Professional and Financial Risks (PROFIN) is our international practice devoted exclusively to the management of these exposures. We are part of a global team of more than 100 experienced and specialized professionals around the world that helps clients manage boardroom and financial risk.

PRODUCT

Professional and Executive Risk

Understand your Exposure, Reduce your Risk, and Stay Compliant

As Asian economies continue to grow and increase their connectivity with the rest of the world they are facing new risk factors that they have yet to  encounter. A wealthier and more litigious middle class, heightened shareholder expectations, scrutiny of directors performance and an increased reliance on technology all present new exposures that cannot be easily managed without the backup of insurance.

Professional and Financial Risks (PROFIN) is our international practice devoted exclusively to the management of these exposures. We are part of a global team of more than 100 experienced and specialized professionals around the world that helps clients manage boardroom and financial risk.

With PROFIN you have access to some of the most savvy professional and executive liability experts. We will work with clients to help translate the firm's story into a marketable program to protect the company. Our teams place more than $500 million worldwide in executive liability premiums annually, and we have earned the respect of the leading insurance markets.

We start by reviewing your business and key issues. We analyze benchmarks and market trends to identify opportunities to improve your existing program and ask probing questions to understand your risk appetite, so we find just the right fit. Then we negotiate cutting-edge, custom-designed terms and conditions to meet your unique needs.

Our products and services

  • Professional Indemnity

  • Management Liability

  • Financial Institutions

  • Cyber and Technology

  • Transactional Risks

  • Healthcare Liability

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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Latest News & Insights

Lockton has appointed Arvind Usretay as Regional Head of Human Capital Consulting – People Solutions, Asia, based in Hong Kong. With more than 25 years of leadership experience in insurance and HR consulting, Arvind will drive regional growth and deliver strategic HR, Talent, Rewards, and Retirement solutions for clients across Asia. Reporting to Cedric Luah, Head of People Solutions Asia, Arvind will play a pivotal role in enhancing Lockton’s capabilities and client offerings. His proven track record at leading firms including Mercer, WTW, and EY highlights his expertise in human capital consulting, rewards strategy, and retirement advisory. This appointment underscores Lockton’s commitment to delivering innovative, client-focused solutions and strengthening its position as a trusted partner across Asia.Lockton Welcomes Arvind Usretay as Regional Head of Human Capital Consulting – People Solutions, Asia

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The digital asset ecosystem continues its steady march toward regulatory clarity. Learn how these shifts impact businesses—and why insurance is a cornerstone of effective risk management within the digital assets space.The digital asset ecosystem continues its steady march toward regulatory clarity. Learn how these shifts impact businesses—and why insurance is a cornerstone of effective risk management within the digital assets space.

SML coverage: evolving risks and how to approach a standalone renewal

Amid the backdrop of increasing scrutiny and societal awareness around sexual abuse litigation, insurance carriers are reviewing their portfolios for potential Sexual Misconduct Liability (SML) exposure. Consequently, non-renewals, exclusions, and policy restrictions for SML-related incidents are becoming more frequent.Amid the backdrop of increasing scrutiny and societal awareness around sexual abuse litigation, insurance carriers are reviewing their portfolios for potential Sexual Misconduct Liability (SML) exposure. Consequently, non-renewals, exclusions, and policy restrictions for SML-related incidents are becoming more frequent.

Asia’s Digital Asset Crackdown: Why D&O Insurance is No Longer Optional

Across Hong Kong, Singapore, and South Korea, regulators are tightening digital asset rules and elevating personal accountability for senior management—making D&O insurance a critical safeguard for platform operators, founders, and directors. Strengthen governance, protect leadership during investigations and claims, and align coverage with evolving requirements from the SFC, MAS, and Korea’s proposed Digital Asset Basic Act. Lockton’s LEAP team helps digital asset firms design right-sized D&O programs tailored to regional regulations and global best practices.Across Hong Kong, Singapore, and South Korea, regulators are tightening digital asset rules and elevating personal accountability for senior management—making D&O insurance a critical safeguard for platform operators, founders, and directors. Strengthen governance, protect leadership during investigations and claims, and align coverage with evolving requirements from the SFC, MAS, and Korea’s proposed Digital Asset Basic Act. Lockton’s LEAP team helps digital asset firms design right-sized D&O programs tailored to regional regulations and global best practices.
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