At Lockton Affinity, our specialty is affinity groups. Groups like yours call on us to create all-encompassing, innovative insurance solutions that are exclusive to their individual groups and members. We excel at custom-tailoring insurance plans that provide the best protection and rates for your members, while helping you create a benefit for membership recruitment.

PRODUCT

Affinity Schemes

Customized Insurance for Franchises, Associations, Sports, Trade groups, Non-profits and Professional Organizations

At Lockton Affinity, our specialty is affinity groups. Groups like yours call on us to create all-encompassing, innovative insurance solutions that are exclusive to their individual groups and members. We excel at custom-tailoring insurance plans that provide the best protection and rates for your members, while helping you create a benefit for membership recruitment.

We serve a wide array of industries ranging from small business, financial institutions, transportation and franchise businesses to fraternal organizations and common-cause groups. Our dedicated team of Associates delivers the client-focused service you're looking for. Peerless in approach, advice, innovation and impact, we’re confident our service will resonate with your goals.

We recognize the variety of ways you create value for your members and a customized insurance program is an excellent way to build on that offering. We also understand that each group is unique and deserves individualized thinking and attention, so we’ve become experts at custom tailoring, implementing and managing insurance solutions for groups of all shapes and sizes.

Our Clients

Lockton works with a wide array of clients in the Affinity Schemes area, including (but not limited to):

  • Franchise Systems

  • Non-profit Organizations

  • Financial Associations

  • Legal Associations

  • Healthcare Associations

  • Fitness & Wellness Groups

  • Automotive Businesses

  • Small Business Organizations

  • Additional Groups & Industries

We're here to help

We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

Talk to our team
We're here to help

Latest News & Insights

Lithium-ion batteries have become both ubiquitous and essential to our modern lives. Utilised in our homes, workplaces, and transportation, lithium-ion batteries provide a readily available and reliable source of power for devices, such as cars, e-bikes, computers, and mobile phones. Inside Risk: lithium-ion battery returns — managing property fire risk in the retail sector

Cyber-physical risk in the marine sector: a wake-up call from the MSC Antonia

The recent grounding of the MSC Antonia near the Eliza Shoals off Jeddah on 10 May 2025 has brought into sharp focus the real-world consequences of cyber-physical attacks in the maritime sector – and particularly within the MENA region. Analysis by respected maritime intelligence firms such as Pole Star Global and Windward indicate that the vessel's navigational systems were likely compromised by GPS jamming, leading to incorrect positioning data and ultimately to the grounding incident.

This event underscores the growing cyber threat to vessel movement in the region – one with potential outcomes including groundings, collisions, and environmental harm. For MENA, where critical trade routes such as the Strait of Hormuz and the Suez Canal are lifelines of global commerce, the implications are particularly serious. Regional security dynamics, increased reliance on digital systems, and proximity to cyber-capable nation-state actors elevate both the frequency and severity of these risks.

Despite this, in our work with marine clients across the Middle East and North Africa, we continue to observe a significant disconnect between emerging cyber threats and existing risk transfer arrangements. That gap must close before the next incident occurs.
The recent grounding of the MSC Antonia near the Eliza Shoals off Jeddah on 10 May 2025 has brought into sharp focus the real-world consequences of cyber-physical attacks in the maritime sector – and particularly within the MENA region. Analysis by respected maritime intelligence firms such as Pole Star Global and Windward indicate that the vessel's navigational systems were likely compromised by GPS jamming, leading to incorrect positioning data and ultimately to the grounding incident.

This event underscores the growing cyber threat to vessel movement in the region – one with potential outcomes including groundings, collisions, and environmental harm. For MENA, where critical trade routes such as the Strait of Hormuz and the Suez Canal are lifelines of global commerce, the implications are particularly serious. Regional security dynamics, increased reliance on digital systems, and proximity to cyber-capable nation-state actors elevate both the frequency and severity of these risks.

Despite this, in our work with marine clients across the Middle East and North Africa, we continue to observe a significant disconnect between emerging cyber threats and existing risk transfer arrangements. That gap must close before the next incident occurs.

Piers Hughes Promoted to Head of Placement - Asia

Piers Hughes has been promoted to Head of Placement - Asia. Learn about his new role focusing on Wholesale business growth, enhanced collaboration across Asia offices, and strengthening client solutions in facilities, captives, and retro capabilities.Piers Hughes has been promoted to Head of Placement - Asia. Learn about his new role focusing on Wholesale business growth, enhanced collaboration across Asia offices, and strengthening client solutions in facilities, captives, and retro capabilities.

Ensuring the right cargo cover amid tariff uncertainty

The recent US import tariff changes have created significant trade disruption in the cargo market: goods were expedited prior to expected tariff increases, or after the announcement, diverted to other destinations, or held in storage awaiting improved tariff conditions.The recent US import tariff changes have created significant trade disruption in the cargo market: goods were expedited prior to expected tariff increases, or after the announcement, diverted to other destinations, or held in storage awaiting improved tariff conditions.
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