Explore Lockton’s comprehensive quarterly market update for commercial insurance. Get insights on rate trends, inflation, emerging risks like AI and parametric solutions, and sector-specific analysis for construction, energy, architecture, and logistics.

— OCTOBER 2026

Lockton Market Update

Room to maneuver

Market conditions remain favorable, but pricing improvements are slowing and outcomes are becoming more segmented by risk, industry, and carrier appetite. Today’s market conditions create an opportunity to do more than reduce insurance costs. As insurers become more selective and place greater emphasis on governance, resilience, and risk quality, buyers can use favorable conditions to strengthen risk financing strategies while they still have flexibility and leverage.


Rate Changes by Line graphic