Harnessing extensive industry experience, Lockton’s dedicated Casualty Insurance team is uniquely equipped to help you safeguard your assets and protect your bottom line in the event of a claim, whether it be for third-party property damage, injury caused by products, employee illness, or disease. Our practice specialises in managing, structuring and placing multinational programmes, providing continuous support across captive and reinsurance placements, as well as offering statistical claims analysis and bespoke risk management services.

PRODUCTS AND SERVICES

Corporate Risk - Casualty

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Innovative cover to transfer your unique risks

Lockton specialises in the design and placement of cost-effective, tailored liability programmes that respond immediately in the event of a claim.

Offering exclusive access to the entire global insurance marketplace, we’ll source the optimum solution to help you transfer the unique risks you face. Our placement strategy for each client is bespoke and designed to best match your exposures, and we’ll only work with insurers that understand your business and can provide the right coverage and service for you.

We will bring a full range of programme design alternatives backed by advanced analytics to inform decision making. This may include the use of alternative risk finance techniques and captive insurers where relevant and of value.

The Lockton Casualty team works across all industry sectors, including those with complex risk challenges or high claim activity, providing a lasting solution for all. We are rigorous in our analysis of policy coverage to ensure you benefit from the broadest available terms.

Our services

Our technical expertise and coverage extensions

  • Public and products liability

  • UK employers’ liability

  • Excess liability

  • Motor fleet

  • Environmental liability

  • Medical malpractice

  • Professional liability

  • Financial loss

  • Product recall

  • Product guarantee

What we bring to your business

  • Business continuity management - We take a holistic approach to business continuity management (BCM), identifying potential internal and external threats to your organisation and helping you build resilience with a planned response.

  • Claims defensibility - Our broking team work as one with our experienced claims team will help you navigate the challenging liability claims environment, preparing you for complex legal duties and strict timescales involved during the claims process. We will analyse your data and incident reporting processes, while delivering bespoke training to improve the likely outcome of potential claims.

  • Risk management initiatives - Working in tandem with leading insurers, we will help you create co-funded, effective health and safety and risk management initiatives to reduce the likelihood and the severity of any incident and subsequent losses.

Our European Contacts

Nina
Haug

Senior Vice President
+47 934 11 065

News and Insights

As new data centres continue to come online, insurance buyers are benefiting from favourable market conditions. The highly engineered nature of modern facilities has sharpened the industry’s focus on risk engineering, creating an attractive proposition for insurers and prompting competitive rating structures. This has supported an influx of new capacity across the UK, US, and Asia, with notable lines deployed by FM Global.

In the months ahead, attention will turn to structuring programmes for data centres of increasing scale and value. Projects that once involved modest builds have evolved into multi-billion-dollar campuses, bringing heightened aggregation concerns as highvalue assets cluster within single regions. Despite the market’s maturing, many insurers may not have previously underwritten assets of this magnitude.Data Centre Market Update: Q1 2026

De-risking AI in precision medicine

Artificial intelligence is the backbone of precision medicine, underpinning efforts to provide effective treatments for patients, based on genetic, environmental, and lifestyle factors. But if deployed without safeguards, AI systems can amplify bias, or falter in real world clinical settings – with direct consequences for patient safety, trust, and business resilience. For healthcare organisations, the question is how to de-risk deployment of AI to ensure that innovation translates into reliable and equitable outcomes for patients.Artificial intelligence is the backbone of precision medicine, underpinning efforts to provide effective treatments for patients, based on genetic, environmental, and lifestyle factors. But if deployed without safeguards, AI systems can amplify bias, or falter in real world clinical settings – with direct consequences for patient safety, trust, and business resilience. For healthcare organisations, the question is how to de-risk deployment of AI to ensure that innovation translates into reliable and equitable outcomes for patients.

Why promoters need to consider event cancellation insurance

The inherent nature of live events leaves any production, no matter the scale, vulnerable to an extensive list of risks. As part of a robust risk management strategy, promoters should consider securing insurance to help mitigate potential financial and reputational repercussions from event cancellation. The inherent nature of live events leaves any production, no matter the scale, vulnerable to an extensive list of risks. As part of a robust risk management strategy, promoters should consider securing insurance to help mitigate potential financial and reputational repercussions from event cancellation.

Political violence: tackling illegal mining risks in Latin America

A mining boom is underway in Latin America. Ample resources, rising commodity prices, and foreign investment in critical minerals are fuelling sector growth. But as profits increase, so companies are coming under increasing pressure from illegal operations in search of their own share.

Mining companies cannot resolve this situation alone: ultimately, a resolution requires political will. But help is available. By taking advantage of solutions to mitigate and transfer risk, companies can insulate their operations against potential threats.A mining boom is underway in Latin America. Ample resources, rising commodity prices, and foreign investment in critical minerals are fuelling sector growth. But as profits increase, so companies are coming under increasing pressure from illegal operations in search of their own share.

Mining companies cannot resolve this situation alone: ultimately, a resolution requires political will. But help is available. By taking advantage of solutions to mitigate and transfer risk, companies can insulate their operations against potential threats.
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We bring creative thinking and an entrepreneurial spirit to the insurance business and are uniquely positioned to help you succeed.

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