Lockton’s dedicated Property Insurance team specialises in the sourcing and securing of targeted, bespoke insurance and risk solutions to protect a key cornerstone of your business: your property. Using a detail-oriented, data-backed approach, and harnessing strong relationships with key insurers, we are uniquely equipped to deliver a lasting solution that is matched to your needs and aspirations.

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Corporate Risk- Property

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Lasting solutions to mitigate your property risks

Lockton’s property insurance broking team is made up of highly experienced brokers who have significant knowledge of the insurance market and market cycles, coupled with strong key insurer relationships. Our approach has always been to build strong professional relationships with insurers, not only within the London market, but across insurance markets globally, to ensure we obtain the best coverage/cost combination for our clients.

The team’s focus and experience is in designing insurance programmes that are tailored to our clients’ specific needs, underpinned by robust analytical data and technical knowledge. Working closely with our risk control team, we advise on protective measures that dovetail with your insurance purchase strategy.

The broking team works closely with our claims specialists to enhance policy wordings and ensure they respond to any losses. The collaboration of a one-team approach continues to deliver exceptional results.

Our services

Sectors we cover

  • Hospitality

  • Food and drink

  • Manufacturing

  • Wholesale

  • Retail

  • Professional services

  • Pharmaceuticals

  • Telecommunications

  • Technology

  • Utilities and infrastructure

  • Waste management

What we bring to your business

  • Risk protection - Our risk control team works in partnership with our clients to provide a complete range of risk management support, including advice on protective measures to ensure your risk management strategy best protects your assets. Our expertise includes risk analysis, risk management strategy, business continuity planning and ongoing specialist advice.

  • Business impact analysis (BIA) - We work with you to understand the potential impact and cost of a major event at key premises. This is fundamental in revealing potential vulnerabilities and provides a foundation for building data-driven risk mitigation initiatives, or changes to your insurance programme structure and wording.

  • Business impact audit review - Building on the BIA, this audit puts greater focus on the financial impact of an event, ensuring your existing cover is fit for purpose. We will help you to de-risk ahead of any potential major claim, gathering key information for insurers and loss adjusters.

  • Programme structure design options - Our detailed analysis enables us to design a bespoke insurance programme with cover and limits that meet your specific needs now and into the future as your business evolves.

  • Major claims protocols and management - In conjunction with your key insurer and loss adjuster, we will work with you to design clear claims protocols in the event of a major loss event. This board-level roadmap encourages a stronger relationship between client, insurer and loss adjuster ahead of a major claim, which can work to expedite claim payments.

News and Insights

The 2026 renewal season has been a difficult one for Protection and Indemnity (P&I) Insurance buyers. General increases – the additional amount that P&I clubs require from their members, represented as a percentage of the premium paid by each member – sat at a mean average of 6% across the International Group. The most frequent increase sat slightly lower, with 7 of the 12 clubs asking for increases of 5%. The American Club and Steamship members saw the highest increase of all, at 8%. In addition, except for Gard, all clubs have asked for standard deductible increases.P&I renewals: Economic volatility forces clubs’ tough stance on general increases

P&I renewals: Economic volatility forces clubs’ tough stance on general increases

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Read moreP&I renewals: Economic volatility forces clubs’ tough stance on general increases

Cyber Insurance Market Update: Rates decline despite rising claims

Cyber security was one of the biggest challenges facing organisations in 2025, with a 129% increase in ‘nationally significant’ cyber security incidents during the 12 months ending August. Despite this, the Cyber Insurance market continues to provide favourable conditions for clients: premiums across the Lockton portfolio decreased by an average of 11% in 2025. Even more importantly, carriers have shown willingness to expand coverage into new exposures where the market previously lacked appetite.Cyber security was one of the biggest challenges facing organisations in 2025, with a 129% increase in ‘nationally significant’ cyber security incidents during the 12 months ending August. Despite this, the Cyber Insurance market continues to provide favourable conditions for clients: premiums across the Lockton portfolio decreased by an average of 11% in 2025. Even more importantly, carriers have shown willingness to expand coverage into new exposures where the market previously lacked appetite.

Data Centre Market Update: Q1 2026

As new data centres continue to come online, insurance buyers are benefiting from favourable market conditions. The highly engineered nature of modern facilities has sharpened the industry’s focus on risk engineering, creating an attractive proposition for insurers and prompting competitive rating structures. This has supported an influx of new capacity across the UK, US, and Asia, with notable lines deployed by FM Global. In the months ahead, attention will turn to structuring programmes for data centres of increasing scale and value. Projects that once involved modest builds have evolved into multi-billion-dollar campuses, bringing heightened aggregation concerns as highvalue assets cluster within single regions. Despite the market’s maturing, many insurers may not have previously underwritten assets of this magnitude.As new data centres continue to come online, insurance buyers are benefiting from favourable market conditions. The highly engineered nature of modern facilities has sharpened the industry’s focus on risk engineering, creating an attractive proposition for insurers and prompting competitive rating structures. This has supported an influx of new capacity across the UK, US, and Asia, with notable lines deployed by FM Global. In the months ahead, attention will turn to structuring programmes for data centres of increasing scale and value. Projects that once involved modest builds have evolved into multi-billion-dollar campuses, bringing heightened aggregation concerns as highvalue assets cluster within single regions. Despite the market’s maturing, many insurers may not have previously underwritten assets of this magnitude.

Lockton announces partnership with RM Sotheby’s and Chubb

London, 27 January 2026 - Lockton, the world’s largest independent insurance broker, has announced a new partnership with RM Sotheby’s, the world’s largest privately held insurance brokerage firm, with underwriting provided by Chubb. London, 27 January 2026 - Lockton, the world’s largest independent insurance broker, has announced a new partnership with RM Sotheby’s, the world’s largest privately held insurance brokerage firm, with underwriting provided by Chubb.
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Our European Contacts

Marianne
Gorridsen
Partner
+45 2628 4142
Email

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We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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