Lockton’s dedicated Property Insurance team specialises in the sourcing and securing of targeted, bespoke insurance and risk solutions to protect a key cornerstone of your business: your property. Using a detail-oriented, data-backed approach, and harnessing strong relationships with key insurers, we are uniquely equipped to deliver a lasting solution that is matched to your needs and aspirations.

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Corporate Risk- Property

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Lasting solutions to mitigate your property risks

Lockton’s property insurance broking team is made up of highly experienced brokers who have significant knowledge of the insurance market and market cycles, coupled with strong key insurer relationships. Our approach has always been to build strong professional relationships with insurers, not only within the London market, but across insurance markets globally, to ensure we obtain the best coverage/cost combination for our clients.

The team’s focus and experience is in designing insurance programmes that are tailored to our clients’ specific needs, underpinned by robust analytical data and technical knowledge. Working closely with our risk control team, we advise on protective measures that dovetail with your insurance purchase strategy.

The broking team works closely with our claims specialists to enhance policy wordings and ensure they respond to any losses. The collaboration of a one-team approach continues to deliver exceptional results.

Our services

Sectors we cover

  • Hospitality

  • Food and drink

  • Manufacturing

  • Wholesale

  • Retail

  • Professional services

  • Pharmaceuticals

  • Telecommunications

  • Technology

  • Utilities and infrastructure

  • Waste management

What we bring to your business

  • Risk protection - Our risk control team works in partnership with our clients to provide a complete range of risk management support, including advice on protective measures to ensure your risk management strategy best protects your assets. Our expertise includes risk analysis, risk management strategy, business continuity planning and ongoing specialist advice.

  • Business impact analysis (BIA) - We work with you to understand the potential impact and cost of a major event at key premises. This is fundamental in revealing potential vulnerabilities and provides a foundation for building data-driven risk mitigation initiatives, or changes to your insurance programme structure and wording.

  • Business impact audit review - Building on the BIA, this audit puts greater focus on the financial impact of an event, ensuring your existing cover is fit for purpose. We will help you to de-risk ahead of any potential major claim, gathering key information for insurers and loss adjusters.

  • Programme structure design options - Our detailed analysis enables us to design a bespoke insurance programme with cover and limits that meet your specific needs now and into the future as your business evolves.

  • Major claims protocols and management - In conjunction with your key insurer and loss adjuster, we will work with you to design clear claims protocols in the event of a major loss event. This board-level roadmap encourages a stronger relationship between client, insurer and loss adjuster ahead of a major claim, which can work to expedite claim payments.

News and Insights

Insurance can often play a vital role in unlocking development potential by mitigating risk so that developers and funders are willing to invest resource and finance into a project. For construction practitioners, however, the implementation of specialist insurance can also bring unique risks. Understanding these risks and seeking specialist advice can be crucial when it comes to mitigating potential claims.Atypical projects have uncommon insurance: possible implications for PII

Atypical projects have uncommon insurance: possible implications for PII

article
Insurance can often play a vital role in unlocking development potential by mitigating risk so that developers and funders are willing to invest resource and finance into a project. For construction practitioners, however, the implementation of specialist insu ...
Read moreAtypical projects have uncommon insurance: possible implications for PII

Lockton appoints Emilie Bardey as Head of FI Wholesale

Lockton, the world’s largest independent insurance broker, has announced that Emilie Bardey has been appointed as Head of Financial Institutions (FI) Wholesale, effective 1 May 2025. Lockton, the world’s largest independent insurance broker, has announced that Emilie Bardey has been appointed as Head of Financial Institutions (FI) Wholesale, effective 1 May 2025.

Why scale-ups need Enterprise Risk Management

As startups transition into scale-ups, they often enter a period of rapid growth and heightened uncertainty. It’s a thrilling phase – marked by increased market traction, expanding teams, and bigger opportunities – but also a time when growing pains can be fatal if risks aren’t well managed. Enterprise Risk Management (ERM) plays a critical role in this journey, helping organisations navigate the turbulence that accompanies scaling. For founders and leadership teams aiming to build resilient, sustainable companies, embedding ERM into their growth strategy isn’t just good practice – it’s essential.As startups transition into scale-ups, they often enter a period of rapid growth and heightened uncertainty. It’s a thrilling phase – marked by increased market traction, expanding teams, and bigger opportunities – but also a time when growing pains can be fatal if risks aren’t well managed. Enterprise Risk Management (ERM) plays a critical role in this journey, helping organisations navigate the turbulence that accompanies scaling. For founders and leadership teams aiming to build resilient, sustainable companies, embedding ERM into their growth strategy isn’t just good practice – it’s essential.

How the insurance industry enforces BESS safety standards

Over 30GWH of BESS site capacity was submitted for planning application in the UK during 2024, adding to the existing 8GWh of capacity already online. However, planning approval requirements and safety standards may vary considerably by jurisdiction — both internationally and domestically. This can create deviation between projects as a result; potentially inviting risk.Over 30GWH of BESS site capacity was submitted for planning application in the UK during 2024, adding to the existing 8GWh of capacity already online. However, planning approval requirements and safety standards may vary considerably by jurisdiction — both internationally and domestically. This can create deviation between projects as a result; potentially inviting risk.
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Our European Contacts

Marianne
Gorridsen
Partner
Email

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We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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