of insurance.

Professional and Financial Risks (PROFIN) is our international practice devoted exclusively to the management of these exposures. We are part of a global team of more than 100 experienced and specialized professionals around the world that helps clients manage boardroom and financial risk.

With PROFIN you have access to some of the most savvy professional and executive liability experts. We will work with clients to help translate the firm's story into a marketable program to protect the company. Our teams place more than $500 million worldwide in executive liability premiums annually, and we have earned the respect of the leading insurance markets.

We start by reviewing your business and key issues. We analyze benchmarks and market trends to identify opportunities to improve your existing program and ask probing questions to understand your risk appetite, so we find just the right fit. Then we negotiate cutting-edge, custom-designed terms and conditions to meet your unique needs.

Our products and services

  • Professional Indemnity

  • Management Liability

  • Financial Institutions

  • Cyber and Technology

  • Transactional Risks

  • Healthcare Liability

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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Latest News & Insights

Lockton, the world’s largest independent insurance brokerage, has announced today the unification of its U.S.-based Lockton Financial Services (LFS) and International ProFin teams under a single, global practice: Lockton Professional and Executive Risk. Lockton launches Professional and Executive Risk, transforming its global financial lines business

Ensuring business resilience in a polarised world

Businesses need to adjust to a world where accelerating geopolitical shifts are becoming the new norm. Remaining agile and adaptive in a polarised world will be a precondition for success going forwards.Businesses need to adjust to a world where accelerating geopolitical shifts are becoming the new norm. Remaining agile and adaptive in a polarised world will be a precondition for success going forwards.

Lockton India Expands Transactional Lines Division with Key Appointments

We are proud to announce the launch of our Transactional Lines Division in India, focused on providing specialized risk solutions for mergers and acquisitions, private equity, and other complex transactions. The division will be led by newly appointed Managing Director - Transactional Lines, Anand Kaul. With 17 years of experience in insurance broking, including over a decade specializing in transactional liability solutions, Anand brings deep expertise in structuring risk transfer mechanisms for M&A transactions, private equity (PE) firms, venture capital (VC) funds, and corporate clients.

The team also includes the appointment of Neelam Koyande as Director - Transactional Lines. With over 20 years of experience in business development across various industries, Neelam will lead client acquisition and service our transaction liability offerings, leveraging our global expertise to provide innovative risk solutions to dealmakers in India.

Recent appointments to the team include Kulvir Singh joining as Senior Vice President and Riddhi Pisal as Assistant Vice President. These appointments play a crucial role in strengthening our presence in India’s M&A and private equity ecosystem, further cementing the firm’s reputation as a trusted, independent risk advisory partner.

Speaking on the appointment, Dr. Sandeep Dadia, CEO & Country Head Asia Board Member, India said, “Anand brings extensive experience and expertise in transaction liability, a critical area for businesses navigating complex deals. His leadership will further strengthen Lockton India’s capabilities in structuring innovative risk transfer solutions. We are confident that his appointment will drive growth and deliver significant value to our clients.”

As we continue to expand our innovative, client-centric approach, the company remains dedicated to providing strategic insurance solutions that drive confidence and success for our clients.We are proud to announce the launch of our Transactional Lines Division in India, focused on providing specialized risk solutions for mergers and acquisitions, private equity, and other complex transactions. The division will be led by newly appointed Managing Director - Transactional Lines, Anand Kaul. With 17 years of experience in insurance broking, including over a decade specializing in transactional liability solutions, Anand brings deep expertise in structuring risk transfer mechanisms for M&A transactions, private equity (PE) firms, venture capital (VC) funds, and corporate clients.

The team also includes the appointment of Neelam Koyande as Director - Transactional Lines. With over 20 years of experience in business development across various industries, Neelam will lead client acquisition and service our transaction liability offerings, leveraging our global expertise to provide innovative risk solutions to dealmakers in India.

Recent appointments to the team include Kulvir Singh joining as Senior Vice President and Riddhi Pisal as Assistant Vice President. These appointments play a crucial role in strengthening our presence in India’s M&A and private equity ecosystem, further cementing the firm’s reputation as a trusted, independent risk advisory partner.

Speaking on the appointment, Dr. Sandeep Dadia, CEO & Country Head Asia Board Member, India said, “Anand brings extensive experience and expertise in transaction liability, a critical area for businesses navigating complex deals. His leadership will further strengthen Lockton India’s capabilities in structuring innovative risk transfer solutions. We are confident that his appointment will drive growth and deliver significant value to our clients.”

As we continue to expand our innovative, client-centric approach, the company remains dedicated to providing strategic insurance solutions that drive confidence and success for our clients.

New business appetite for cargo risks at record levels

After several years of post-pandemic recovery and trading uncertainties, the beginning of 2025 has seen an increase in market participants that has led to insurance capacity reaching an all-time high. This comes despite ongoing challenges in the broader economic and geopolitical landscape.  After several years of post-pandemic recovery and trading uncertainties, the beginning of 2025 has seen an increase in market participants that has led to insurance capacity reaching an all-time high. This comes despite ongoing challenges in the broader economic and geopolitical landscape.
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