The energy and power insurance market remains firmly in buyers’ favor. Capacity is abundant, competition is intense and insurers continue to pursue growth across many classes. Combined with supportive reinsurance outcomes and generally healthy insurer balance sheets, these conditions are sustaining downward pressure on rates and creating opportunities to improve program structures, broaden coverage and secure additional protection.
Yet beneath those favorable conditions, insurer priorities are evolving. While capacity remains widely available, underwriting discussions are becoming more focused on resilience than exposure alone. Insurers increasingly want to understand how organizations respond to disruption, manage operational dependencies and maintain continuity in a more volatile environment.
