Lockton’s dedicated Financial Institutions Insurance Practice is made up of industry experts, who provide intelligent and alternative coverage solutions to help you protect your balance sheet. Placing advocacy and agility at the core of our approach, our specialists utilise a deep understanding of our clients’ financial activities, articulating these in the best possible light to the global insurance market.

— PRODUCTS AND SERVICES

Global Financial Institutions

Bespoke insurance and risk solutions for financial institutions

In an increasingly litigious, highly-regulated and ever-changing economic environment, financial institutions have never faced more pressing risks than they do today. In order to tackle these, businesses require insurance protection that is truly tailored to their individual risk profiles.

Lockton’s dedicated Financial Institutions Practice is made up of industry experts, who provide intelligent and alternative coverage solutions to help you protect your balance sheet. Placing advocacy and agility at the core of our approach, our specialists utilise a deep understanding of our clients’ financial activities, articulating these in the best possible light to the global insurance market. We’ll then co-ordinate with A-rated insurers to craft a tailored programme that insulates our clients from any potential risk.

As a broker with global capabilities, not only do we understand your specific requirements, we also know how your world is developing. We have the market leverage required to secure substantial, uncompromised and affordable insurance coverage. Plus, our skilled claims technicians will advocate tirelessly for you in the event of an allegation against your business.

What we bring to your business

What we cover

  • Dedicated account management

  • Comprehensive, cost-effective financial insurance

  • Compliance with local regulations and any contractual requirements; eg AIFMD, MiFID II/MiFIR, UCITS regime, NPPR and Basel II

  • Financial risk management solutions

  • In-house claims team

  • Industry experts to interrogate the standard conditions against the full suite of coverage, from operational to the corporate

  • Unparalleled market access

  • Independent benchmarking

  • Analytics to calculate your cost of risk and evaluate retention vs transfer options

Our services

  • Directors’ and officers’ liability

  • Professional Indemnity

  • Crime

  • Cyber 

  • Office contents insurance

  • Employers’ liability

  • Public liability

  • Business liability

  • Business travel

  • Employee benefits

Related products and services

  • W&I Insurance

  • Cyber

  • Office Insurance

  • Private Clients

  • Employee Benefits

  • Claims Consultancy

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Lockton Financial Institutions Contacts

Nina
Haug
Senior Vice President
+47 934 11 065
Email
Maria
Farrugia
Associate
Email

Latest news and insights

Cyber security was one of the biggest challenges facing organisations in 2025, with a 129% increase in ‘nationally significant’ cyber security incidents during the 12 months ending August. Despite this, the Cyber Insurance market continues to provide favourable conditions for clients: premiums across the Lockton portfolio decreased by an average of 11% in 2025. Even more importantly, carriers have shown willingness to expand coverage into new exposures where the market previously lacked appetite.Cyber Insurance Market Update: Rates decline despite rising claims

Cyber Insurance Market Update: Rates decline despite rising claims

article
Key takeaways: Cyber incidents on the up – Incidents surged to unprecedented levels in 2025, yet premiums fell by an average of 11% and coverage broadened. This marks a rare divergence between underlying risk and insurance pricing. Increased capacity drives ra ...
Read moreCyber Insurance Market Update: Rates decline despite rising claims

Data Centre Market Update: Q1 2026

As new data centres continue to come online, insurance buyers are benefiting from favourable market conditions. The highly engineered nature of modern facilities has sharpened the industry’s focus on risk engineering, creating an attractive proposition for insurers and prompting competitive rating structures. This has supported an influx of new capacity across the UK, US, and Asia, with notable lines deployed by FM Global. In the months ahead, attention will turn to structuring programmes for data centres of increasing scale and value. Projects that once involved modest builds have evolved into multi-billion-dollar campuses, bringing heightened aggregation concerns as highvalue assets cluster within single regions. Despite the market’s maturing, many insurers may not have previously underwritten assets of this magnitude.As new data centres continue to come online, insurance buyers are benefiting from favourable market conditions. The highly engineered nature of modern facilities has sharpened the industry’s focus on risk engineering, creating an attractive proposition for insurers and prompting competitive rating structures. This has supported an influx of new capacity across the UK, US, and Asia, with notable lines deployed by FM Global. In the months ahead, attention will turn to structuring programmes for data centres of increasing scale and value. Projects that once involved modest builds have evolved into multi-billion-dollar campuses, bringing heightened aggregation concerns as highvalue assets cluster within single regions. Despite the market’s maturing, many insurers may not have previously underwritten assets of this magnitude.

Lockton announces partnership with RM Sotheby’s and Chubb

London, 27 January 2026 - Lockton, the world’s largest independent insurance broker, has announced a new partnership with RM Sotheby’s, the world’s largest privately held insurance brokerage firm, with underwriting provided by Chubb. London, 27 January 2026 - Lockton, the world’s largest independent insurance broker, has announced a new partnership with RM Sotheby’s, the world’s largest privately held insurance brokerage firm, with underwriting provided by Chubb.

Why promoters need to consider event cancellation insurance

The inherent nature of live events leaves any production, no matter the scale, vulnerable to an extensive list of risks. As part of a robust risk management strategy, promoters should consider securing insurance to help mitigate potential financial and reputational repercussions from event cancellation. The inherent nature of live events leaves any production, no matter the scale, vulnerable to an extensive list of risks. As part of a robust risk management strategy, promoters should consider securing insurance to help mitigate potential financial and reputational repercussions from event cancellation.
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