Lockton’s London-based International Management Liability (IML) team specialises in flexible, targeted insurance and risk management solutions for senior business executives. Backed by unrivalled expertise and strong international insurer relationships, our dedicated team currently places approximately 1,000 financial lines policies for 500 commercial clients.

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Management Liability

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Tailored protection that you can rely on

Lockton’s London-based International Management Liability (IML) team specialises in made-to-measure, flexible insurance and risk management solutions for senior business executives. Backed by unrivalled expertise and strong international insurer relationships, our dedicated team currently places approximately 1,000 financial lines policies for 500 commercial clients.

We pride ourselves on our vast servicing capabilities, working with a range of clients from complex and multinational companies to innovative start-ups with a thirst to grow. Our policies are designed to help directors, officers and senior management navigate the increasingly regulated environment that businesses operate in today, providing effective protection from risky exposures.

We endeavour to fully understand our clients’ individual risk exposures and tailor each financial lines insurance programme to meet their specific needs. Free from the demands of stakeholders, our team are focused solely on our clients, offering industry-leading service that sets us apart from the competition.

What we bring to your business

  • Our expert IML service team has first-hand experience dealing with a wide range of risks, and can offer sound advice on the possible impacts of every scenario

  • We offer complete visibility around market cycles and the underwriting outcomes expected through hard and soft markets

  • Our strong reputation in the market drives the recruitment of high-calibre individuals that provide outstanding support to clients

  • The team’s incredibly low staff turnover means we can offer consistent service and stability, with the same account team you meet at the beginning staying to guide you throughout

  • Lockton’s lasting relationships with key insurers help us to secure the best terms and quickly resolve any coverage or claims issue

  • We offer exclusive coverage forms for D&O liability insurance and commercial crime insurance with limited exclusions and broad coverage conditions

Our core product insurance offerings

  • Directors and Officers Liability (D&O)

  • Public Offering of Securities Insurance (POSI)

  • Commercial Crime, including full limit social engineering coverage

  • Employment Practices Liability (EPL)

  • Pension Trustee Liability (PTL), including run-off

  • Charity Trustee Liability

Our core product insurance offerings

  • Directors and Officers Liability (D&O)

  • Public Offering of Securities Insurance (POSI)

  • Commercial Crime, including full limit social engineering coverage

  • Employment Practices Liability (EPL)

  • Pension Trustee Liability (PTL), including run-off

  • Charity Trustee Liability

Management Liability Contacts

Tale
Drugli

Vice President
+47 469 51 605

News and Insights

Sewers in cities across the globe are struggling to cope with the rapidly changing climate. In July 2023, New York suffered some of the most intense rainfall in its history, while in 2021, London was hit with two flash floods just two weeks apart which cost insurers tens of millions of pounds in claims. As more frequent storms overload old, often poorly maintained drainage systems, basement properties are under increasing threat. Managing against basement flooding in urban areas

Mitigating the fire risk from charging electric vehicles

The demand for electric vehicles (EVs) continues to grow for both private and commercial users. As such, there is an increasing need to provide additional infrastructure to enable convenient, rapid, and safe charging of EVs for staff and the public. Recent experience has demonstrated fires involving EVs can burn for an extended period of time and present significant challenges when attempting final extinguishment. Property protection principles should be considered in the design and location of EV charging points to help limit the effects of fire to property, business, and environment.  The demand for electric vehicles (EVs) continues to grow for both private and commercial users. As such, there is an increasing need to provide additional infrastructure to enable convenient, rapid, and safe charging of EVs for staff and the public. Recent experience has demonstrated fires involving EVs can burn for an extended period of time and present significant challenges when attempting final extinguishment. Property protection principles should be considered in the design and location of EV charging points to help limit the effects of fire to property, business, and environment.

Commercial property: preparing for increased squatters risk

Colder winter months can increase the likelihood of properties being occupied by squatters. Although the practice has been illegal in residential properties since 2012, commercial properties remain exposed. Squatting can lead to significant financial consequences for landlords and property owners, including higher insurance costs, or an inability to secure cover.

By taking steps to prevent squatters gaining access to properties, owners and landlords can keep their assets safe, and reassure insurers as to their exposure. Colder winter months can increase the likelihood of properties being occupied by squatters. Although the practice has been illegal in residential properties since 2012, commercial properties remain exposed. Squatting can lead to significant financial consequences for landlords and property owners, including higher insurance costs, or an inability to secure cover.

By taking steps to prevent squatters gaining access to properties, owners and landlords can keep their assets safe, and reassure insurers as to their exposure.

Addressing insurer concerns regarding modular construction

An increasing number of construction companies are turning to modular construction to take advantage of potential efficiencies and cost savings. However, insurers do have some concerns about this technology that need to be addressed to ensure there is appropriate insurance cover in place for such projects.  An increasing number of construction companies are turning to modular construction to take advantage of potential efficiencies and cost savings. However, insurers do have some concerns about this technology that need to be addressed to ensure there is appropriate insurance cover in place for such projects.
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